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2019.07.16 Council Meeting Packet4141 Douglas Drive North • Crystal, Minnesota 55422-1696 Tel: (763) 531-1000 • Fax: (763) 531-1188 • www.crystalnm.gov Posted: July 12, 2019 City Council Meeting Schedule Tuesday, July 16, 2019 Time Type of meeting Location City Council Work Session to discuss: • City Manager monthly update and midyear work plan review. 6:45 p.m. • Constituent issues update. Conference Room A • New business. • Announcements. 7 p.m. City Council meeting Council Chambers Auxiliary aids are available upon request to individuals with disabilities by calling the City Clerk at (763) 531-1145 at least 96 hours in advance. TTY users may call Minnesota Relay at 711 or 1-800-627-3529. 4141 Douglas Drive North • Crystal, Minnesota 55422-1696 Tel: (763) 531-1000 • Fax: (763) 531-1188 • www.crystalnm.gov City Council Work Session Agenda July 16, 2019 6:45 p.m. Conference Room A Posted: July 12, 2019 Pursuant to due call and notice given in the manner prescribed by Section 3.01 of the City Charter, the work session of the Crystal City Council was held at p.m. on July 16, 2019 in Conference Room A, 4141 Douglas Dr. N., Crystal, Minnesota. I. Attendance Council Members Staff LaRoche Norris Parsons Therres Adams Revering Banks Budziszewski Deshler Kiser II. Agenda of discussion items: a. City Manager monthly update and midyear work plan review. b. Constituent issues update. c. New business.* d. Announcements.* * No supporting documentation. III. Adjournment The work session adjourned at p.m. Auxiliary aids are available upon request to individuals with disabilities by calling the City Clerk at (763) 531- 1145 at least 96 hours in advance. TTY users may call Minnesota Relay at 711 or 1-800-627-3529. Objectives: 4141 Douglas Drive North • Crystal, Minnesota 55422-1696 Tel: (763) 53 1 -1000 • Fax: (763) 531-1188 • www.crystalmn.gov CITY MANAGER WORK PLAN MONTHLY CHECK IN — JULY 2019 Operational planning for achievement of Council goals Thriving Business Climate City Code update complete — last substantive changes to Chapters 10 — 20 in progress; second reading of ordinance on 7/16/19 agenda • More permits and licenses available on-line • Open To Business assistance available Create Strong Neighborhoods ■ Code enforcement — on-going • Implementation of Master Parks System Plan — Becker Park improvement project construction underway ■ Home improvement loans/rebates available through CEE Fiscally sound and stable policies and practices: • Long term financial planning: • Long term plan review and 2020 budget preview scheduled for 7/11/19 Space needs study (police) still in progress Assume no new debt Build inclusive community so all feel welcome • Updated objectives reviewed and okayed at 6/18 work session Communications coordinator will attend September Police Multi -Cultural Advisory Committee meeting for input/feedback on communications/marketing plan Monthly check in with Council Facilitative leadership and vision — update shared vision and common goals Clarified vision expectations at February work session 6/18/19 —updated vision, goals & objectives Mid -year work plan and goals status report attached Enrichment Development Plan - Name Anne Norris Position City Manager Review Dates Ql Q'- (p Objective: 1. Operational Planning Development Opportunity/Enrichment Goal: * Communicate with Senior Staff Council's goals and priorities and coordinate timely implementation of them Action Steps/Goals and Timeframe: -Implement Becker Park improvements -Refine long term capital plan: - park funding - building funding - internal service funds need to be fully funded -Update Council priorities Feedback Methods/Periodic Progress Review City manager check —ins Quarterly budget reports Budget process Regular check -ins with senior staff Required Resources: Time Facilitator (updating Council priorities) and funds for that Expected Outcomes/Measures Updated Council priorities: Strong neighborhoods - Thriving business community - Sound financial policies/practices - Inclusive, welcoming community In progress July 1 1 work session Done —June 18 Monthly Quarterly On-going Bi -weekly meetings Increased communications and understanding by senior staff of updated Council priorities and by Council of available staff capacity and resources R Enrichment Development Plan Objective: 2. Facilitative Leadership and Vision Development Opportunity/Enrichment Goal: + Work with City Council and senior staff to develop a shared vision and common goals as well as a plan for working together on achieving those goals (see previous objective) Action Steps/Goals and Timeframe: - Lead conversation to define city manager role and update Council vision and priorities Update work plan based on updated priorities - Updated work plan to incorporate facilitative leadership and vision expectations - Senior staff assignments for achievement of goals Feedback Methods/Periodic Progress Review City manager check—ins Regular check -ins with senior staff Required Resources: Time Facilitator (updating Council priorities) and funds for that February, April 2019 Reviewed June 18 Monthly Bi -weekly meetings Expected Outcomes/Measures R Updated Council goals and priorities + Updated work plan that addresses/develops facilitative leadership and visionary skills, while addressing Council goals and priorities �?ss Plan Goals •2019-2021 Ooal 1: Create a thriving business climate Objectives Strategic Actions Council and Staff Roles Streamline regulatory + E -licenses and on-line City Council processes permits on line City manager Maintain and reinvest in public infrastructure & beautification Provide technical assistance to encourage business development ■ Review/update building Senior staff permit fee schedule City manager • Review permit & license Senior staff penalties + Review Fire code West Metro staff and Board sprinkling requirements New Hope City Council (JPA — reuse of existing change) buildings i City Council • Determine public City Council improvements to be City manager made Senior staff Pilot planter boxes — BLR Mural — BLR New police station ■ Open to Business i City Council ■ Explore partnerships City manager with other regional Community development community development agencies + Research facade loans Timeline In progress During annual budget cycle (summer 2019) Summer/fall 2019 End of 2019 2020 budget discussions Ongoing contract 2019-2020 Crystal Vision and Goals — 2019 — 2021 Updated 7-10-19 1 Objectives Strategic Actions Council and Staff Roles Timeline Conduct planning for capital • Determine capital Senior staff, City Council Spring 2019 needs; develop saving plan for needs capital funds and needs ■ Determine annual funding levels for Senior staff, City Council Budget process (summer capital funds 2019) ■ Determine funding and timing for City Council, Senior staff Budget process (summer new/expanded police 2019) department as part of City Hall campus Replace debt with long-term • Payoff outstanding City Council As feasible/permissible based planning to be debt free debt early City manager on bond call dates (street * Develop a long term Senior staff projects) financial plan for capital needs Budget process (summer) Communicate financial policies and reasons for them to community • Newsletter • Mayor's Minutes • Website/social media + Budget documents # Press releases a Interviews City Council City manager Senior staff Communications coordinator At every opportunity Crystal Vision and Goals — 2019 — 2021 Updated 7-10-19 2 1 P a g e Objectives Strategic Actions Council and Staff Roles Attractive, desirable ■ Complaint based code Council neighborhoods and safe housing enforcement, prompt response City Manager • Curbside collection (every other year) Community Development ■ WMFRD Home Safety Police program WMFRD Promote crime prevention/awareness Incentivize Private Improvements to Housing Stock Consistent, frequent communications with citizens Reinvest in Public buildings and I infrastructure 9 + Night To Unite & Community Policing Neighborhood Watch ■ CCPB Partnership • JCPP — MAC ■ Loan/Rebate Programs — CEE - Incentive program ■ Newsletter ■ Social Media (Nextdoor as appropriate) 40 Council Availability • CCX Media/NWCT Maintain Community Center Implement long-term park plan New/expanded PD station/City Hall campus Council City Manager Police Senior Staff Council City Manager Community Development Council All staff Council City Manager Parks, Recreation, Public Works and Community Development Timeline On-going 2020 (every other year) On-going Every August On-going On-going On-going On-going On-going Quarterly On-going On-going On-going Budget, on-going Master- park system plan complete; implementation through LT capital plan Crystal Vision and Goals — 2019 — 2021 Updated 7-10-19 3 1 4141 Douglas Drive North • Crystal, Minnesota 55422-1696 Tel: (763) 531-1000 • Fax: (763) 531-1188 • www.crystalmn.gov City Council Meeting Agenda July 16, 2019 7 p.m. Council Chambers The city manager’s comments are bolded. 1. Call to Order, Roll Call and Pledge of Allegiance. 2. Approval of Agenda The Council will consider approval of the agenda. 3. Presentations:* 3.1. Recognition of Officer Marcus Issa 3.2. Recognition regarding promotions of Reserve Officers Evenson and Tingle 3.3. Recognition of Chief’s Award to Public Works Employees Randy Ek and Matt Blomquist 4. Consent Agenda The Council will consider the following items, which are routine and non-controversial in nature, in a single motion: 4.1. Approval of the minutes from the following meetings: a. The City Council meeting on June 18, 2019. b. The City Council work session on June 18, 2019. 4.2. Approval of the list of license applications submitted by the city clerk to the City Council, a list that is on file in the office of the city clerk. 4.3. Approval of a resolution accepting the following donations: a. $15,000 from the Chad Greenway Lead the Way Foundation for Becker Park Play Area. b. $10,000 from VFW Post #494 for Crystal Frolics. c. $500 from American Legion #630 for Crystal Airport Open House. d. $250 from Golden Valley VFW #7051 for Crystal Airport Open House. 4.4. Approval of a resolution authorizing a mutual access easement with Hennepin County for the City Hall - Rockford Road Library campus. Crystal City Council Meeting Agenda June 18, 2019 Page 2 of 4 5. Open Forum (The City Council appreciates hearing from citizens about items of concern and desires to set aside time during each meeting for Open Forum. To provide ample opportunity for all, speaking time is limited to three minutes and topic discussion is limited to ten minutes. The Mayor may, as presiding officer, extend the total time allowed for a topic. By rule, no action may be taken on any item brought before the Council during Open Forum. The Council may place items discussed during Open Forum onto subsequent council meeting agendas.) 6. Public Hearing 6.1. The Council will hold a public hearing to consider new on-sale dual wine/beer and Sunday liquor licenses for Cajun Kitchen, Inc. d/b/a Cajun Kitchen, located at 5440 West Broadway. Chao Lin, owner of Cajun Kitchen, Inc., d/b/a Cajun Kitchen, is requesting new on-sale dual wine/beer and Sunday liquor licenses for 5440 West Broadway. All the required paperwork and background check have been completed. After taking public comment, recommend approval of the new liquor licenses. 6.2. The Council will hold a public hearing to consider a resolution approving the sale of Lots 1 – 3, Block 1, Iron Horse Addition (5160, 5168 and 5176 Louisiana Ave N). The city received two proposals, one from Tollberg Homes and the other from Acacia Construction. Both proposals offered the city’s minimum price of $205,000 for the three lots. Tollberg submitted split entry home plans similar to those it has built on other lots in Crystal. Acacia submitted two story home plans similar to those it has built on scattered site lots in New Hope. Staff recommends acceptance of the proposal from Acacia. 7. Regular Agenda 7.1. The Council will consider approval of disbursements over $25,000 submitted by the finance department to the city council, a list that is on file in the office of the finance department. Recommend approval of disbursements over $25,000. 7.2. The Council will receive the 2018 Audit and Comprehensive Annual Financial Report. Matt Mayer or another representative of BerganKDV will present the city’s 2018 Audit and Comprehensive Annual Financial Report. After hearing the presentation, the Council should accept the 2018 audit and financial report. Crystal City Council Meeting Agenda June 18, 2019 Page 3 of 4 7.3. The Council will consider the second reading and adoption of an ordinance amending Chapters 10 – 20 of the City Code and a resolution approving its summary publication. At its June 4 and 18 work sessions, the City Council reviewed substantive corrections to the remainder of the City Code, primarily in Chapters 10 – 12, and most of the amendments are in Chapter 12 regarding liquor licensing. The City Council approved the first reading of the ordinance making these changes on June 18. Recommend approval of the second reading of the ordinance amending Chapters 10 – 20 of the City Code and approval of the resolution approving summary publication of this ordinance. 7.4. The Council will consider an amendment to the West Metro Fire-Rescue District joint powers agreement. As part of the West Metro Fire-Rescue District’s 2018 audit, the WMFRD Board discussed the need to update the joint powers agreement and bylaws for the District so the disbursements language matches current State law. In the 2017 the Legislature eliminated the written claim on disbursements requirement for home rule charter cities of the second, third or fourth class but not for statutory cities. Crystal is a charter city and New Hope is a statutory city. The state law allows a joint powers organization to follow requirements outline in the joint powers agreement and the District is already following the new law for charter cities. At its July 10 meeting, WMFRD Board approved the amended Bylaws making this change, subject to the Crystal and New Hope city councils approving the amended Joint Powers Agreement. Recommend approval of the amended Joint Powers Agreement. 8. Announcements a. The Crystal Business Association meets Wednesday, July 17 at 8:30 a.m. in the Community Room and is hosted by Associated Bank. b. Crystal Frolics is being held at Welcome Park from July 25-28. More information is available at www.crystalfrolics.org. c. Saturday, August 10, is the Crystal Lions Corn Feed, the Antique Car Run, Hot Rod Show and Serenity Village Community Church/Feed My Starving Children’s MobilePack at the Crystal Community Center, 11 a.m. – 4 p.m. d. Serenity Village Community Church’s Village Fest is Sunday, August 11, noon – 6 p.m. e. The next City Council meeting is Tuesday, August 20 at 7 p.m. in the Council Chambers at City Hall. f. Local organizations are invited to lead the pledge at City Council meetings; contact city staff for information. g. City Council meetings and work sessions are open to the public. Current and previous meetings are available for viewing and listening at www.crystalmn.gov. Crystal City Council Meeting Agenda June 18, 2019 Page 4 of 4 9. Adjournment 10. July 16, 2019 Meeting Schedule: Time Type of meeting Location 6:45 p.m. City Council Work Session to discuss: • City Manager monthly update and midyear work plan review. • Constituent issues update. • New business.* • Announcements.* Conference Room A 7 p.m. City Council meeting Council Chambers * Denotes no supporting information included in the packet. Have a great weekend; see you at Tuesday’s meeting. Crystal City Council meeting minutes June 18, 2019 Page 1 of 4 1.Call to Order Pursuant to due call and notice thereof, the regular meeting of the Crystal City Council was held on June 18, 2019 at 7 p.m. in the Council Chambers at City Hall, 4141 Douglas Dr. N. in Crystal, Minnesota. Mayor Adams called the meeting to order. Roll Call Mayor Adams asked the administrative services coordinator to call the roll for elected officials. Upon roll call, the following attendance was recorded: Council members present: Kiser, LaRoche, Parsons, Adams, Banks, Budziszewski and Deshler. City staff present: City Manager A. Norris, Assistant City Manager/Human Resources ManagerK. Therres, City Attorney T. Gilchrist, Community Development Director J. Sutter, Recreation DirectorJ. Elholm, Police Chief S. Revering and Administrative Services Coordinator T. Tassoni. Pledge of Allegiance Mayor Adams led the Council and audience in the Pledge of Allegiance. 2.Approval of Agenda The Council considered approval of the agenda. Moved by Council Member Parsons and seconded by Council Member LaRoche to approve the agenda. Motion carried. 3.Proclamation 3.1 The Mayor shared a proclamation recognizing the Bassett Creek Watershed Management Commission’s (BCWMC) 50th Anniversary. BCWMC Administrator Laura Jester and Commissioner Dave Anderson addressed the Council. 4.Consent Agenda The Council considered the following items, which are routine and non-controversial in nature, in a single motion: 4.1 Approval of the minutes from the following meetings: a.The City Council meeting on June 4, 2019. b.The City Council work sessions on June 4, 2019. 4.2 Approval of the list of license applications submitted by the city clerk to the City Council, a list that is on file in the office of the city clerk. 4.3 Approval of Resolution No. 2019-55, accepting the following donations: a.$751.60 from donation boxes for Crystal Police K9 Unit. b.$851.50 from Crystal Fund for Community Progress for 2019 Arbor Day trees. c.$2,500 from Crystal Fund for Community Progress for Becker Park play area. d.$500 from RecTrac for Becker Park play area. e.$10,000 from St. Therese Home, Inc. for Becker Park play area. f.$500 from Rudolph Priebe Post 172 for Crystal Airport Open House. 4.1(a) Crystal City Council meeting minutes June 18, 2019 Page 2 of 4 g. $2,000 from VFW Post 494 for Crystal Airport Open House. 4.4 Approval of the following items for Crystal Frolics: a. A temporary on-sale liquor license at Welcome Park on July 25-28, 2019, submitted by West Metro Fire-Rescue District Firefighters Relief Association. b. A permit application for display of outdoor fireworks on July 26 and 27, 2019, submitted by Hollywood Pyrotechnics, Inc. Moved by Council Member Banks and seconded by Council Member Deshler to approve the consent agenda. Motion carried. 5. Open Forum No public comment was given during open forum. 6. Public Hearing 6.1 Mayor Adams announced the purpose of the public hearing: To receive comment and consider a new off-sale liquor license for Liquor Liquidator 3, Inc., d/b/a Crystal Shine Wines, located at 5120 56th Ave. N. Administrative Services Coordinator Trudy Tassoni addressed the Council. Applicant Yeng Vang addressed the Council and answered questions. Mayor Adams opened the public hearing for testimony. There being no one wishing to appear before the Council to give testimony, Mayor Adams declared the public hearing closed. Moved by Council Member Budziszewski and seconded by Council Member LaRoche to approve the off-sale liquor license for Liquor Liquidator 3, Inc., d/b/a Crystal Shine Wines, located at 5120 56th Ave. N. Voting aye: Kiser, LaRoche, Parsons, Adams, Banks, Budziszewski and Deshler. Motion carried. 6.2 Mayor Adams announced the purpose of the public hearing: To receive comment and consider resolutions vacating the easement on City Hall/library property and authorizing a deed affirming the 1972 property transfer to Hennepin County. Community Development Director John Sutter addressed the Council. Mayor Adams opened the public hearing for testimony. The following person addressed the Council: • Burt Orred, 6700 60th Ave. N. There being no one else wishing to appear before the Council to give testimony, Mayor Adams declared the public hearing closed. 4.1(a) Crystal City Council meeting minutes June 18, 2019 Page 3 of 4 Moved by Council Member LaRoche and seconded by Council Member Banks to adopt the following resolution, the reading of which was dispensed with by unanimous consent: RESOLUTION NO. 2019 – 56 RESOLUTION VACATING STREET EASEMENT Voting aye: Kiser, LaRoche, Parsons, Adams, Banks, Budziszewski and Deshler. Motion carried, resolution declared adopted. Moved by Council Member LaRoche and seconded by Council Member Banks to adopt the following resolution, the reading of which was dispensed with by unanimous consent: RESOLUTION NO. 2019 – 57 RESOLUTION AUTHORIZING DEED Voting aye: Kiser, LaRoche, Parsons, Adams, Banks, Budziszewski and Deshler. Motion carried, resolution declared adopted. 7. Regular Agenda 7.1 The Council considered approval of disbursements over $25,000 submitted by the finance department to the city council, a list that is on file in the office of the finance department. Moved by Council Member Parsons and seconded by Council Member Budziszewski to approve the list of disbursements over $25,000. Voting aye: Kiser, LaRoche, Parsons, Adams, Banks, Budziszewski and Deshler. Motion carried. 7.2 The Council considered a resolution authorizing the purchase of a We-Go-Round as a part of the Becker Park play area. Recreation Director John Elholm addressed the Council. Moved by Council Member LaRoche and seconded by Council Member Banks to adopt the following resolution, the reading of which was dispensed with by unanimous consent: RESOLUTION NO. 2019 – 58 RESOLUTION IN SUPPORT OF PURCHASING AN INCLUSIVE PLAY AREA FOR BECKER PARK Voting aye: Kiser, LaRoche, Parsons, Adams, Banks, Budziszewski and Deshler. Motion carried, resolution declared adopted. 7.3 The Council considered the first reading of an ordinance amending Chapters 10 – 20 of the City Code. 4.1(a) Crystal City Council meeting minutes June 18, 2019 Page 4 of 4 City Attorney Troy Gilchrist addressed the Council. Moved by Council Member LaRoche and seconded by Council Member Deshler to adopt the following ordinance, the reading of which was dispensed with by unanimous consent: ORDINANCE NO. 2019 – 03 AN ORDINANCE REVISING CHAPTERS X THROUGH XII OF THE CRYSTAL CITY CODE And further, that the second and final reading will be held on July 16, 2019. Voting aye: Kiser, LaRoche, Parsons, Adams, Banks, Budziszewski and Deshler. Motion carried. 7.4 The Council considered a resolution levying a special assessment for a fire protection system at Elision Playhouse, 6105 42nd Avenue North. Community Development Director John Sutter addressed the Council. Moved by Council Member Budziszewski and seconded by Council Member Parsons to adopt the following resolution, the reading of which was dispensed with by unanimous consent: RESOLUTION NO. 2019 – 59 RESOLUTION AUTHORIZING A SPECIAL ASSESSMENT OF FIRE PROTECTION SYSTEM COSTS PURSUANT TO A PETITION AND WAIVER AGREEMENT WITH ELISION ARTS, LLC Voting aye: Kiser, LaRoche, Parsons, Adams, Banks, Budziszewski and Deshler. Motion carried, resolution declared adopted. 8. Announcements The Council made several announcements about upcoming events. 9. Adjournment Moved by Council Member Budziszewski and seconded by Council Member LaRoche to adjourn the meeting. Motion carried. The meeting adjourned at 7:40 p.m. _____________________________________ Jim Adams, Mayor ATTEST: _________________________________________ Trudy Tassoni Administrative Services Coordinator 4.1(a) Crystal City Council work session minutes June 18, 2019 Pursuant to due call and notice given in the manner prescribed by Sectio n 3.01 of the City Charter, the work session of the Crystal City Council was held at 6:31 p.m. on June 18, 2019 in Conference Room A, 4141 Douglas Dr. N., Crystal, Minnesota. Mayor Adams called the meeting to order. I.Attendance The assistant city manager recorded the attendance for City Council members and staff: Council members present: Kiser, LaRoche, Parsons, Adams, Budziszewski and Deshler. Absent: Banks. City staff present: City Manager A. Norris, Assistant City Manager/Human Resources Manager K. Therres, City Attorney T. Gilchrist, Recreation Director J. Elholm, Community Development Director J. Sutter and Police Chief S. Revering. II.Agenda 1.Substantive changes to the City Code, Chapters 10-20. 2.Council 2019-2020 Goals and Objectives. 3.City manager monthly check-in. 4.Constituent issues update. 5.New business. 6.Announcements. III.Adjournment The work session adjourned at 6:48 p.m. ________________________________ Jim Adams, Mayor ATTEST: Kimberly Therres, Assistant City Manager 4.1(b) Page 1 of 2 City of Crystal Council Meeting July 16, 2019 Applications for City License Rental – New 3500 Idaho Ave. N. – Kevin Jones (Conditional) 8132 32nd Ave. N. – Ryan Luthi (Conditional) 6828 50th Ave. N. – Robert Brewer (Conditional) 6506 57th Ave. N. – Alicia Barevich Rental – Renewal 5701 Adair Ave. N. – JDA Group LLC 5023 Angeline Ave. N. – JDA Group LLC 3313 Brunswick Ave. N. – Jon Miller (Conditional) 4100 Brunswick Ave. N. – Serenity Village Community Church 5319 Corvallis Ave. N. – Donald and Kimberly Horton (Conditional) 3422 Douglas Dr. N. – Wally Anderson 5126 Edgewood Ave. N. – Wally Anderson (Conditional) 3816 Hampshire Ave. N. – Michael Mills 4125 Hampshire Ave. N. – Hakizumwami Runesha 4230 Hampshire Ave. N. – William and Norma Smith (Conditional) 4818-4820 Idaho Ave. N. – Jason Flaa (Conditional) 5942 Idaho Ave. N. – MNSF (Conditional) 5001 Jersey Ave. N. – IH2 Property Illinois LP (Conditional) 3018 Kentucky Ave. N. – Elizabeth and Israel Velasco 6920 Lombardy La. N. – Tamara Miller 5436 Louisiana Ave. N. – Hee Yoon Kim (Conditional) 3415 Major Ave. N. – IH3 Property Minnesota LP (Conditional) 4616 Maryland Ave. N. – Godiva Properties LLC (Conditional) 5625 Maryland Ave. N. – Douglas and Charlayne Heinzmann 3333 Nevada Ave. N. #3302 – AS&W Rental Properties LLC 3343 Nevada Ave. N. #4301 – AS&W Rental Properties LLC 3343 Nevada Ave. N. #4302 – AS&W Rental Properties LLC 3343 Nevada Ave. N. #4303 – AS&W Rental Properties LLC 3345 Nevada Ave. N. #4503 – AS&W Rental Properties LLC 3347 Nevada Ave. N. #4701 – AS&W Rental Properties LLC 3347 Nevada Ave. N. #4704 – AS&W Rental Properties LLC 3349 Nevada Ave. N. #4901 – AS&W Rental Properties LLC 5704 Orchard Ave. N. – Sobocinski M&T LLC (Conditional) 5640 Perry Ave. N. – IH2 Property Illinois LP (Conditional) 5641-5643 Perry Ave. N. – Park Ave Homes LLC (Conditional) 4711 Regent Ave. N. – Statt Properties LP (Conditional) 5932 Rhode Island Ave. N. – Kurt and Stacey Kuhlman 5417 Toledo Ave. N. – Scott and Betty Miles 4725 Welcome Ave. N. – Wally Anderson (Conditional) 4230 Xenia Ave. N. – Danny Vo and Christina Duong 5540 Xenia Ave. N. – Harold Creek 6211 32nd Ave. N. – High Seng Chai (Conditional) 8615 32nd Ave. N. – Robert Rader 4.2 Page 2 of 2 8316 32nd Pl. N. – Christopher Narins 7017 36th Ave. N. – 36th Avenue Ventures LLC (Conditional) 7025 36th Ave. N. – 36th Avenue Ventures LLC (Conditional) 6800 45th Ave. N. – William and Norma Smith (Conditional) 5324 47th Ave. N. – William and Norma Smith (Conditional) 5416 51st Ave. N. – Monica Sharma Hanssen (Conditional) 6324 61st Ave. N. – Ignacio Ruiz Ruiz Tree Trimmer Minnesota Tree Experts 7527 Oliver Ave N Brooklyn Park, MN 55444 Sorenson Tree Service 478 E Hopkins Street St. Paul, MN 55130 4.2 CITY OF CRYSTAL RESOLUTION NO. 2019 – RESOLUTION ACCEPTING DONATIONS FROM CHAD GREENWAY'S LEAD THE WAY FOUNDATION, VFW POST #494, AMERICAN LEGION #630 AND GOLDEN VALLEY VFW #7051 WHEREAS, Minnesota Statute §465.03 requires that all gifts and donations of real or personal property be accepted only with the adoption of a resolution; and WHEREAS, said donations must be accepted by a resolution adopted by the City Council. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Crystal to accept the following donations: Donors Purpose Amount Chad Greenway’s Lead the Way Foundation Becker Park Play Area $15,000 VFW Post #494 Crystal Frolics $10,000 American Legion #630 Crystal Airport Open House $500 Golden Valley VFW #7051 Crystal Airport Open House $250 AND, BE IT FURTHER RESOLVED that the Crystal City Council sincerely thanks the above- named for their generous donations. Dated: July 16, 2019 By: __________________________ Jim Adams, Mayor ATTEST: ______________________________ Trudy Tassoni Administrative Services Coordinator 4.3 PAGE 1 OF 3 _____________________________________________________________________ FROM: John Sutter, Community Development Director _____________________________________________________________________ DATE: July 11, 2019 TO: Anne Norris, City Manager (for July 16 Council meeting) SUBJECT: Consider a resolution authorizing a mutual access easement with Hennepin County for the City Hall - Rockford Road Library Campus On June 18 the City Council authorized the vacation of an unnecessary 1959 street easement and also a deed affirming the 1972 property conveyance to the county for construction of the Rockford Road Library. The next step after these actions is to formalize the shared accesses, both current and proposed, with a mutual easement to be approved by the city and county. Staff and attorneys from the city and county have prepared and reviewed the attached mutual access easement. COUNCIL ACTION REQUESTED Adoption of the attached resolution authorizing a mutual access easement with Hennepin County for the City Hall - Rockford Road Library campus. NEXT STEPS Late 2019 into 2020 County designer begins work on detailed plans for Rockford Road Library renovations including site access changes 2021 (estimated) Construction of Rockford Road Library improvements to include the site access changes described on the following page COUNCIL STAFF REPORT Mutual Access Easement City Hall - Library Campus C 4.4 PAGE 2 OF 3 PROPOSED ACCESS IMPROVEMENTS 1. Utilities will need to relocate their poles & overhead lines so they are behind the sidewalk instead of the curb (this will also match the rest of the poles along 42nd) 2. Close the City Hall curb cut and remove the unnecessary driveway to 42nd 3. Replace the curb and sidewalk between the police department and library curb cuts 4. Widen the library access to create separate right and left turn lanes for exiting traffic, and increase the radii from 8 feet to 20 feet 5. Close the existing cross-access to eliminate awkward offset through route on City Hall side 6. Open a new cross-access with proper T-intersections on the City Hall side 7. Install a new sidewalk along the north side of the new cross-access to provide an accessible route between the two buildings 4.4 PAGE 3 OF 3 PROPOSED RESOLUTION AUTHORIZING MUTUAL ACCESS EASEMENT 4.4 City Revision 7/9 County document no. A199636 EASEMENT AGREEMENT This Easement Agreement is made this ______ day of ____________ by and between the City of Crystal, a municipal corporation under Minnesota law (“City”), and the County of Hennepin, a political subdivision of the State of Minnesota (“County”). RECITALS 1. County is the fee owner of that certain real property legally described on Exhibit A attached, (“County Parcel”). 2. City is the fee owner of that certain real property legally described on Exhibit B attached, (“City Parcel”) and; 3. The County and City desire to create reciprocal easement rights over each other’s parcels for the purposes described below. NOW THEREFORE, in consideration of the foregoing and other good and valuable consideration, the receipt of which is hereby acknowledged, County and City hereby agree as follows: AGREEMENT 1. County Grant to City. The County hereby grants to the City, its customers, employees, and invitees a perpetual non-exclusive easement for the purposes of pedestrian and vehicular ingress and egress over the area on the County Parcel described on Exhibit C, and depicted on Exhibit D (“City Access Easement”). 2. City Grant to County. The City hereby grants to the County, its customers, employees, and invitees, a perpetual non-exclusive easement for the purposes of pedestrian and vehicular ingress and egress over the area on the City Parcel described on Exhibit E, and depicted on Exhibit F (“County Access Easement”). 3. Relocation of Access between County Parcel and City Parcel. The current access between the County Parcel and the City Parcel is located in the area marked as “Current Access Area” on Exhibits D and F. The County and City intend to close the Current Access Area and create a new access location in the area marked “New Access Area” on Exhibits D and F. The access rights granted by this Agreement will apply to the New Access Area upon the closing of the Current Access Area and opening of the New Access Area. 4. Dumpster Enclosure Easement. The County grants an easement to the City for the location, use and maintenance of a refuse container in the area on the County Parcel described on Exhibit G, and depicted on Exhibit H (“Dumpster Enclosure Easement”). 4.4 City Revision 7/9 County document no. A199636 5. Maintenance and Repair. Each party shall be responsible for the maintenance and repair of their respective parcels, however, the City shall be solely responsible for the maintenance and repair of the area of the Dumpster Enclosure Easement. 6. Non-Interference. Except in the case of an emergency, neither party shall place equipment or materials, install a gate or fence, or perform any other act on their respective parcels in such a way that will interfere with the intended use of the easements granted by this Agreement. 7. Indemnification. The County and City shall indemnify, defend, and hold the other party harmless from claims or causes of action arising from any damage to property or injury to persons, including payment of reasonable attorneys’ fees, resulting from, or related to, their respective use of the easements granted by this Agreement. Such indemnification shall be limited to claims or causes of action caused by the negligent acts or omissions of the indemnifying party, or their employees, customers, licensees, contractors, or invitees. Nothing herein shall be deemed a waiver on the limitations of liability set forth in Minnesota Statutes, Chapter 466, as amended. 8. Insurance. The County and City represent to the other that each is self-insured, and capable of complying with the indemnification requirements of this Agreement. 9. Successors; Termination. The easements granted herein are for the benefit of the County and City, and shall run with the land and be binding upon and inure to the benefit of the County and City, and their respective successors and assigns, so long as the County continues to own and operate a public library on the County Parcel, and the City continues to operate a public administrative facility on the City Parcel. Should either party discontinue the use specified in this Paragraph 9 on its parcel, the easements granted herein shall terminate. 10. Governing Law. This Agreement shall be governed by the laws of the State of Minnesota. 11. Counterparts. This Agreement may be executed in counterparts. Signature pages follow 4.4 City Revision 7/9 County document no. A199636 City Signature Page to Easement Agreement ________ By________________________ Mayor By________________________ City Manager STATE OF MINNESOTA } } ss COUNTY OF HENNEPIN } This instrument was acknowledged before me this _____ day of _______________, 2019 by _______________________, Mayor, and __________________________, City Manager of the City of Crystal, on behalf of the City. ___________________________ Notary Public County Signature Page to Easement Agreement 4.4 City Revision 7/9 County document no. A199636 COUNTY BOARD AUTHORIZATION COUNTY OF HENNEPIN Reviewed by the County STATE OF MINNESOTA Attorney's Office By: Chair of Its County Board Date: ATTEST: Clerk of County Board HENNEPIN COUNTY ACKNOWLEDGEMENT STATE OF MINNESOTA ) ) ss. COUNTY OF HENNEPIN ) This instrument was acknowledged before me this ______ day of _______________, 2019 by Marion Greene, Chair of the Board of Commissioners, and Maria Rose, Clerk of the Board of Commissioners of the County of Hennepin, on behalf of the County. ______________________________ Notary Public My Commission Expires ________ This Instrument was drafted by: Hennepin County Attorney’s Office C-2000 Government Center 300 South Sixth Street Minneapolis, Minnesota 55487 4.4 Exhibit A – County Parcel All that part of the following described property: Parcel 1 – Torrens Certificate of Title No. 452910 The Northerly 333 feet of Lot 68, Auditor’s Subdivision No. 324, Hennepin County, Minn. The Northerly 333 feet of Lot 69, Auditor’s Subdivision No. 324, Hennepin County, Minn. Parcel 2 – Torrens Certificate of Title No. 454008 The Northerly 333 feet of Lot 67 except the Easterly 131.2 feet thereof, Auditor's Subdivision No. 324, Hennepin County, Minn. Parcel 3 – Torrens Certificate of Title No. 455627 The South 165 feet of the North 498 feet of Lot 68, and The South 165 feet of the North 498 feet of that part of Lot 67 lying West of the East 131.2 feet, Auditor's Subdivision No. 324, Hennepin County, Minn. Parcel 4 – Torrens Certificate of Title No. 455634 The Westerly 65.60 feet of the Easterly 131.20 feet of the Northerly 333.00 feet of Lot 67, Auditor's Subdivision No. 324, Hennepin County, Minn., except that part thereof which lies Northerly of a line parallel with and 21.00 feet Southerly of the following described line and measured at right angles thereto: Beginning at the Northeast corner of Section 17, Township 118, Range 21; thence South along the East line of the Northeast Quarter of said Section 17 a distance of 1326.00 feet; thence North 88 degrees 20 minutes West a distance of 472.00 feet; thence South 89 degrees 53 minutes West a distance of 189.20 feet; thence South 00 degrees 07 minutes East a distance of 12.00 feet to the actual point of beginning of the line to be described; thence North 89 degrees 53 minutes East a distance of 98.49 feet; thence along a 02 degree 30 minute curve to the right (delta angle 04 degrees 32 minutes, tangent distance 90.71 feet) a distance of 181.33 feet; thence South 85 degrees 35 minutes East along tangent to last described curve a distance of 100.00 feet and there terminating. Parcel 5 – Torrens Certificate of Title No. 459905 That part of the Easterly 65.6 feet of Lot 67, Auditor's Subdivision No. 324, Hennepin County, Minn. lying North of a line drawn parallel with and 459.0 feet South of the North line of the Southeast Quarter of the Northeast Quarter of Section 17, Township 118, Range 21, except the North 333 feet thereof. Parcel 6 – Torrens Certificate of Title No. 460844 That part of Lot 69, Auditor's Subdivision No. 324, Hennepin County, Minn. lying North of a line drawn parallel with and 465.0 feet South of the North line of the Southeast quarter of the Northeast quarter of Section 17, Township 118, Range 21, Hennepin County, Minnesota, Except the North 333.0 feet of said Lot 69. Parcel 7 – Torrens Certificate of Title No. 1467385 The Westerly 65.6 feet of the Easterly 131.2 feet of that part of Lot 67 lying South of the Northerly 333 feet thereof and North of the South line of the North 498 feet thereof, “Auditor’s Subdivision No. 324, Hennepin County, Minnesota.” 4.4 lying southerly of HENNEPIN COUNTY STATE AID HIGHWAY NO. 9, PLAT 58, according to the recorded plat thereof, Hennepin County, Minnesota.     4.4 Exhibit B – City Parcel All that part of the following described property: Parcel 1 – Torrens Certificate of Title No. 363595 The Easterly 65.6 feet of the Northerly 333 feet of Lot 67, Auditor's Subdivision No. 324, Hennepin County, Minn. Parcel 2 – Abstract (Acquired by Document No. 2392121) Lot 63, “Auditor's Subdivision Number 324, Hennepin County, Minnesota” according to the map or plat thereof on file and of record in the office of the Register of Deeds in and for said County. Parcel 3 – Abstract (Acquired by Document No. 1835303) That part of the Southeast Quarter of Northeast Quarter of Section 17, Township 118 North, Range 21 West of the 5th Principal Meridian, Minnesota, described as follows: Commencing 497.67 feet South of Northeast corner of said Southeast Quarter of Northeast Quarter; thence South 165.88 feet; thence West 262.58 feet; thence North 165.98 feet; thence East to beginning. Note: The above portion of the Southeast Quarter of Northeast Quarter of said Section 17 appears to now be Lot 64, Auditor's Subdivision No. 324, Hennepin County, Minn. lying southerly of HENNEPIN COUNTY STATE AID HIGHWAY NO. 9, PLAT 58, according to the recorded plat thereof, Hennepin County, Minnesota, and lying southerly, southwesterly and westerly of HENNEPIN COUNTY STATE AID HIGHWAY NO. 102, PLAT 22, according to the recorded plat thereof, Hennepin County, Minnesota.     4.4 Exhibit C – City Access Easement A non-exclusive easement for pedestrian and vehicular ingress and egress purposes over the paved, non-parking portions of the following described property as presently exist and as will be subsequently constructed, reconstructed and/or relocated: The Westerly 47.00 feet of the Easterly 112.6 feet of Lot 67, Auditor's Subdivision No. 324, Hennepin County, Minn. lying North of a line drawn parallel with and 459.0 feet South of the North line of the Southeast Quarter of the Northeast Quarter of Section 17, Township 118, Range 21, and lying southerly of HENNEPIN COUNTY STATE AID HIGHWAY NO. 9, PLAT 58, according to the recorded plat thereof, Hennepin County, Minnesota; Also, that part of the Easterly 65.6 feet of Lot 67, Auditor's Subdivision No. 324, Hennepin County, Minn. lying North of a line drawn parallel with and 459.0 feet South of the North line of the Southeast Quarter of the Northeast Quarter of Section 17, Township 118, Range 21, except the North 343 feet thereof.   4.4 N2°13'19"E33 196.95 71.99 R=2312.83 N86°06'30"W 146.2 N83°35'14"W 128. 3 6 N81°26'38"E 60328.2 344.64S89°03'28"E 392.12 44.92 311.98 S88°51'30"E N89°21'30"E 169.66 R=2270.83 1111.01 R=2312.81 1 2 2 . 4 6 N 4 5 ° 2 4 ' 5 8 " W 66.68S0°24'EPG 384 524.6 3084.91 69.1 101.25 65.45 6.9133 56.72S0°31'41"E 65.6 248.28 N0°31'41"W108.99 R=2270.81DEED 1685 30(15) (23) (1) (2) (23) (29) (17) (19)(16) (18) 59 68 67 63 60 6157 64 58 69 62 111.01 R=2312.81 /\=2°45'57.699.85N3°16'41"W111.0125.78 75.63 664.4465.6 84.6278.513282 56.72R= 2270.81N0°31'30"W 65.6664.3363.36165.98109.93 78.599.85 NORTHN44°35'02"E 300R= 2312.8175 108.9918.36 N0°31'41"W 156.81664.552.7 132/\=2°45'163.93 196.8 R= 2312.81 65.6 /\=2°45'999 9 9999999 9 CountyProperty CityProperty 42ND AVE N 41ST AVE N DOUGLAS DR NUV102 UV9 Exhibit D - City Access Easement Depiction City AccessEasement lCurrentAccessArea New AccessArea ll47.00 llll112.6 l l459.0l l34365.6llN line of SE 1/4 of NE 1/4 Sec 17 T 118 R 21 S line of HCSAH No 9, Plat 58 E line of Lot 67, Aud Sub No. 3244.4 Exhibit E – County Access Easement A non-exclusive easement for pedestrian and vehicular ingress and egress purposes over the paved, non-parking portions of the following described property as presently exist and as will be subsequently constructed, reconstructed and/or relocated: The Westerly 12.00 feet of the Easterly 65.6 feet of Lot 67, Auditor's Subdivision No. 324, Hennepin County, Minn. lying North of a line drawn parallel with and 130.00 feet South of the North line of the Southeast Quarter of the Northeast Quarter of Section 17, Township 118, Range 21, and lying southerly of HENNEPIN COUNTY STATE AID HIGHWAY NO. 9, PLAT 58, according to the recorded plat thereof, Hennepin County, Minnesota; Also, that part of the Westerly 50.00 feet of Lot 63, Auditor's Subdivision No. 324, Hennepin County, Minn. lying North of a line drawn parallel with and 459.0 feet South of the North line of the Southeast Quarter of the Northeast Quarter of Section 17, Township 118, Range 21, except the North 343 feet thereof; Also, that part of Lot 63, Auditor's Subdivision No. 324, Hennepin County, Minn. lying Easterly of the Westerly 50.00 feet thereof, lying westerly of HENNEPIN COUNTY STATE AID HIGHWAY NO. 102, PLAT 22, according to the recorded plat thereof, Hennepin County, Minnesota, and lying North of a line drawn parallel with and 459.0 feet South of the North line of the Southeast Quarter of the Northeast Quarter of Section 17, Township 118, Range 21, except the North 424.00 feet thereof.   4.4 84.91 69.1 101.25 65.45 6.9133 56.72S0°31'41"E 65.6 N2°13'19"E33 196.95 71.99 R=2312.83 N86°06'30"W 146.2 N83°35'14"W 128. 3 6 N81°26'38"E 60328.2 344.64S89°03'28"E 392.12 44.92 311.98 S88°51'30"E N89°21'30"E 169.66 R=2270.83 1111.01 R=2312.81 12 2 . 4 6 N 4 5 ° 2 4 ' 5 8 " W 66.68S0°24'EPG 384 524.6 30248.28 N0°31'41"W108.99 R=2270.81DEED 1685 30(29) (17) (19) (23) (1) (2) (23) (16) (18) (15) 64 58 60 615759 68 67 63 69 62 78.599.85 NORTHN44°35'02"E 300R= 2312.8175 108.9918.36 N0°31'41"W 156.8184.6278.513282 56.72R= 2270.81N0°31'30"W 65.6664.3363.36165.98109.93 111.01 R=2312.81 /\=2°45'57.699.85N3°16'41"W111.0125.78 75.63 664.4465.6 664.552.7 132/\=2°45'163.93 196.8 R= 2312.81 65.6 /\=2°45'999 9 9999999 9 CountyProperty CityProperty 42ND AVE N 41ST AVE N DOUGLAS DR NUV102 UV9 Exhibit F - County Access Easement Depiction County AccessEasement County AccessEasement llNew AccessAreaCurrent AccessArea llN line of SE 1/4 of NE 1/4 Sec 17 T 118 R 21 S line of HCSAH No 9, Plat 58 lW line of HCSAH No 102, Plat 22130l ll65.6ll12.00 ll50.00W line Lot 63, Aud Sub 324ll 459.0343l lll 424.00E line Lot 67, Aud Sub 3244.4 Exhibit G – Dumpster Enclosure Easement A non-exclusive easement for the location of a refuse container and related fencing enclosure purposes over the following described property: That part of the Westerly 26.00 feet of the Easterly 42.00 feet of Lot 67, Auditor's Subdivision No. 324, Hennepin County, Minn. lying North of a line drawn parallel with and 341.0 feet South of the North line of the Southeast Quarter of the Northeast Quarter of Section 17, Township 118, Range 21, except the North 333 feet thereof.   4.4 84.91 69.1 101.25 65.45 6.9133 56.72S0°31'41"E 65.6 248.28 N0°31'41"W108.99 R=2270.81DEED 1685 30N89°21'30"E 169.66 R=2270.83 1111.01 R=2312.81 1 2 2 . 4 6 N 4 5 ° 2 4 ' 5 8 " W 66.68S0°24'EPG 384 524.6 30N2°13'19"E33 196.95 71.99 R=2312.83 N86°06'30"W 146.2 N83°35'14"W 128. 3 6 N81°26'38"E 60328.2 344.64S89°03'28"E 392.12 44.92 311.98 S88°51'30"E (29) (17) (19) (23) (1) (2) (23) (16) (18) (15) 64 58 60 6157 69 6259 68 67 63 84.6278.513282 56.72R= 2270.81N0°31'30"W 65.6664.3363.36165.98109.93 111.01 R=2312.81 /\=2°45'57.699.85N3°16'41"W111.0125.78 75.63 664.4465.6 664.552.7 132/\=2°45'163.93 196.8 R= 2312.81 65.6 /\=2°45'78.599.85 NORTHN44°35'02"E 300R= 2312.8175 108.9918.36 N0°31'41"W 156.81999 999 9 9 9999CountyProperty CityProperty 42ND AVE N 41ST AVE N DOUGLAS DR NUV102 UV9 Exhibit H - Dumpster Enclosure Easement Depiction DumpsterEnclosureEasementlN line of SE 1/4 of NE 1/4 Sec 17 T 118 R 21 E line of Lot 67, Aud Sub No. 324l ll l333341.0llll26.0042.00 4.4 COUNCIL STAFF REPORT Public Hearing: July 16, 2019 Council Meeting Consideration of new on-sale dual wine/beer and Sunday liquor licenses for Cajun Kitchen Inc. dba Cajun Kitchen, 5440 West Broadway DATE: July 8, 2019 FROM: Administrative Services Coordinator Trudy Tassoni TO: Mayor and City Council City Manager Anne Norris CC: Police Chief Stephanie Revering City Attorney Troy Gilchrist RE: Consideration of new on-sale dual wine/beer and Sunday liquor licenses for Cajun Kitchen, Inc. dba Cajun Kitchen, 5440 West Broadway Overview The applicant, Chao Lin, is the owner and manager of Cajun Kitchen restaurant, which opened in the former Wendy’s location at 5440 West Broadway. Mr. Lin is seeking approval for on-sale dual wine/beer and Sunday liquor licenses. Application Review Staff has reviewed the license application, and the qualifications of the applicant meet Crystal City Code Section 1200. A copy of this code was also provided to Mr. Lin. A background check was completed by the Crystal Police Department and Chief Revering finds no reason to prohibit issuance of the license. The attached Notice of Public Hearing was published in the Sun Post on July 4. Mr. Lin is aware of the training requirements under Crystal City Code Section 1200.35, which states, in part, that every person selling or serving liquor with an on -sale license shall receive training regarding the selling or serving of liquor to customers. Crystal Police Department staff will be in contact with Mr. Lin regarding this requirement. Requested Council Action Staff recommends approval of the new on-sale dual wine/beer and Sunday liquor licenses for Cajun Kitchen, Inc., dba Cajun Kitchen, located at 5440 West Broadway. Applicant Chao Lin will be in attendance at the meeting to answer any questions. He will have an interpreter with him to assist, as needed. 6.1 CITY OF CRYSTAL NOTICE OF PUBLIC HEARING TO CONSIDER ON-SALE DUAL WINE/BEER AND SUNDAY LIQUOR LICENSES AT 5440 WEST BROADWAY Notice is hereby given that the Crystal City Council will hold a public hearing on July 16, 2019 at 7 p.m. in the Council Chambers located at 4141 Douglas Drive N., to consider on-sale dual wine/beer and Sunday liquor licenses at 5440 West Broadway, submitted by Cajun Kitchen Inc. d/b/a Cajun Kitchen. Anyone wishing to express a view either in person or in writing will be heard at the public hearing. Auxiliary aids are available for public meetings upon request to individuals with disabilities by calling the administrative services coordinator at 763-531-1131 at least 96 hours in advance. TTY users may call Minnesota Relay at 711 or 1-800-627-3529. Administrative Services Coordinator Trudy Tassoni 6.1 _____________________________________________________________________ FROM: Dan Olson, City Planner ____________________________________________________________________ TO: Anne Norris, City Manager (for July 16 meeting) DATE: July 11, 2019 RE: PUBLIC HEARING: Consider resolution approving the sale of 5160, 5168 and 5176 Louisiana Avenue North for new home construction A.BACKGROUND The City has received proposals from Tollberg Homes and Acacia Construction to purchase the lots at 5160, 5168, and 5176 Louisiana Avenue for new home construction. Both are Minnesota licensed residential building contractors with no enforcement actions. These lots were once a part of Iron Horse Park, but were recently subdivided as separate residential lots. Proposers were required to purchase all three lots for at least $205,000, and both builders offered this amount. Attachments: A.Site location map B.Resolution C.Tollberg Homes proposal D.Acacia Construction proposal (staff recommendation) B.SUMMARY OF PROPOSALS RECEIVED 1)Tollberg Homes Proposed homes. All three homes would be split entry with approximately 1,300 SF on the main level consisting of a kitchen, dining/living room, three bedrooms and two bathrooms. The lower level could be finished in the future with a family room, bedrooms and bathroom. Each home would have an attached three-car garage. Council Staff Report Lot Sale Public Hearing 5160, 5168 & 5176 Louisiana Avenue North 6.2 2) Acacia Construction (staff recommendation) Proposed homes. Acacia has not previously purchased lots from the City of Crystal, but has purchased residential lots from the Cities of New Hope and Columbia Heights. All three homes would be two-story with attached three-car garages:  Main level: Approximately 1,000 SF consisting of a great room, dining room/kitchen, a pantry or foyer and bathroom  Upper level: Approximately 1,300 SF consisting of three bedrooms, two baths, and a bonus room which could be a fourth bedroom  Lower level: This area could be finished in the future with a family room, bedroom and bathroom. C. REQUESTED ACTION Because Acacia’s proposed homes would have more square footage and a two -story design that will be more compatible with the Windsor Ridge development currently under construction in New Hope, staff recommends that the City Council accept the proposal from Acacia Construction. If the Council adopts the attached resolution, the lot sales would be expected to close soon after. Street and utility infrastructure is currently being installed in coordination with the Windsor Ridge development. Consistent with previous Council direction for the sale of these lots, net proceeds from the sale will be placed in the Parks Capital Fund for park system improvements. The estimated net proceeds are $150,000. Council action on the attached resolution is requested. 6.2 Attachment A 6.2 CITY OF CRYSTAL HENNEPIN COUNTY STATE OF MINNESOTA RESOLUTION NO. 2019 - ____ A RESOLUTION AUTHORIZING THE SALE OF 5160, 5168 AND 5176 LOUISIANA AVENUE NORTH FOR NEW HOUSE CONSTRUCTION WHEREAS, the City of Crystal (“the City”) is the owner of PID 08-118-21-13-0115 which is being replatted as Iron Horse Addition, Hennepin County, Minnesota; and WHEREAS, Block 1 of Iron Horse Addition includes Lot 1 to be addressed as 5160 Louisiana Avenue North, Lot 2 to be addressed as 5168 Louisiana Avenue North and Lot 3 to be addressed as 5176 Louisiana Avenue North (“the Properties”); and WHEREAS, the City has solicited proposals from builders who desire to purchase the Properties and construct thereon new single family houses; and WHEREAS, the City has accepted the proposal from Acacia Construction. NOW, THEREFORE, BE IT RESOLVED that the City Council authorizes the sale of the Properties to Acacia Construction. BE IT FURTHER RESOLVED that the sale shall be completed in accordance with the terms of the Purchase and Development Agreement in substantially the form on file in City Hall, and that the Mayor and City Manager are hereby authorized to sign said Agreement and other documents required to complete the sale of the Properties to Acacia Construction. Adopted this 16th day of July, 2019. ____________________________________ Jim Adams, Mayor ____________________________________ Trudy Tassoni, Administrative Services Coordinator Attachment B 6.2 Attachment C 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 Attachment D 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 6.2 DATE:July 10, 2019 TO:Anne Norris, City Manager City of Crystal City Council FROM:Jean McGann, Contracted Finance Director RE:Expenditures over $25,000 Payee Amount Met Council Environ Services July 2019 waste water service costs $130,159.55 St. Croix Recreation Playground Becker Park sail shade system $43,850.00 Elision Arts LLC Loan for fire sprinklers at 6105 42nd Ave N $100,000.00 Golden Valley JWC May water costs $150,234.47 Pember Companies Inc Bass Lake Road Streetscape AFP #4 $34,413.37 Waste Management (HRG)HRG recycling costs for May $50,321.83 West Metro Fire Rescue District June fire budget allocation $100,522.40 North Valley Inc Mill overlay project AFP #2 $293,111.86 Boyer Ford Trucks Inc Purchase of new Freightliner truck $77,624.76 Custom Builders Inc Becker Park AFP #3 $560,338.52 LOGIS LOGIS July application support costs $31,183.50 PERA Employee and city required contributions for 6/14/19 pay date $56,161.67 Health Partners July health insurance premiums $106,528.50 PERA Employee and city required contributions for 6/28/19 pay date $56,381.76 $1,790,832.19 Description C:\Users\anorris\AppData\Local\Microsoft\Windows\INetCache\Content.Outlook\6NH9YAG1\Checks over $25000 Memo 7.1 City of Crystal Hennepin County, Minnesota Communications Letter December 31, 2018 7.2 City of Crystal Table of Contents Report on Matters Identified as a Result of the Audit of the Financial Statements 1 Significant Deficiency 3 Required Communication 4 Financial Analysis 8 Emerging Issues 19 7.2 1 Report on Matters Identified as a Result of the Audit of the Financial Statements Honorable Mayor and Members of the City Council City of Crystal Crystal, Minnesota In planning and performing our audit of the basic financial statements of the City of Crystal, Minnesota, as of and for the year ended December 31, 2018, in accordance with auditing standards generally accepted in the United States of America, we considered the City's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. Our consideration of internal control was for the limited purpose described in the preceding paragraph and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies and, therefore, material weaknesses or significant deficiencies may exist that have not been identified. In addition, because of inherent limitations in internal control, including the possibility of management override of controls, misstatements due to error, or fraud may occur and not be detected by such controls. However, as discussed below, we identified a certain deficiency in internal control that we consider to be a significant deficiency. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there is a reasonable possibility that a material misstatement of the City's financial statements will not be prevented, or detected and corrected, on a timely basis. A reasonable possibility exists when the likelihood of an event occurring is either reasonably possible or probable as defined as follows: reasonably possible – the chance of the future event or events occurring is more than remote but less than likely; probable – the future event or events are likely to occur. We did not identify any deficiencies in internal control that we consider to be material weaknesses. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. The significant deficiency identified is stated within this letter. 7.2 2 The accompanying memorandum also includes financial analysis and recommendations for improvement of accounting procedures and internal control measures that came to our attention as a result of our audit of the financial statements of the City, for the year ended December 31, 2018. The matters discussed herein were considered by us during our audit and they do not modify the opinion expressed in our Independent Auditor's Report dated June 25, 2019, on such statements. This communication is intended solely for the information and use of the Members of the City Council and management and others within the City and state oversight agencies and is not intended to be, and should not be, used by anyone other than these specified parties. Minneapolis, Minnesota June 25, 2019 7.2 City of Crystal Significant Deficiency 3 LACK OF SEGREGATION OF ACCOUNTING DUTIES The City had a lack of segregation of accounting duties due to a limited number of office employees. Management is aware of this condition and has taken certain steps to compensate for the lack of segregation. However, due to the number of staff needed to properly segregate all of the accounting duties, the cost of obtaining desirable segregation of accounting duties can often exceed benefits which could be derived. Management has determined a complete segregation of accounting duties is impractical to correct. 7.2 City of Crystal Required Communication 4 We have audited the financial statements of the governmental activities, business-type activities, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2018. Professional standards require that we advise you of the following matters related to our audit. OUR RESPONSIBILITY IN RELATION TO THE FINANCIAL STATEMENT AUDIT As communicated in our engagement letter, our responsibility, as described by professional standards, is to form and express opinions about whether the financial statements prepared by management with your oversight are presented fairly, in all material respects, in accordance with accounting principles generally accepted in the United States of America. Our audit of the financial statements does not relieve you or management of its respective responsibilities. Generally accepted accounting principles provide for certain required supplementary information (RSI) to supplement the basic financial statements. Our responsibility with respect to the RSI, which supplement(s) the basic audit financial statements, is to apply certain limited procedures in accordance with generally accepted auditing standards. However, the RSI was not audited and, because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance, we do not express an opinion or provide any assurance on the RSI. Our responsibility for the supplementary information accompanying the financial statements, as described by professional standards, is to evaluate the presentation of the supplementary information in relation to the financial statements as a whole and to report on whether the supplementary information is fairly stated, in all material respects, in relation to the financial statements taken as a whole. PLANNED SCOPE AND TIMING OF THE AUDIT An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; therefore, our audit involved judgment about the number of transactions to be examined and the areas to be tested. Our audit included obtaining an understanding of the City and its environment, including internal control, sufficient to assess the risks of material misstatement of the financial statements and to design the nature, timing, and extent of further audit procedures. Material misstatements may result from (1) errors, (2) fraudulent financial reporting, (3) misappropriation of assets, or (4) violations of laws or governmental regulations that are attributable to the City or to acts by management or employees acting on behalf of the City. COMPLIANCE WITH ALL ETHICS REQUIREMENTS REGARDING INDEPENDENCE The engagement team, others in our firm, as appropriate, our firm, and our network firms have complied with all relevant ethical requirements regarding independence. 7.2 City of Crystal Required Communication 5 QUALITATIVE ASPECTS OF SIGNIFICANT ACCOUNTING PRACTICES Management has the responsibility to select and use appropriate accounting policies. A summary of the significant accounting policies adopted by the City is included in the notes to financial statements. There have been no initial selection of accounting policies and no changes to significant accounting policies or their application during the year ended December 31, 2018. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were: Depreciation – The City is currently depreciating its capital assets over their estimated useful lives, as determined by management, using the straight-line method. Expense/Expenditure Allocation – Certain expenses/expenditures are allocated to functions based on an estimate of the benefit to that particular function. Examples are salaries, benefits, administrative charges, and supplies. Total Other Post Employment Benefits (OPEB) Liability and Deferred Outflows of Resources Related to OPEB – These balances are based on an actuarial study using the estimates of future obligations of the City for post employment benefits. Net Pension Liability, Deferred Outflows of Resources Related to Pensions and Deferred Inflows of Resources Related to Pensions – These balances are based on allocation by the pension plans using estimates based on contributions. We evaluated the key factors and assumptions used to develop the accounting estimates in determining that they are reasonable in relation to the financial statements taken as a whole. The financial statements disclosures are neutral, consistent, and clear. SIGNIFICANT DIFFICULTIES ENCOUNTERED DURING THE AUDIT We encountered no significant difficulties in dealing with management relating to the performance of the audit. 7.2 City of Crystal Required Communication 6 UNCORRECTED AND CORRECTED MISSTATEMENTS Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. Further, professional standards require us to also communicate the effect of uncorrected misstatements related to prior periods on the relevant classes of transactions, account balances or disclosures, and the financial statements as a whole. Management did not identify and we did not notify them of any uncorrected financial statement misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to the financial statements taken as a whole. DISAGREEMENTS WITH MANAGEMENT For purposes of this letter, professional standards define a disagreement with management as a matter, whether or not resolved to our satisfaction, concerning a financial accounting, reporting, or auditing matter, which could be significant to the City's financial statements or the auditor's report. No such disagreements arose during the course of the audit. REPRESENTATIONS REQUESTED FROM MANAGEMENT We requested certain written representations from management, which are included in the management representation letter. MANAGEMENT'S CONSULTATIONS WITH OTHER ACCOUNTANTS In some cases, management may decide to consult with other accountants about auditing and accounting matters. Management has informed us that, and to our knowledge, there were no consultations with other accountants regarding auditing and accounting matters. OTHER SIGNIFICANT MATTERS, FINDINGS, OR ISSUES In the normal course of our professional association with the City, we generally discuss a variety of matters, including the application of accounting principles and auditing standards, operating conditions affecting the City, and operating plans and strategies that may affect the risks of material misstatement. None of the matters discussed resulted in a condition to our retention as the City's auditors. OTHER MATTERS We applied certain limited procedures to the RSI that supplements the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. 7.2 City of Crystal Required Communication 7 OTHER MATTERS (CONTINUED) With respect to the supplementary information accompanying the financial statements, we made certain inquiries of management and evaluated the form, content and methods of preparing the information to determine that the information complies with accounting principles generally accepted in United States of America, the method of preparing it has not changed from the prior period and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. 7.2 City of Crystal Financial Analysis 8 The following pages provide graphic representation of select data pertaining to the financial position and operations of the City for the past five years. Our analysis of each graph is presented to provide a basis for discussion. GENERAL FUND At December 31, 2018, the General Fund balance was $6,980,446, an increase of 1.3%, or $87,990, from the 2017 balance. The components of fund balance for the General Fund and fund balance as a percent of subsequent years' budget are depicted in the graphs below and on the following page. $6,594,097 $6,382,810 $6,220,496 $6,119,325 $6,181,591 $801,697 $782,627 $817,760 $753,962 $774,914 $-$27,488 $15,519 $19,169 $23,941 $- $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 2014 2015 2016 2017 2018 Unassigned Committed for Compensated Absences Nonspendable 7.2 City of Crystal Financial Analysis 9 GENERAL FUND (CONTINUED) The City adopted a budget for 2019 which called for an increase in expenditures and other financing uses of 1.5%, or $205,369. Fund balance at December 31, 2018, as a percentage of this budget is shown in the chart below. It is the City's policy to maintain unassigned fund balance equal to 45% of the General Fund budget for the subsequent year. 52%50% 47% 44%43% 58%57% 53% 49%49% 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 55% 60% 65% 2014 2015 2016 2017 2018 Unassigned Fund Balance Total Fund Balance 7.2 City of Crystal Financial Analysis 10 GENERAL FUND (CONTINUED) For the 2018 operating year, the City Council approved a balanced budget anticipating no change in fund balance. Revenues were under budget by 1.7% and expenditures were 1.3% under budget. This resulted in a negative variance of $51,610 from budgeted expectations. General Fund Budget Actual Variance Percentage Revenue Taxes and assessments 9,603,779$ 9,538,650$ (65,129)$ -0.7% Intergovernmental 1,868,789 1,860,929 (7,860) -0.4% Licenses, permits, fines, and charges for services 1,978,979 1,792,534 (186,445) -9.4% Other 141,080 162,889 21,809 15.5% Total revenues 13,592,627 13,355,002 (237,625) -1.7% Expenditures General government 2,479,741 2,464,910 (14,831) -0.6% Public safety 6,989,682 6,971,706 (17,976) -0.3% Public works 1,371,333 1,391,736 20,403 1.5% Parks and recreation 2,625,129 2,457,539 (167,590) -6.4% Community development 571,191 565,170 (6,021) -1.1% Total expenditures 14,037,076 13,851,061 (186,015) -1.3% Excess of revenues over (under) expenditures (444,449) (496,059) (51,610) 11.6% Net other financing sources (uses) 444,449 584,049 139,600 31.4% Change in fund balance - 87,990 87,990 N/A Beginning fund balance 6,892,456 6,892,456 - 0.0% Ending fund balance 6,892,456$ 6,980,446$ 87,990$ 1.3% The largest components of the revenue budget variances were in licenses, permits fines, and charges for services as licenses and permits were budgeted to increase. Parks and recreation expenditures were under budget by 6.4%, or $167,590, in part due to budgeting for increases in salaries and health insurance, however, salaries and benefits were lower than anticipated. Other operational expenditures for supplies, maintenance, and contractual and professional services also came in under budgeted amounts. The remaining expenditures by function were consistent with budgeted amounts. 7.2 City of Crystal Financial Analysis 11 GENERAL FUND REVENUES The chart below shows the City's revenues by source for the last five years. Total revenues of $13,355,002 in 2018 increased from $12,723,805 in 2017. The largest increase occurred in property taxes due in large part to an increase in the amount of property tax levied for the year. The increase in property tax revenue was offset by a decrease in intergovernmental revenue. The General Fund decrease was a result of a portion of the local government aid being allocated to capital project funds in 2018, while all of the aid was allocated to the General Fund in 2017. 2014 2015 2016 2017 2018 Other $536,311 $501,360 $552,865 $466,858 $435,116 Charges for Services 769,202 672,594 791,838 758,968 818,999 Licenses and Permits 924,967 808,695 773,479 785,451 740,192 Intergovernmental 1,961,163 1,991,430 2,008,525 2,003,243 1,860,929 Property Taxes 8,238,974 8,262,652 8,004,390 8,709,285 9,499,766 $- $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 $12,000,000 $13,000,000 $14,000,000 General Fund Revenues 7.2 City of Crystal Financial Analysis 12 GENERAL FUND EXPENDITURES The pie charts below show the breakdown of expenditures in the General Fund for the last two years. The allocation of expenditures by function did not change significantly between 2017 and 2018. General Government 18% Public Safety 50% Public Works 10% Parks and Recreation 18% Community Development 4% 2018 General Fund Expenditures General Government 20% Public Safety 49% Public Works 9% Parks and Recreation 18% Community Development 4% 2017 General Fund Expenditures 7.2 City of Crystal Financial Analysis 13 GENERAL FUND EXPENDITURES (CONTINUED) General Fund expenditures increased $522,815, or 3.9%, from the prior year. Public Safety expenditures increased $466,896 due to increases in salaries, benefits, and prior year vacancies in the police department that were filled in 2018 along with additional wage expenditures related to the Super Bowl that were reimbursed on the revenue side. Public Works increased $106,564 due to increases in repairs and maintenance and other operating expenditures. General Government decreased $157,292 with most of the variance due to the City having lower salary and benefits and less repairs and maintenance costs in 2018 than compared to 2017. 2014 2015 2016 2017 2018 Community Development $721,284 $736,813 $523,035 $543,950 $565,170 Parks and Recreation 2,071,226 2,221,638 2,233,897 2,372,112 2,457,539 Public Works 1,241,293 1,251,095 1,276,590 1,285,172 1,391,736 Public Safety 5,595,971 5,744,126 6,069,624 6,504,810 6,971,706 General Government 2,188,671 2,284,547 2,510,387 2,622,202 2,464,910 $- $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 $12,000,000 $13,000,000 $14,000,000 General Fund Expenditures 7.2 City of Crystal Financial Analysis 14 WATER ENTERPRISE FUND Activity for the City's Water Fund is shown below. Water operating revenues increased $123,296 as a result of an increase in rates in 2018. Operating expenses increased $136,583 from 2017 due primarily to higher water charges from the Joint Water Commission. The Water Fund ended the year with a net income of $560,131, which was a decrease in net income from 2017 of $157,732. 2014 2015 2016 2017 2018 Operating revenue $2,786,814 $3,222,273 $3,337,980 $3,394,823 $3,518,119 Operating expense 3,928,301 4,131,931 3,037,110 2,960,628 3,097,211 Net income with depreciation (926,209) 495,204 1,809,649 717,863 560,131 Net income without depreciation (745,292) 679,688 2,030,876 944,238 790,222 $(1,000,000) $- $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 Water Utility 7.2 City of Crystal Financial Analysis 15 SANITARY SEWER ENTERPRISE FUND Sewer operating revenues increased $282,224 due to an increase in rates in 2018. Operating expenses increased $341,562 due to much higher charges associated with sewer disposal in 2018 along with increased expenditures for machinery and equipment. The Sanitary Sewer Fund's operating income decreased $59,338 from 2017. 2014 2015 2016 2017 2018 Operating revenue $2,020,673 $2,085,601 $2,196,601 $2,301,863 $2,584,087 Operating expense 1,931,725 1,995,548 2,168,280 2,144,581 2,486,143 Net income with depreciation 126,683 137,656 109,365 180,199 135,797 Net income without depreciation 225,926 266,939 273,405 345,187 322,363 $- $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 $3,000,000 Sanitary Sewer Utility 7.2 City of Crystal Financial Analysis 16 STORM DRAINAGE AND STREET LIGHTS ENTERPRISE FUNDS 2014 2015 2016 2017 2018 Operating revenue $760,884 $809,067 $871,233 $1,059,165 $1,335,334 Operating expense 659,972 883,284 903,342 794,169 759,180 Net income with depreciation 103,160 (66,804) (414) 399,193 599,616 Net income without depreciation 422,568 257,251 356,369 744,178 967,746 $(200,000) $- $200,000 $400,000 $600,000 $800,000 $1,000,000 $1,200,000 $1,400,000 $1,600,000 Storm Drainage Utility 2014 2015 2016 2017 2018 Operating revenue $187,630 $186,237 $191,382 $195,122 $195,324 Operating expense 169,664 151,305 155,056 154,479 152,301 Net income with depreciation 23,066 43,913 47,299 29,178 56,163 Net income without depreciation 55,283 76,130 79,516 61,395 88,380 $- $50,000 $100,000 $150,000 $200,000 $250,000 Street Lights Utility 7.2 City of Crystal Financial Analysis 17 PER CAPITA REVENUES AND EXPENDITURES Below is a chart of the per capita trends in selected revenue and expenditure line items. In 2018, the intergovernmental revenue per capita increased and jumped above the State average for similarly sized cities due in part to receiving a transit oriented development grant and additional street aid funding. The property taxes per capital increased due to an increase in property tax levy. Total expenditures per capita decreased in 2018 due to a decrease in capital outlay expenditures when compared to 2017 activity. As an offset for the decreased capital activity in 2018, current expenditures per capita saw an increase. 2017** 2018*** Intergovernmental revenues per capita 149$ 137$ 159$ Property taxes per capita **** 475 452 478 Total revenue per capita 968 910 932 Expenditures per capita (less debt service and capital)665 628 658 Total expenditures per capita 1,082 1,168 894 Population 22,855 22,929 * Statewide data obtained from the office of the State Auditor's 2017 Minnesota City Finances Report ** 2017 per capita data uses 2016 population forecast from Metropolitan Council *** 2018 per capital data uses 2017 population forecast from the Metropolitan Council **** Property taxes exclude tax increments Population Per Capita Trends City of Crystal Between 2017 Statewide * Average-Cities 20,000 and 100,001 7.2 City of Crystal Financial Analysis 18 TAX CAPACITY, CERTIFIED TAX LEVY, AND CITY TAX RATE The chart below graphs the tax capacity, certified tax levy, and City tax rate for 2014 through 2018. The tax capacity is based on total tax capacity, prior to adjustments for captured Tax Increment Financing (TIF) and fiscal disparities. The certified tax levy amount is also prior to fiscal disparity adjustments. With market values continuing to climb, the City's tax capacity increased from 2017 to 2018, by $1,989,614, or 12.1%. With taxable market value increasing at a faster rate than the certified levy, over the last five years, the City's tax rate has fallen to 49.2%. $13,180,542 $14,758,503 $15,250,280 $16,470,361 $18,459,975 $8,800,325 $8,865,262 $9,135,123 $9,798,620 $10,627,889 54.8% 49.1% 51.8% 49.0%49.2% -5% 5% 15% 25% 35% 45% 55% 65% $- $3,000,000 $6,000,000 $9,000,000 $12,000,000 $15,000,000 $18,000,000 $21,000,000 $24,000,000 2014 2015 2016 2017 2018 Tax Capacity, Certified Levy, and City Tax Rate Tax Capacity Certified Tax Levy City Tax Rate * Tax capacity and city tax rate obtained from the League of Minnesota Cities 7.2 City of Crystal Emerging Issues 19 Executive Summary The following is an executive summary of financial and business related updates to assist you in staying current on emerging issues in accounting and finance. This summary will give you a preview of the new standards that have been recently issued and what is on the horizon for the near future. The most recent and significant updates include:  Accounting Standard Update – GASB Statement No. 84 – Fiduciary Activities – GASB has issued GASB Statement No. 84 relating to accounting and financial reporting for fiduciary activities. This new statement establishes clarity to determine when a government has fiduciary responsibility for a certain activity.  Accounting Standard Update – GASB Statement No. 87 – Leases – GASB has issued GASB Statement No. 87 relating to accounting and financial reporting for leases. This new statement establishes a single model for lease accounting based on the principle that leases are financing of the right to use an underlying asset. The following are extensive summaries of the current updates. As your continued business partner, we are committed to keeping you informed of new and emerging issues. We are happy to discuss these issues with you further and their applicability to your City. ACCOUNTING STANDARD UPDATE – GASB STATEMENT NO. 84 – FIDUCIARY ACTIVITIES The objective of this Statement is to improve guidance regarding the identification of fiduciary activities for accounting and financial reporting purposes and how those activities should be reported. This Statement establishes criteria for identifying fiduciary activities of all state and local governments. The focus of the criteria generally is on (1) whether a government is controlling the assets of the fiduciary activity and (2) the beneficiaries with whom a fiduciary relationship exists. Separate criteria are included to identify fiduciary component units and postemployment benefit arrangements that are fiduciary activities. An activity meeting the criteria should be reported in a fiduciary fund in the basic financial statements. Governments with activities meeting the criteria should present a statement of fiduciary net position and a statement of changes in fiduciary net position. An exception to that requirement is provided for a business-type activity that normally expects to hold custodial assets for three months or less. GASB Statement No. 84 describes four fiduciary funds that should be reported, if applicable: (1) pension (and other employee benefit) trust funds, (2) investment trust funds, (3) private-purpose trust funds, and (4) custodial funds. Custodial funds generally should report fiduciary activities that are not held in a trust or equivalent arrangement that meets specific criteria. This Statement also provides for recognition of a liability to the beneficiaries in a fiduciary fund when an event has occurred that compels the government to disburse fiduciary resources. Events that compel a government to disburse fiduciary resources occur when a demand for the resources has been made or when no further action, approval, or condition is required to be taken or met by the beneficiary to release the assets. 7.2 City of Crystal Emerging Issues 20 ACCOUNTING STANDARD UPDATE – GASB STATEMENT NO. 84 – FIDUCIARY ACTIVITIES (CONTINUED) GASB Statement No. 84 is effective for reporting periods beginning after December 15, 2018. Earlier application is encouraged. Information provided above was obtained from www.gasb.org. ACCOUNTING STANDARD UPDATE – GASB STATEMENT NO. 87 – LEASES The objective of this Statement is to better meet the information needs of financial statement users by improving accounting and financial reporting for leases by governments. This Statement increases the usefulness of governments' financial statements by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. Under this Statement, a lessee is required to recognize a lease liability and an intangible right-to-use lease asset, and a lessor is required to recognize a lease receivable and a deferred inflow of resources, thereby enhancing the relevance and consistency of information about governments' leasing activities. A lease is defined as a contract that conveys control of the right to use another entity's nonfinancial asset (the underlying asset) as specified in the contract for a period of time in an exchange or exchange-like transaction. Examples of nonfinancial assets include buildings, land, vehicles, and equipment. Any contract that meets this definition should be accounted for under the leases guidance, unless specifically excluded in this Statement. A short-term lease is defined as a lease that, at the commencement of the lease term, has a maximum possible term under the lease contract of 12 months (or less), including any options to extend, regardless of their probability of being exercised. Lessees and lessors should recognize short-term lease payments as outflows of resources or inflows of resources, respectively, based on the payment provisions of the lease contract. A lessee should recognize a lease liability and a lease asset at the commencement of the lease term, unless the lease is a short-term lease or it transfers ownership of the underlying asset. The lease liability should be measured at the present value of payments expected to be made during the lease term (less any lease incentives). The lease asset should be measured at the amount of the initial measurement of the lease liability, plus any payments made to the lessor at or before the commencement of the lease term and certain direct costs. A lessee should reduce the lease liability as payments are made and recognize an outflow of resources (for example, expense) for interest on the liability. The lessee should amortize the lease asset in a systematic and rational manner over the shorter of the lease term or the useful life of the underlying asset. The notes to financial statements should include a description of leasing arrangements, the amount of lease assets recognized, and a schedule of future lease payments to be made. 7.2 City of Crystal Emerging Issues 21 ACCOUNTING STANDARD UPDATE – GASB STATEMENT NO. 87 – LEASES (CONTINUED) A lessor should recognize a lease receivable and a deferred inflow of resources at the commencement of the lease term, with certain exceptions for leases of assets held as investments, certain regulated leases, short-term leases, and leases that transfer ownership of the underlying asset. A lessor should not derecognize the asset underlying the lease. The lease receivable should be measured at the present value of lease payments expected to be received during the lease term. The deferred inflow of resources should be measured at the value of the lease receivable plus any payments received at or before the commencement of the lease term that relate to future periods. A lessor should recognize interest revenue on the lease receivable and an inflow of resources (for example, revenue) from the deferred inflows of resources in a systematic and rational manner over the term of the lease. The notes to financial statements should include a description of leasing arrangements and the total amount of inflows of resources recognized from leases. GASB Statement No. 87 is effective for reporting periods beginning after December 15, 2019. Earlier application is encouraged. Information provided above was obtained from www.gasb.org. 7.2 COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF CRYSTAL, MINNESOTA For the Year Ended December 31, 2018 Prepared by City of Crystal Finance Department AEM Financial Solutions, Finance Director 7.2 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 City of Crystal Table of Contents Page Introductory Section Elected Officials and Administration 1 Organizational Chart 2 Letter of Transmittal 3 Certificate of Achievement for Excellence in Financial Reporting 9 Award of Financial Reporting Achievement 10 Financial Section Independent Auditor's Report 11 Management's Discussion and Analysis 15 Basic Financial Statements Government-Wide Financial Statements Statement of Net Position 30 Statement of Activities 31 Fund Financial Statements Balance Sheet – Governmental Funds 32 Reconciliation of the Balance Sheet to the Statement of Net Position – Governmental Funds 35 Statement of Revenues, Expenditures, and Changes in Fund Balances – Governmental Funds 36 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances to the Statement of Activities – Governmental Funds 39 Statement of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – General Fund 40 Statement of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – EDA – Special Revenue 43 Statement of Net Position – Proprietary Funds 44 Statement of Revenues, Expenses, and Changes in Fund Net Position Proprietary Funds 46 Statement of Cash Flows – Proprietary Funds 48 Statement of Fiduciary Net Position 50 Notes to Financial Statements 51 Required Supplementary Information Schedule of Changes in Total OPEB Liability and Related Ratios 94 Schedule of Employer Contributions – OPEB 95 Schedule of City's Proportionate Share of Net Pension Liability – General Employees Retirement Fund 96 Schedule of City's Proportionate Share of Net Pension Liability – Public Employees Police and Fire Retirement Fund 96 Schedule of City Contributions – General Employees Retirement Fund 97 Schedule of City Contributions – Public Employees Police and Fire Retirement Fund 97 Notes to Required Supplementary Information 99 7.2 City of Crystal Table of Contents Page Supplementary Information Nonmajor Governmental Funds 102 Combining and Individual Fund Financial Statements and Schedules Combining Balance Sheet – Nonmajor Governmental Funds 104 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances – Nonmajor Governmental Funds 106 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – TIF Districts - Special Revenue 112 Schedule of Revenues, Expenditures, and Changes in Fund Balance Budget and Actual – Permanent Improvement Revolving - Capital Projects 113 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Street Maintenance - Capital Projects 114 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Major Building Replacement - Capital Projects 115 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Street Reconstruction - Capital Projects 116 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Police Equipment Revolving - Capital Projects 117 Fiduciary Funds 118 Statement of Changes in Agency Fund Assets and Liabilities 119 Statistical Section (Unaudited) Table Page Net Position by Component 1 122 Change in Net Position 2 124 Fund Balances of Governmental Funds 3 128 Changes in Fund Balances of Governmental Funds 4 130 Taxable and Estimated Market Values of Taxable Property 5 133 Property Tax Rates – Direct and Overlapping Governments 6 134 Principal Property Taxpayers 7 136 Property Tax Levies and Collations 8 137 Legal Debt Margin Information 9 138 Ratios of Outstanding Debt by Type 10 140 Ratios of General Bonded Debt Outstanding 11 141 Direct and Overlapping Governmental Activities Debt 12 142 Demographic and Economic Statistics 13 143 Principal Employers 14 144 Full-Time City Government Employees by Function 15 145 Operating Indicators by Function 16 146 Capital Asset Statistics by Function 17 148 7.2 1 City of Crystal Elected Officials and Administration December 31, 2018 Elected Officials Position Term Expires Jim Adams Mayor December 31, 2020 Nancy LaRoche Council Member (Section I - Wards 1 and 2) December 31, 2020 Elizabeth Dahl Council Member (Ward 1)December 31, 2018 Jeff Kolb Council Member (Ward 2)December 31, 2018 Olga Parsons Council Member (Section II - Wards 3 and 4) December 31, 2018 John Budziszewski Council Member (Ward 3)December 31, 2020 Julie Deshler Council Member (Ward 4)December 31, 2020 Administration Position Anne Norris City Manager Appointed City Treasurer AEM Financial Solutions Appointed City Clerk Christina Serres Appointed City Attorney Kennedy & Graven, Chartered Appointed City Prosecutor MacMillan, Wallace, & Athanases PLLC Appointed 7.2 2 City of Crystal Organizational Chart December 31, 2018 7.2 3 June 27, 2019 To the Crystal City Council and Citizens of the City of Crystal The Comprehensive Annual Financial Report of the City of Crystal, Minnesota, for the fiscal year ended December 31, 2018, is hereby submitted. The report was prepared in accordance with accounting principles generally accepted in the United States of America and audited in accordance with U.S. generally accepted auditing standards. The report meets the requirements of the Office of the State Auditor and the City of Crystal Charter. This report consists of management's representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all of the information presented in this report. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed both to protect the government's assets from loss, theft, or misuse, and to compile sufficient reliable information for the preparation of the City's financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City's internal controls have been designed to provide reasonable, rather than absolute, assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City's financial statements have been audited by BerganKDV, Ltd., a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended December 31, 2018, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unmodified opinion that the City's financial statements for the fiscal year ended December 31, 2018, are fairly presented in conformity with GAAP. The independent auditor's report is presented as the first component of the Financial Section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. The City's MD&A can be found immediately following the report of the independent auditors. 4141 Douglas Drive North • Crystal, Minnesota 55422-1696 Tel: (763) 531-1000 • Fax: (763) 531-1188 • www.crystalmn.gov 7.2 4 Profile of Government The City, incorporated in 1960, is a northwestern suburb of the Minneapolis/St. Paul metropolitan area, lying adjacent to the City of Minneapolis. The City lies wholly within Hennepin County and encompasses an area of 5.8 square miles and serves a population of approximately 23,000 residents. The City is empowered to levy a property tax on both real and personal properties located within its boundaries. While it also is empowered by state statute to extend its corporate limits by annexation, the City is a completely developed community and is bordered on all sides by other incorporated communities. The City operates under the Council-Manager form of government. Policy-making and legislative authority are vested in a governing council (City Council) consisting of the mayor and six other members. The City Council is responsible, among other things, for passing ordinances, adopting the budget, appointing committees, and hiring both the City Manager and the City Attorney. The City Manager is responsible for carrying out the policies and ordinances of the City Council and for overseeing the day-to-day operations of the City. The City Council is elected on a non-partisan basis. Council members serve four-year staggered terms, with three council members elected every two years. The mayor is also elected to serve a four-year term. The six council members are elected by section and ward; the mayor is elected at large. The City provides its residents and businesses with a full range of services, including police protection, the construction and maintenance of streets and other infrastructure, recreational activities, building and housing inspection, health inspection, and planning and code enforcement. In addition, the City operates five enterprises for water, sanitary sewer, storm drainage, street lighting, and recycling services. Fire protection services are provided by a joint venture with the West Metro Fire-Rescue District, and water services are provided by a joint venture with the Golden Valley, Crystal, and New Hope Joint Water Commission. Additional information on these joint ventures can be found in the notes to the financial statements. Housing and redevelopment activities are provided through a legally separate Economic Development Authority (EDA). Its governing board is comprised of the City Council members and the City has operational responsibility of the EDA, meaning it manages the EDA's activities in essentially the same manner in which it manages its own programs and departments. Therefore, it has been included as an integral part of the City's financial statements. The annual budget serves as the foundation for the City's financial planning and control. In addition, the government maintains budgetary controls. The objective of budgetary controls is to ensure compliance with legal provisions embodied in the annual budget approved by the city council. The level of budgetary control (i.e. the level at which expenditures cannot legally exceed the budgeted amount) is at the fund level for all fund types, with the exception of the General Fund, which is at the department level. Budget-to-Actual comparisons are provided in this financial report for each individual governmental fund for which an annual budget has been adopted. 7.2 5 FACTORS AFFECTING ECONOMIC CONDITION Local Economy Crystal is a blue-collar, bedroom community. While it has a small amount of industry, it has a good retail sector and is part of the northwest metro area with an abundance of living wage jobs within easy commuting distance. Good schools and affordable housing make the City attractive to young families and first time home buyers. Access to major highways is good. Hennepin County reconstructed the portion of Hennepin County Highway 81 that passes through the City. Commercial and industrial properties along the Highway 81 corridor represent major redevelopment opportunities for future growth. The City experienced its most rapid population growth from 1950 to 1970, when the population grew from 5,700 to its peak of 30,925. Population declined after 1970, as families matured and children left home. According to the 2010 Census, Crystal's population was 22,151. The most recent estimate from the Metropolitan Council is that Crystal's population is 23,287. The City saw significant increases in the market value of commercial/industrial and residential property until 2008. The City's taxable market value decreased 4.2% from 2008 to 2009, 7.6% from 2009 to 2010, 10.1% from 2010 to 2011, 13.3% from 2011 to 2012, 12.1% from 2012 to 2013, and 0.1% from 2013 to 2014. Most of the 2011 to 2012 change can be attributed to a change the State of Minnesota made in the way taxable values are calculated. The City's taxable market value increased 13.9% from 2014 to 2015, 14.45% from 2015 to 2016, 11.76% from 2016 to 2017, and 8.49% from 2017 to 2018. Table 5 in the Statistical Section provides additional information on property values. Because Crystal is fully developed, redevelopment of blighted or underutilized sites is generally necessary to increase the community's tax base. The City investigates redevelopment options as they arise. The City sold ten lots for new home construction in 2018. In addition, private-sector infill development yielded four new houses in 2018. Going into 2019, the City has five lots available for construction of new homes, and private builders have three. It is anticipated that most of these will be sold for new home construction within a year. New homes not only increase the City's assessed valuation, but they also serve as a confidence signal for other homeowners in the neighborhood to make improvements to their existing houses. To that end, the City provides financial incentives and assistance for home improvements. Homeowners up to 110% of area median income are eligible for a grant of 20% of the project cost. The City also provides an interest rate buy-down for MHFA Community Fix-Up Fund loans. The overall goal of these efforts is to improve the condition, quality, and desirability of the housing stock to enhance Crystal's reputation as a desirable yet affordable place to buy a home. 7.2 6 FACTORS AFFECTING ECONOMIC CONDITION (CONTINUED) Long-Term Financial Planning Capital budgeting for the replacement of buildings, streets, parks, and vehicles is a major financial challenge. The City has an ongoing street reconstruction program designed to rebuild streets, add new curb/gutter/sidewalk, and add storm sewer. The street program is planned to be completed one phase/neighborhood at a time, over 16 phases. Phase 16 was finalized in 2018. The Major Building Replacement Fund was created for the purpose of accumulating a reserve for the eventual major remodeling or replacement of the City Hall/Police Station, Fire Stations 1 and 2, Streets/Parks and Utility buildings, and the Community Center. Construction of a new public works facility was completed in 2015 and other major building projects will be needed over the next 15 years. Relevant Financial Policies It is the City's policy to maintain a fund balance in its General Fund of at least 45% of the next year's operating budget. This is needed for cash flow purposes. Property taxes and local government aid (LGA) from the State of Minnesota were 80.0% of the General Fund's revenue in 2018. The City operates on a calendar year, but half of the property taxes and LGA are received in July and the other half in December. Major Initiatives The City continues to seek opportunities to facilitate commercial and residential redevelopment, subsidize home improvements by current owners, and fund construction projects that enhance the City's future development. Awards The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Crystal for its comprehensive annual financial report for the fiscal year ended December 31, 2017. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both accounting principles generally accepted in the United States of America and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current comprehensive annual financial report continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. 7.2 7 Acknowledgements The preparation of this report could not have been accomplished without the efficient and dedicated services of the staff of the finance department. We would like to express our appreciation to all members of the department for their assistance and contributions to the preparation of this report. Due credit also should be given to the mayor and the City Council for their interest and support in planning and conducting the operations of the government in a responsible and progressive manner. Respectfully submitted, Anne L. Norris City Manager 7.2 8 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 9 7.2 10 7.2 11 Independent Auditor's Report Honorable Mayor and Members of the City Council City of Crystal Crystal, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of Crystal, Minnesota, as of and for the year ended December 31, 2018, and the related notes to financial statements, which collectively comprise the City's basic financial statements as listed in the Table of Contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatements, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We did not audit the financial statements of the West Metro Fire-Rescue District nor the Golden Valley, Crystal, New Hope Joint Water Commission, joint ventures of the City which are disclosed in the notes to the City's financial statements, and in which the City reports an equity interest of $1,381,904 and $4,451,407, respectively. The financial statements of the District and Commission were audited by other auditors whose reports thereon have been furnished to us and our opinion, insofar as it relates to the amounts disclosed for the District and Commission, is based on the report of the other auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. 7.2 12 Auditor's Responsibility (Continued) We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to in the first paragraph present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Crystal, Minnesota, as of December 31, 2018, and the respective changes in financial position and where applicable, cash flows, thereof, and the respective budgetary comparisons for the General Fund and EDA Special Revenue Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. Implementation of GASB 75 As discussed in Note 17 to the financial statements, the City has adopted new accounting guidance, Governmental Accounting Standards Board (GASB) Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other than Pensions. Our opinion is not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis, which follows this report letter, and the Required Supplementary Information as indicated in the Table of Contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by GASB who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the Required Supplementary Information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Crystal's basic financial statements. The introductory section, combining and individual fund financial statements, and schedules and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. 7.2 13 Other Matters (Continued) Other Information (Continued) The combining and individual fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund financial statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory section and statistical section have not been subjected to the auditing procedures applied in the audit of the basic financial statements and accordingly, we do not express an opinion or provide any assurance on them. Minneapolis, Minnesota June 25, 2019 7.2 14 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 City of Crystal Management's Discussion and Analysis 15 As management of the City of Crystal (the City), we have provided readers of the City's financial statements with this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2018. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our Letter of Transmittal, located previously in this report. FINANCIAL HIGHLIGHTS The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $115,912,277. Of this amount, $34,352,566 is considered unrestricted net position and may be used to meet the City's ongoing obligations to citizens and creditors. The City's total net position decreased by $965,395. Governmental activities experienced a $1,638,522 decrease in net position from operations while business-type activities experienced a $673,127 increase in net position from operations. At the end of the fiscal year, total fund balance for the General Fund was $6,980,446, or 50.40% of total General Fund expenditures and transfers out. The City's total long term debt (excluding net pension liability and net OPEB obligation) decreased by $1,342,633 during the fiscal year. The City's net OPEB obligation increased by $1,822,277. Overview of the Financial Statements Management's Discussion and Analysis is intended to serve as an introduction to the City's basic financial statements, which are comprised of three components: 1) government-wide financial statements; 2) fund financial statements; and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. GOVERNMENT-WIDE FINANCIAL STATEMENTS The government-wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to private sector business. The Statement of Net Position presents information on all of the City's assets plus deferred outflows of resources and liabilities plus deferred inflows of resources, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). 7.2 City of Crystal Management's Discussion and Analysis 16 GOVERNMENT-WIDE FINANCIAL STATEMENTS (CONTINUED) Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, parks and recreation, and community development. The business-type activities of the City include enterprises for water, sanitary sewer, storm drainage, street lights, and recycling. The government-wide financial statements include not only the City itself (known as the primary government), but also the Economic Development Authority (EDA). The EDA is a legally separate entity and its governing board is comprised of the City Council members. The City has operational responsibility of the EDA and it functions as a department of the City to provide housing and redevelopment assistance through the administration of various programs. Therefore, the EDA has been included as an integral part of the City's financial statements. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories, including governmental funds, proprietary funds, and fiduciary funds. Governmental Funds Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near term inflows and outflows of spendable resources, as well as balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long term impact of the government's near term financing decisions. Both the Governmental Fund Balance Sheet and the Governmental Fund Statement of Revenues, Expenditures, and Changes in Fund Balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains fifteen individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General, EDA, Debt Service, Police Equipment Revolving, and Street Reconstruction funds, all of which are considered to be major funds. Data from the other ten governmental funds are combined into a single aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in this report. 7.2 City of Crystal Management's Discussion and Analysis 17 GOVERNMENT-WIDE FINANCIAL STATEMENTS (CONTINUED) Governmental Funds (Continued) The City adopts an annual appropriated budget for all of its governmental funds. Budget to actual comparisons are provided in this financial report for each individual governmental fund for which an annual budget has been adopted. Proprietary Funds The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses enterprise funds to account for its water, sanitary sewer, storm drainage, street lights, and recycling operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City's various functions. The City uses an internal service fund to account for its self-insurance activities. Because this activity predominantly benefits governmental rather than business- type functions, it has been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water, sanitary sewer, storm drainage, street lights, and recycling operations, all of which are reported as major funds of the City. Fiduciary Funds Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other Information Required Supplementary Information concerning the City's progress in funding its obligation to provide pension and OPEB benefits to its employees is presented immediately following the notes to the financial statements. Combining and individual fund statements and schedules for nonmajor funds are presented immediately following the Required Supplementary Information. 7.2 City of Crystal Management's Discussion and Analysis 18 GOVERNMENT-WIDE FINANCIAL ANALYSIS Net Position The City has 54.25% of its total net position invested in capital assets (including land, buildings and structures, improvements other than buildings, machinery and equipment, office equipment and furnishings, software, vehicles and trailers, and infrastructure), less any related outstanding debt used to acquire those assets. The City uses these capital assets to provide services to citizens. Consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional 16.11% of the City's net position represents resources that are subject to external restrictions on how they may be used. The remaining balance of 29.64% represents unrestricted net position that may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City is able to report positive balances in all three categories of net position, both for the government and business-type activities. The same situation held true for the prior fiscal year. A summary of the City's net position follows: 2018 2017 2018 2017 2018 2017 Assets Current and other assets 55,253,844$ 56,570,251$ 7,705,993$ 6,255,064$ 62,959,837$ 62,825,315$ Equity interest in joint venture 1,381,904 1,690,079 4,451,407 4,323,142 5,833,311 6,013,221 Capital assets 58,895,706 59,603,065 21,693,069 22,283,455 80,588,775 81,886,520 Total assets 115,531,454 117,863,395 33,850,469 32,861,661 149,381,923 150,725,056 Deferred Outflows of Resources 4,861,964 6,135,231 123,549 168,202 4,985,513 6,303,433 Long-Term Liabilities outstanding 26,580,616 27,714,798 976,287 870,852 27,556,903 28,585,650 Other liabilities 1,634,198 1,510,590 280,695 176,180 1,914,893 1,686,770 Total liabilities 28,214,814 29,225,388 1,256,982 1,047,032 29,471,796 30,272,420 Deferred Inflows of Resources 8,795,515 9,751,627 187,848 126,770 8,983,363 9,878,397 Net Position Net investment in capital assets 41,195,367 40,534,551 21,693,069 22,283,455 62,888,436 62,818,006 Restricted 18,671,275 20,099,040 - - 18,671,275 20,099,040 Unrestricted 23,516,447 24,388,020 10,836,119 9,572,606 34,352,566 33,960,626 Total net position 83,383,089$ 85,021,611$ 32,529,188$ 31,856,061$ 115,912,277$ 116,877,672$ Governmental Activities Business-Type Activities Total Net Position 7.2 City of Crystal Management's Discussion and Analysis 19 GOVERNMENT-WIDE FINANCIAL ANALYSIS (CONTINUED) Net Position (Continued) A summary of the City's changes in net position and revenues and expenses for 2018 and 2017 follows: 2018 2017 2018 2017 2018 2017 Revenues Program revenues - Charges for services 2,387,093$ 1,969,710$ 7,553,779$ 7,033,104$ 9,940,872$ 9,002,814$ Operating grants and contributions 699,638 659,450 547,760 680,740 1,247,398 1,340,190 Capital grants and contributions 2,337,789 7,473,350 - - 2,337,789 7,473,350 General revenues - Property taxes 11,193,252 10,469,019 - - 11,193,252 10,469,019 Intergovernmental 1,850,588 1,753,898 - - 1,850,588 1,753,898 Grants and contributions not restricted to specific programs - - - - - - Other 774,077 393,458 98,002 52,208 872,079 445,666 Total revenues 19,242,437 22,718,885 8,199,541 7,766,052 27,441,978 30,484,937 Expe n se s General government 3,435,708 2,964,731 - - 3,435,708 2,964,731 Public safety 7,250,306 7,546,777 - - 7,250,306 7,546,777 Public works 4,285,522 4,224,253 - - 4,285,522 4,224,253 Parks and recreation 3,299,792 3,128,275 - - 3,299,792 3,128,275 Community development 1,159,700 1,616,752 - - 1,159,700 1,616,752 Interest on long-term debt 518,975 541,919 - - 518,975 541,919 Water - - 3,105,611 2,970,228 3,105,611 2,970,228 Sanitary sewer - - 2,486,143 2,144,581 2,486,143 2,144,581 Storm drainage - - 759,180 809,169 759,180 809,169 Street lights - - 152,301 174,479 152,301 174,479 Recycling - - 335,310 324,853 335,310 324,853 Total expenses 19,950,003 20,022,707 6,838,545 6,423,310 26,788,548 26,446,017 Change In Net Position Before transfers (707,566) 2,696,178 1,360,996 1,342,742 653,430 4,038,920 Transfers 502,049 (2,048,142) (502,049) 2,048,142 - - Total change in net position (205,517) 648,036 858,947 3,390,884 653,430 4,038,920 Net position - beginning of year, restated 83,588,606 84,373,575 31,670,241 28,465,177 115,258,847 112,838,752 Net position - end of year 83,383,089$ 85,021,611$ 32,529,188$ 31,856,061$ 115,912,277$ 116,877,672$ Governmental Activities Business-Type Activities Total Changes in Net Position 7.2 City of Crystal Management's Discussion and Analysis 20 GOVERNMENT-WIDE FINANCIAL ANALYSIS (CONTINUED) Governmental Activities Governmental activities decreased the City's governmental-type net position by $1,638,522, or 1.93%, accounting for 169.73% of the total decrease in the City's net position. Business-Type Activities Business-type activities increased the City's business-type net position by $673,127, or 2.11%, offsetting for (69.73)% of the total decrease in the City's net position. Key elements of the net increase include:  Rate increases – The City Council approved a rate increase of 11.00% for the sanitary sewer utility, which increased rates charged from $55.15 per quarter for residential properties in 2017 to $61.22 per quarter in 2018. In addition, the sanitary sewer utility increase the rate per 1,000 gallons from commercials users from $2.43 in 2017 to $2.67 in 2018. The City Council approved a rate increase of 10.00% for the storm drainage utility, which increased rates charged from $16.50 per quarter for residential properties in 2017 to $18.15 per quarter in 2018. In addition, the storm drainage utility rate per residential equivalency factor (per acre) for commercial users increase by 5.67%, this increase the quarterly factor from $412.50 in 2017 to $435.88 in 2018. 7.2 City of Crystal Management's Discussion and Analysis 21 EXPENSES AND PROGRAM REVENUES Governmental Activities 7.2 City of Crystal Management's Discussion and Analysis 22 REVENUES BY SOURCE 7.2 City of Crystal Management's Discussion and Analysis 23 EXPENSES AND PROGRAM REVENUES 7.2 City of Crystal Management's Discussion and Analysis 24 REVENUES BY SOURCE 7.2 City of Crystal Management's Discussion and Analysis 25 FINANCIAL ANALYSIS OF THE CITY'S FUNDS Governmental Funds At the end of the fiscal year, the City's governmental funds reported combined ending fund balances of $36,015,841, an increase of $1,627,268 compared to the prior year. Approximately 17.16% of the total amount ($6,181,591) constitutes unassigned fund balance, which is available for spending at the government's discretion. The remainder of fund balance has been classified as nonspendable ($23,941), restricted ($7,465,515), committed ($22,270,870), and assigned ($73,924). The General Fund is the main operating fund of the City. At the end of the fiscal year total fund balance was $6,980,446. Unassigned fund balance was $6,181,591, $774,914 was committed for compensated absences, and $23,941 was reported as nonspendable to offset inventory. As a measure of the General Fund's liquidity, it may be useful to compare total fund balance to total fund expenditures. Total fund balance represents 50.40% of total General Fund expenditures and transfers out. The total fund balance is slightly more than the balance called for by the City's fund balance policy. Fund balance provides working capital to support operations until the first current-year tax settlement is received in June and July. There was an increase of $87,990 in the fund balance of the General Fund during the current fiscal year. Total revenues were $237,625 lower than the final budget. Special assessments; licenses and permits; intergovernmental; charges for services; fines and forfeitures, and miscellaneous revenues were lower than budget. Actual expenditures were $186,015 lower than the final budget. The EDA Fund recorded an increase of $85,310 in its fund balance during the current fiscal year. Total revenues were greater than budget by $15,176. The fund balance of $3,931,334 was committed for economic development projects. The Debt Service Fund has a total fund balance of $6,079,365, all of which is restricted for the payment of debt service. The net increase in fund balance during the current fiscal year was $767,069. For additional transaction details, refer to the Long Term Debt section located later in this Management's Discussion and Analysis, or to Note 6 in the notes to the financial statements. The Street Reconstruction Fund recorded an increase of $2,953,100 in its fund balance during the current fiscal year. This was due to intergovernmental revenues and a transfer from the Street Maintenance Fund. All of the fund balance of $5,672,092 is committed. The Police Equipment Revolving Fund Balance declined by $58,566. Proprietary Funds The City's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. 7.2 City of Crystal Management's Discussion and Analysis 26 FINANCIAL ANALYSIS OF THE CITY'S FUNDS (CONTINUED) Proprietary Funds (Continued) Unrestricted net position in the City's enterprise funds totaled $10,836,119 at the end of the fiscal year. The water, storm drainage, street light, and recycling funds reported increases in net position from operations of $378,527, $482,748, $42,358, and $1,121, respectively, and the sanitary sewer fund reported a decrease in net position from operations of $45,807. Budget Highlights The City's General fund budget was not amended during the year. Revenues and expenditures both provided negative budget variances. Total revenues were $237,625 lower than the final budget. Special assessments; licenses, permits and inspections; charges for sales and/or services; fines and forfeitures, and miscellaneous revenues were lower than budget. Actual expenditures were $186,015 lower than the final budget. Capital Assets The City's net capital assets for its governmental and business-type activities as of December 31, 2018, are $80,588,775. This balance represents a net decrease of $1,297,745 from the prior year. Additional details of capital asset activity for the year can be found in Note 5 in the notes to the financial statements. Long-term Debt The City's total long term debt decreased by $1,342,633, or 6.73%, during the fiscal year. Normal required annual payments were made on bonds payable and compensated absences. Additional details of long term debt activity for the year can be found in Note 6 in the notes to financial statements. The City's sound financial management and strong financial position, as evidenced by favorable reserves, has earned the City an Aa2 rating from Moody's Investors Service on its G.O. debt. Moody's Investors Service last completed a rating review in 2017 with no change in the rating. The City expects to receive the Aa2 rating in the future. State statutes limit the amount of G.O. debt a governmental entity may issue to 3% of total taxable market value. The current debt limitation for the City is $56,928,474. The City currently has no outstanding G.O. debt. Economic Factors and Next Year's Budgets and Rates Economic factors affect the preparation of annual budgets. The following factors were considered in preparing the City's budget for the 2019 fiscal year:  The 2019 budget includes a 4.02% tax levy increase. This will be supplemented by increases in other revenues to cover an inflationary increase in the operating budget.  In 2018, the City completed a utility rate study that produced a modified rate structure. Changes to fixed fees for sewer charges being based on water consumption, increases in the tiered water fees and an increase in storm water fees will result in varying increases to residential and commercial users. 7.2 City of Crystal Management's Discussion and Analysis 27 FINANCIAL ANALYSIS OF THE CITY'S FUNDS (CONTINUED) Requests for Information Questions concerning any of the information provided in this report or requests for additional information should be addressed to: City of Crystal Attn: Finance Director 4141 Douglas Drive N. Crystal, MN 55422 7.2 28 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 29 BASIC FINANCIAL STATEMENTS 7.2 City of Crystal Statement of Net Position December 31, 2018 Governmental Activities Business-Type Activities Total Assets Cash and investments (including cash equivalents) 39,442,364$ 5,768,479$ 45,210,843$ Cash with fiscal agent 68,931 - 68,931 Accrued interest 80,784 - 80,784 Accounts receivable 68,679 1,499,442 1,568,121 Delinquent taxes receivable 169,714 - 169,714 Special assessments receivable 14,426,213 374,595 14,800,808 Due from other governments 296,817 13,842 310,659 Inventory 23,941 48,335 72,276 Prepaid items - 1,300 1,300 Land held for resale 643,711 - 643,711 Notes receivable 32,690 - 32,690 Equity interest in joint venture 1,381,904 4,451,407 5,833,311 Capital assets (net of accumulated depreciation, where applicable) Land 6,860,536 759,062 7,619,598 Buildings and structures 9,235,378 2,337,785 11,573,163 Improvements other than buildings 2,488,696 6,253 2,494,949 Machinery and equipment 1,996,289 2,290,799 4,287,088 Office equipment and furnishings 401,986 - 401,986 Software 26,775 43,302 70,077 Vehicles and trailers 1,040,963 277,863 1,318,826 Infrastructure 30,015,733 13,460,907 43,476,640 Construction in progress 6,829,350 2,517,098 9,346,448 Total assets 115,531,454 33,850,469 149,381,923 Deferred Outflows of Resources Pension-related deferred outflows 4,723,450 107,057 4,830,507 OPEB-related deferred outflows 138,514 16,492 155,006 Total deferred outflows of resources 4,861,964 123,549 4,985,513 Liabilities Accounts and other current liabilities 1,317,991 280,695 1,598,686 Interest payable 201,227 - 201,227 Unearned revenue 114,980 - 114,980 Noncurrent liabilities Due within one year 2,077,145 72,825 2,149,970 Due in more than one year 16,398,108 67,720 16,465,828 Net pension liability, due in more than one year 5,859,755 568,365 6,428,120 Total OPEB liability, due in more than one year 2,245,608 267,377 2,512,985 Total liabilities 28,214,814 1,256,982 29,471,796 Deferred Inflows of Resources State aid related deferred inflows of resources 2,405,800 - 2,405,800 Pension-related deferred inflows of resources 6,389,715 187,848 6,577,563 Total deferred inflows of resources 8,795,515 187,848 8,983,363 Net Position Net investment in capital assets 41,195,367 21,693,069 62,888,436 Restricted for TIF projects 1,327,159 - 1,327,159 Debt service 17,285,125 - 17,285,125 Special projects 58,991 - 58,991 Unrestricted 23,516,447 10,836,119 34,352,566 Total net position 83,383,089$ 32,529,188$ 115,912,277$ See notes to financial statements.30 7.2 Program RevenuesExpensesCharges for ServicesOperating Grants and ContributionsCapital Grants and ContributionsGovernmental ActivitiesBusiness-Type ActivitiesTotalGovernmental activities General government 3,435,708$ 243,710$ 20,280$ 39,214$ (3,132,504)$ -$ (3,132,504)$ Public safety 7,250,306 346,501 649,748 - (6,254,057) - (6,254,057) Public works 4,285,522 - 3,897 2,259,691 (2,021,934) - (2,021,934) Parks and recreation 3,299,792 541,486 12,406 - (2,745,900) - (2,745,900) Community development 1,159,700 1,255,396 13,307 38,884 147,887 - 147,887 Interest on long-term debt 518,975 - - - (518,975) - (518,975) Total governmental activities 19,950,003 2,387,093 699,638 2,337,789 (14,525,483) - (14,525,483) Business-type activities Water 3,105,611 3,265,849 380,535 - - 540,773 540,773 Sanitary sewer 2,486,143 2,578,065 6,022 - - 97,944 97,944 Storm drainage 759,180 1,174,131 161,203 - - 576,154 576,154 Street lights 152,301 195,324 - - - 43,023 43,023 Recycling 335,310 340,410 - - - 5,100 5,100 Total business-type activities 6,838,545 7,553,779 547,760 - - 1,262,994 1,262,994 Total primary government 26,788,548$ 9,940,872$ 1,247,398$ 2,337,789$ (14,525,483) 1,262,994 (13,262,489) General revenues Property taxes 11,193,252- 11,193,252 Unrestricted state aids 1,850,588 - 1,850,588 Unrestricted investment earnings 524,872 98,002 622,874 Other general revenue 17,234 - 17,234 Gain on sale of capital assets 231,971 - 231,971 Transfers 502,049 (502,049) - Total general revenues and transfers 14,319,966 (404,047) 13,915,919 Change in net position (205,517) 858,947 653,430 Net position - beginning, as previously stated 85,021,611 31,856,061 116,877,672 Change in accounting principle (see Note 17) (1,433,005) (185,820) (1,618,825) Net position - beginning, as restated 83,588,606 31,670,241 115,258,847 Net position - ending 83,383,089$ 32,529,188$ 115,912,277$ 31 See notes to financial statements.Net (Expense) Revenues and Changes in Net PositionFunctions/ProgramsCity of CrystalStatement of ActivitiesYear Ended December 31, 20187.2 General Fund EDA - Special Revenue Debt Service Street Reconstruction - Capital Projects Assets Cash and investments 7,604,564$ 3,357,844$ 6,062,087$ 8,249,930$ Temporarily restricted cash 68,931 - - - Taxes receivable 147,163 7,466 6,160 6,337 Special assessments receivable 70,909 - 11,418,105 2,937,199 Accounts receivable 65,528 - - - Accrued interest 80,784 - - - Due from other governments 91,489 - - - Inventories 23,941 - - - Land held for resale - 614,000 - - Notes receivable - - - - Total assets 8,153,309$ 3,979,310$ 17,486,352$ 11,193,466$ Liabilities Accounts payable 297,143$ 34,119$ -$ 12,187$ Due to other governments 227,423 - - 112,411 Salaries and benefits payable 324,504 4,457 - - Deposits payable 68,931 2,000 - - Contracts payable - - - 54,600 Unearned revenue 114,980 - - - Total liabilities 1,032,981 40,576 - 179,198 Deferred Inflows of Resources State aid related deferred inflows of resources - - - 2,405,800 Unavailable revenue - property taxes 69,082 7,400 - 6,337 Unavailable revenue - special assessments 70,800 - 11,406,987 2,930,039 Total deferred inflows of resources 139,882 7,400 11,406,987 5,342,176 Fund Balances Nonspendable 23,941 - - - Restricted - - 6,079,365 - Committed 774,914 3,931,334 - 5,672,092 Assigned - - - - Unassigned 6,181,591 - - - Total fund balances 6,980,446 3,931,334 6,079,365 5,672,092 Total liabilities, deferred inflow of resouces, and fund balances 8,153,309$ 3,979,310$ 17,486,352$ 11,193,466$ See notes to financial statements.32 City of Crystal Balance Sheet - Governmental Funds December 31, 2018 7.2 Police Equipment Revolving - Capital Projects Other Governmental Funds Total Governmental Funds 2,838,545$ 10,396,875$ 38,509,845$ - - 68,931 - 2,588 169,714 - - 14,426,213 - 3,151 68,679 - - 80,784 - 205,328 296,817 - - 23,941 - 29,711 643,711 - 32,690 32,690 2,838,545$ 10,670,343$ 54,321,325$ 26,420$ 55,709$ 425,578$ - - 339,834 - - 328,961 - - 70,931 - 38,940 93,540 - - 114,980 26,420 94,649 1,373,824 - - 2,405,800 - 2,525 85,344 - 32,690 14,440,516 - 35,215 16,931,660 - - 23,941 - 1,386,150 7,465,515 2,812,125 9,080,405 22,270,870 - 73,924 73,924 - - 6,181,591 2,812,125 10,540,479 36,015,841 2,838,545$ 10,670,343$ 54,321,325$ 33 7.2 34 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 City of Crystal Reconciliation of the Balance Sheet to the Statement of Net Position - Governmental Funds December 31, 2018 Total fund balances - governmental funds 36,015,841$ Cost of capital assets 108,389,443 Less accumulated depreciation (49,493,737) Certain revenues are include in net position but are excluded from fund balances until they are available to liquidate liabilities of the current period. Unavailable revenue relating to: Property taxes 85,344 Special assessments 14,407,826 Notes receivable 32,690 Long-term liabilities are included in net position but are excluded from fund balances until due and payable. Bond principal payable (17,260,000) Premium on debt (473,603) Discount on debt 33,264 Interest payable (201,227) Compensated absences payable (774,914) Governmental funds do not report long-term amounts relating to OPEB. Deferred outflows of resources and deferred inflows of resources are created as a result of various differences related to pensions that are not recognized in the governmental funds. Deferred outflows of resources related to OPEB 138,514 Total OPEB liability (2,245,608) Governmental funds do not report long-term amounts relating to pensions and OPEB. Deferred outflows of resources and deferred inflows of resources are created as a result of various differences related to pensions that are not recognized in the governmental funds. Deferred inflows of resources related to pensions (6,389,715) Deferred outflows of resources related to pensions 4,723,450 Net pension liability (5,859,755) An internal service fund is used by management to charge the costs of insurance to individual funds. The assets and liabilities of the Self-Insurance Internal Service Fund are included in governmental activities in the Statement of Net Position.873,372 Equity interests in underlying capital assets of joint ventures associated with governmental funds are not reported in such funds because they do not represent financial assets. Equity interest in joint venture - West Metro Fire-Rescue District 1,381,904 Total net position - governmental activities 83,383,089$ See notes to financial statements.35 Amounts reported for governmental activities in the Statement of Net Position are different because: Capital assets used in governmental activities are not current financial resources and, therefore, are not reported as assets in governmental funds. 7.2 General Fund EDA - Special Revenue Debt Service Street Reconstruction - Capital Projects Revenues Property taxes 9,499,766$ 275,953$ -$ 163,600$ Special assessments 38,884 - 2,533,397 880,173 Licenses and permits 740,192 - - - Intergovernmental 1,860,929 - - 1,205,684 Charges for services 818,999 115,559 - - Fine and forfeitures 233,343 - - - Interest 152,555 50,864 77,480 123,750 Miscellaneous 10,334 - - 13,388 Total revenues 13,355,002 442,376 2,610,877 2,386,595 Expenditures Current General government 2,464,910 - - - Public safety 6,971,706 - - - Public works 1,391,736 - - - Culture and recreation 2,457,539 - - - Economic development 565,170 336,095 - - Debt service Principal - - 1,340,000 - Interest and other charges - - 503,808 - Capital outlay - 20,971 - 1,130,469 Total expenditures 13,851,061 357,066 1,843,808 1,130,469 Excess of revenues over (under) expenditures (496,059) 85,310 767,069 1,256,126 Other Financing Sources (Uses) Proceeds from sale of capital asset 150,000 - - - Transfers in 434,049 - - 1,696,974 Transfers out - - - - Total other financing sources (uses) 584,049 - - 1,696,974 Net change in fund balances 87,990 85,310 767,069 2,953,100 Fund Balances Beginning of year 6,892,456 3,846,024 5,312,296 2,718,992 End of year 6,980,446$ 3,931,334$ 6,079,365$ 5,672,092$ See notes to financial statements.36 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds Year Ended December 31, 2018 7.2 Police Equipment Revolving - Capital Projects Other Governmental Funds Total Governmental Funds 151,900$ 1,139,987$ 11,231,206$ - - 3,452,454 - - 740,192 - 574,764 3,641,377 - 1,000 935,558 - 18,389 251,732 42,693 64,200 511,542 13,214 558,830 595,766 207,807 2,357,170 21,359,827 - 115,132 2,580,042 12,053 45,133 7,028,892 - - 1,391,736 - 89,232 2,546,771 - 647,702 1,548,967 - 247,269 1,587,269 - 44,765 548,573 265,107 1,839,098 3,255,645 277,160 3,028,331 20,487,895 (69,353) (671,161) 871,932 10,787 92,500 253,287 - 8,449,455 10,580,478 - (10,078,429) (10,078,429) 10,787 (1,536,474) 755,336 (58,566) (2,207,635) 1,627,268 2,870,691 12,748,114 34,388,573 2,812,125$ 10,540,479$ 36,015,841$ 37 7.2 38 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 City of Crystal Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances to Year Ended December 31, 2018 1,627,268$ Capital outlays are reported in governmental funds as expenditures. However, in the Statement of Activities, the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays 3,367,249 Depreciation expense (4,053,292) The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade-ins, and donations) is to decrease net position. (21,316) Revenues relating to delinquent taxes, special assessments, and notes receivable are included in the change in net position but are excluded from the net change in fund balances until they are available to liquidate liabilities of the current period. (2,371,745) The issuance of long-term debt provides current financial resources to governmental funds, while repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums, discounts, and similar items when debt is first issued, whereas these amounts are deferred and amortized in the Statement of Activities. Bond principal payments and adjustments 1,340,000 Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. Amortization of bond premium 39,069 Amortization of bond discount (10,894) Accrued interest payable 1,423 Compensated absences (20,952) OPEB expense (46,556) Pension costs in governmental funds are recognized when employer contributions are made. On the Statement of Activities pension costs are recognized on the accrual basis. The difference between actual employer contributions and accrual basis pension costs is reflected in pension expense. Pension expense 253,385 An internal service fund is used by management to charge the costs of insurance to individual funds. The change in net position of the Self-Insurance Internal Service Fund is included in governmental activities in the Statement of Net Position. (981) Net income (loss) from equity interests is included in the change in net position but is excluded from the change in fund balances. (308,175) Change in net position - governmental activities (205,517)$ See notes to financial statements.39 Net change in fund balances - governmental funds Amounts reported for governmental activities in the Statement of Activities are different because: the Statement of Activities - Governmental Funds 7.2 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund Year Ended December 31, 2018 Budgeted Amounts Park and recreation Park maintenance 950,531 950,531 Actual Variance with Forestry Original Final Amounts Final Budget Revenues 916,730 916,730 855,661 (61,069) Property taxes $ 9,489,779 $ 9,489,779 $ 9,499,766 $ 9,987 Special assessments 114,000 114,000 38,884 (75,116) Licenses and permits 844,228 844,228 740,192 (104,036) Intergovernmental 1,868,789 1,868,789 1,860,929 (7,860) Charges for services 830,751 830,751 818,999 (11,752) Fine and forfeitures 304,000 304,000 233,343 (70,657) Interest 68,000 68,000 152,555 84,555 Miscellaneous revenues 73,080 73,080 10,334 (62,746) Total revenues 13,592,627 13,592,627 13,355,002 (237,625) Expenditures General government Mayor and council 134,941 134,941 129,834 (5,107) Administration 1,280,065 1,280,065 1,248,286 (31,779) Human resources 52,291 52,291 47,701 (4,590) Assessing 281,115 281,115 293,273 12,158 Legal 80,000 80,000 54,874 (25,126) Elections 59,989 59,989 47,104 (12,885) Finance 402,963 402,963 472,040 69,077 City buildings 188,377 188,377 171,798 (16,579) Total general government 2,479,741 2,479,741 2,464,910 (14,831) Public safety Police 5,629,175 5,629,175 5,585,252 (43,923) Fire 1,360,507 1,360,507 1,386,454 25,947 Total fire 6,989,682 6,989,682 6,971,706 (17,976) Public works Engineering 401,823 401,823 401,802 (21) Street maintenance 969,510 969,510 989,934 20,424 Total public works 1,371,333 1,371,333 1,391,736 20,403 Park and recreation Park maintenance 950,531 950,531 885,156 (65,375) Forestry 80,500 80,500 42,594 (37,906) Recreation 916,730 916,730 855,661 (61,069) Community center 405,585 405,585 401,616 (3,969) Waterslide/swimming pool 271,783 271,783 272,512 729 Total parks and recreation 2,625,129 2,625,129 2,457,539 (167,590) 40 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund Year Ended December 31, 2018 Original Final Actual Amounts Expenditures (Continued) Community development Planning and code enforcement 83,299$ 83,299$ 85,246$ 1,947$ Building inspection 284,537 284,537 285,438 901 Housing inspection 195,255 195,255 193,917 (1,338) Health department 8,100 8,100 569 (7,531) Total community development 571,191 571,191 565,170 (6,021) Total expenditures 14,037,076 14,037,076 13,851,061 (186,015) Excess of revenues under expenditures (444,449) (444,449) (496,059) (51,610) Other Financing Source Proceeds from sale of capital asset - - 150,000 150,000 Transfers in 444,449 444,449 434,049 (10,400) Total other financing sources (uses) 444,449 444,449 584,049 139,600 Net change in fund balances -$ -$ 87,990 87,990$ Fund Balance Beginning of year 6,892,456 End of year 6,980,446$ See notes to financial statements.41 Budgeted Amounts Variance with Final Budget - Positive 7.2 42 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - EDA - Special Revenue Year Ended December 31, 2018 Original Final Actual Amounts Revenues Property taxes 277,200$ 277,200$ 275,953$ (1,247)$ Charges for services 10,000 10,000 (49,541) (59,541) Investment income 35,000 35,000 50,864 15,864 Miscellaneous revenues 105,000 105,000 165,100 60,100 Total revenues 427,200 427,200 442,376 15,176 Expenditures Current Community development 323,970 323,970 336,095 12,125 Capital outlay 90,000 90,000 20,971 (69,029) Total expenditures 413,970 413,970 357,066 (56,904) Excess of revenues over (under) expenditures 13,230$ 13,230$ 85,310 72,080$ Fund Balance Beginning of year 3,846,024 End of year 3,931,334$ See notes to financial statements.43 Budgeted Amounts Variance with Final Budget 7.2 Water Sewer Storm Drainage Street Lights Assets Current assets Cash and investments (including cash equivilants)1,366,637$ 2,116,511$ 1,556,505$ 602,471$ Special assessment receivable 374,595 - - - Accounts receivable 685,805 495,220 227,425 38,095 Due from other funds - 30,000 - 30,000 Due from other governments 13,842 - - - Inventories 26,332 18,840 3,163 - Prepaid expenses 520 520 260 - Total current assets 2,467,731 2,661,091 1,787,353 670,566 Noncurrent assets Equity interest in joint venture 4,451,407 - - - Advance to other funds - 150,000 - 150,000 Capital assets Land 42,200 - 716,862 - Infrastructure 3,108,306 8,065,019 13,660,414 627,483 Buildings 1,095,666 805,426 795,412 - Office equipment - - - 16,861 Software 57,324 23,573 23,573 - Equipment 2,212,430 1,221,593 700,870 - Vehicles 365,070 174,342 140,787 - Construction in progress 404,159 1,113,784 999,155 - Total capital assets 7,285,155 11,403,737 17,037,073 644,344 Less accumulated depreciation (3,000,393) (5,138,890) (6,241,050) (296,907) Net capital assets 4,284,762 6,264,847 10,796,023 347,437 Total noncurrent assets 8,736,169 6,414,847 10,796,023 497,437 Deferred Outflows of Resources Pension-related deferred outflows 42,823 42,823 21,411 - OPEB-related deferred outflows 6,610 6,588 3,294 - Total deferred outflows of resources 49,433 49,411 24,705 - Liabilities Current liabilities Accounts payable 2,913 6,081 7,937 19,549 Salaries and benefits payable 6,598 6,543 3,271 - Deposits payable 4,250 - - - Due to other funds 60,000 - - - Due to other governments 214,767 5,857 2,929 - Current compensated absences 29,130 29,130 14,565 - Total current liabilities 317,658 47,611 28,702 19,549 Noncurrent liabilities Compensated absences 27,088 27,088 13,544 - Advances from other funds 300,000 - - - Net pension liability 227,346 227,346 113,673 - Total OPEB liability 107,172 106,805 53,400 - Total noncurrent liabilities 661,606 361,239 180,617 - Deferred Inflows of Resources Pension-related deferred inflows 75,139 75,139 37,570 - Net Position Net investment in capital assets 4,284,762 6,264,847 10,796,023 347,437 Unrestricted 5,914,168 2,376,513 1,565,169 801,017 Total net position 10,198,930$ 8,641,360$ 12,361,192$ 1,148,454$ See notes to financial statements.44 Business-Type Activities - Enterprise Funds City of Crystal Statement of Net Position - Proprietary Funds December 31, 2018 7.2 Governmental Activities - Internal Service Fund Recycling Utility Totals Self Insurance 126,355$ 5,768,479$ 932,519$ - 374,595 - 52,897 1,499,442 - - 60,000 - - 13,842 - - 48,335 - - 1,300 - 179,252 7,765,993 932,519 - 4,451,407 - - 300,000 - - 759,062 - - 25,461,222 - - 2,696,504 - - 16,861 - - 104,470 - - 4,134,893 - - 680,199 - - 2,517,098 - - 36,370,309 - - (14,677,240) - - 21,693,069 - - 26,444,476 - - 107,057 - - 16,492 - - 123,549 - - 36,480 59,147 - 16,412 - - 4,250 - - 60,000 - - 223,553 - - 72,825 - - 413,520 59,147 - 67,720 - - 300,000 - - 568,365 - - 267,377 - - 1,203,462 - - 187,848 - - 21,693,069 - 179,252 10,836,119 873,372 179,252$ 32,529,188$ 873,372$ 45 Business -Type Activities - Enterprise Funds 7.2 Water Sewer Storm Drainage Street Lights Operating revenues Charges for services 3,265,849$ 2,578,065$ 1,174,131$ 195,324$ Other charges 252,270 6,022 161,203 - Miscellaneous - - - - Total operating revenues 3,518,119 2,584,087 1,335,334 195,324 Operating expenses Personal services 416,920 389,860 194,926 - Other services 203,394 192,408 189,668 8,662 Supplies 63,683 58,189 6,456 - Water purchases 2,183,123 - - - Sewage disposal charges - 1,659,120 - - Electric service - - - 111,422 Recycling charges - - - - Depreciation 230,091 186,566 368,130 32,217 Insurance - - - - Total operating expenses 3,097,211 2,486,143 759,180 152,301 Operating income (loss) 420,908 97,944 576,154 43,023 Nonoperating revenues (expenses) Interest income 19,358 37,853 23,462 13,140 Interest expense (8,400) - - - Net income (loss) from joint venture 128,265 - - - Total nonoperating revenue (expenses) 139,223 37,853 23,462 13,140 Income before capital contributions and transfers 560,131 135,797 599,616 56,163 Transfers out (181,604) (181,604) (116,868) (13,805) Change in net position 378,527 (45,807) 482,748 42,358 Net position - beginning, as previously stated 9,894,731 8,761,495 11,915,608 1,106,096 Change in accounting principle (see note 17)(74,328) (74,328) (37,164) - Net position - beginning, as restated 9,820,403 8,687,167 11,878,444 1,106,096 End of year 10,198,930$ 8,641,360$ 12,361,192$ 1,148,454$ See notes to financial statements.46 City of Crystal Statement of Revenues, Expenses, and Changes in Net Position - Proprietary Funds Year Ended December 31, 2018 7.2 Governmental Activities - Internal Service Fund Recycling Utility Totals Self Insurance 340,410$ 7,553,779$ -$ - 419,495 - - - 9,054 340,410 7,973,274 9,054 - 1,001,706 - 47 594,179 - - 128,328 - - 2,183,123 - - 1,659,120 - - 111,422 - 335,263 335,263 - - 817,004 - - - 23,365 335,310 6,830,145 23,365 5,100 1,143,129 (14,311) 4,189 98,002 13,330 - (8,400) - - 128,265 - 4,189 217,867 13,330 9,289 1,360,996 (981) (8,168) (502,049) - 1,121 858,947 (981) 178,131 31,856,061 874,353 - (185,820) - 178,131 31,670,241 874,353 179,252$ 32,529,188$ 873,372$ 47 7.2 Water Sewer Storm Drainage Street Lights Cash Flows - Operating Activities Receipts from customers and users 3,419,854$ 2,535,690$ 1,316,399$ 195,027$ Payments to suppliers (2,369,147) (1,894,435) (192,369) (110,392) Payments to employees (404,984) (378,324) (189,161) - Net cash flows - operating activities 645,723 262,931 934,869 84,635 Cash Flows - Noncapital Financing Activities Transfer to other funds (181,604) (181,604) (116,868) (13,805) Net cash flows - noncapital financing activities (181,604) (181,604) (116,868) (13,805) Cash Flows - Capital and Related Financing Activities Change in advance to other funds - 30,000 - 30,000 Change in due to other funds (60,000) - - - Change in assessments receivable (1,479) - - - Interest paid on debt (8,400) - - - Acquisition of capital assets - (153,745) (72,872) - Net cash flows - capital and related financing activities (69,879) (123,745) (72,872) 30,000 Cash Flows - Investing Activities Interest and dividends received 19,358 37,853 23,462 13,140 Net change in cash and cash equivalents 413,598 (4,565) 768,591 113,970 Cash and cash equivalents, January 1 953,039 2,121,076 787,914 488,501 Cash and cash equivalents, December 31 1,366,637$ 2,116,511$ 1,556,505$ 602,471$ Reconciliation of Operating Income (Loss) to Net Cash Flows - Operating Activities Operating income (loss)420,908$ 97,944$ 576,154$ 43,023$ Adjustments to reconcile operating income (loss) to net cash flows - operating activities Depreciation expense 230,091 186,566 368,130 32,217 Accounts receivable (110,011) (48,397) (18,935) (297) Due from other governments 11,746 - - - Inventory 480 8,734 (55) - Accounts payable (13,127) 2,541 1,813 9,692 Due to other governmental units 90,300 4,007 1,997 - Salaries payable 1,590 1,535 767 - Deposits payable 3,400 - - - OPEB 964 619 306 - Pension related activity 7,546 7,546 3,774 - Compensated absences payable 1,836 1,836 918 - Total adjustments 224,815 164,987 358,715 41,612 Net cash flows - operating activities 645,723$ 262,931$ 934,869$ 84,635$ Noncash Capital and Related Financing Activities Net income (loss) from joint venture 128,265$ -$ -$ -$ See notes to financial statements.48 City of Crystal Statement of Cash Flows - Proprietary Funds Year Ended December 31, 2018 7.2 Recycling Utility Totals Self Insurance 345,623$ 7,812,593$ 9,054$ (335,310) (4,901,653) 11,833 - (972,469) - 10,313 1,938,471 20,887 (8,168) (502,049) - (8,168) (502,049) - - 60,000 - - (60,000) - - (1,479) - - (8,400) - - (226,617) - - (236,496) - 4,189 98,002 13,330 6,334 1,297,928 34,217 120,021 4,470,551 898,302 126,355$ 5,768,479$ 932,519$ 5,100$ 1,143,129$ (14,311)$ - 817,004 - 5,213 (172,427) - - 11,746 - - 9,159 - - 919 35,698 - 96,304 (500) - 3,892 - - 3,400 - - 1,889 - - 18,866 - - 4,590 - 5,213 795,342 35,198 10,313$ 1,938,471$ 20,887$ -$ 128,265$ -$ 49 7.2 Hennepin Recycling Group Agency Fund Assets Current Cash and investments (including cash equivalents) 1,289,199$ Due from other governments 98,521 Total assets 1,387,720$ Liabilities Accounts payable $ 110,578 Due to other governments 1,277,142 Total liabilities 1,387,720$ See notes to financial statements. 50 City of Crystal Statement of Fiduciary Net Position December 31, 2018 7.2 51 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Reporting Entity The City of Crystal (the City) operates under the Home Rule Charter form of government in accordance with applicable State of Minnesota Statutes. The charter prescribes a Council-Manager form of organization. The governing body consists of a seven-member City Council elected at large to serve four-year staggered terms. The accompanying financial statements present the activities of the government. Certain organizations have been defined in accordance with GASB Statement No. 14 and are presented in this report as follows: 1. Blended Component Units Blended component units, although legally separate entities, are, in substance, part of the government's operations. The City has one blended component unit which is reported as if it were part of the City. The Economic Development Authority (EDA), in and for the City, was created by the City to provide housing and redevelopment assistance through the administration of various programs. It levies taxes to provide funds for redevelopment in the City. Although the EDA is legally separate from the City, it is reported as if it were part of the primary government. Its governing board is comprised of the City Council members and the City has operational responsibility of the EDA, meaning it manages the EDA's activities in essentially the same manner in which it manages its own programs and departments. The EDA is reported as a special revenue fund. It does not issue a separate set of financial statements. 2. Joint Ventures A joint venture is a legal entity or other organization that results from a contractual agreement and that is owned, operated, or governed by two or more participants as a separate and specific activity subject to joint control. The participants retain either an ongoing financial interest or an ongoing financial responsibility. The City participates in two joint ventures – the Golden Valley, Crystal, New Hope Joint Water Commission, and the West Metro Fire-Rescue District. Descriptions and other financial information for these organizations are included in the note entitled Joint Ventures and Jointly Governed Organizations. 3. Jointly Governed Organizations The City has several agreements with governmental and other entities that provide reduced costs, better service, and additional benefits to participants. The various programs in which the City participates in are described in the note entitled Joint Ventures and Jointly Governed Organizations. B. Government-Wide and Fund Financial Statements The government-wide financial statements (i.e. the Statement of Net Position and the Statement of Activities) report information on all of the non-fiduciary activities of the primary government and its component units. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on charges for sales and/or services and fees. 7.2 52 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B. Government-Wide and Fund Financial Statements (Continued) Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Aggregated information for the remaining nonmajor governmental funds is reported in a single column in the fund financial statements. The Statement of Activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. The City does not allocate indirect expenses. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, 2) operating grants and contributions restricted to meeting the operational requirements of a particular function, and 3) capital grants and contributions restricted to meeting the capital requirements of a particular function, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. However, charges between the City's enterprise funds and other functions (i.e. interfund services provided and used) are not eliminated, as that would distort the direct costs and program revenues reported in those functions. Depreciation expense is included in the direct expenses of each function. Interest on long-term debt is considered an indirect expense and is reported separately under governmental activities on the Statement of Activities. C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days after year-end. Major revenues susceptible to accrual include property taxes, special assessments, intergovernmental revenues, charges for services, and investment earnings. Major revenues not susceptible to accrual include licenses, permits, inspection fees, and miscellaneous revenues. Such revenues are recorded only as received because they are not measurable until collected. Issuance of bonds and proceeds from sale of property and equipment are reported as other financing sources. 7.2 53 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the enterprise funds and of the government's internal service fund are charges to customers for sales and services. Operating expenses for enterprise funds and the internal service fund include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. The City's fiduciary funds include an agency fund. Agency funds are custodial in nature (assets equal liabilities), do not involve measurement of results of operations, and use accrual accounting. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. Description of Funds: The government reports the following major governmental funds: General Fund – This is the government's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. EDA – Special Revenue – This blended component unit is used to account for the City's housing and redevelopment activities. Significant revenue sources include property taxes, intergovernmental revenues, and charges for sales. Debt Service – This fund accounts for resources accumulated, and payments made, for principal and interest on long-term general obligation debt and tax increment revenue notes of governmental funds. Street Reconstruction – Capital Projects – This fund is used to account for ongoing street reconstruction projects in the City. The City has been divided into a total of sixteen reconstruction phases. 7.2 54 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) Description of Funds: (Continued) Police Equipment Revolving – Capital Projects – This fund is used to account for capital acquisitions of the City's police department. The fund was initially funded by a 1999 refund of the City's proportionate share of residual assets in the overfunded PERA police consolidation account, which was merged with the PERA Police and Fire Fund. Financing sources may include property taxes, grants, interest, and proceeds from sale of equipment. The government reports the following major proprietary funds: Water – This fund accounts for the provision of water to residents and customers of the City. The cities of Crystal, Golden Valley, and New Hope established a joint water commission in 1963 to provide for the creation and maintenance of a joint water supply, storage, and distribution system through which water purchased from the City of Minneapolis can be supplied to the population of the member cities. Sanitary Sewer – This fund accounts for the collection and pumping of sanitary sewage through a system of sewer lines and lift stations. Sewage is treated by Metropolitan Council Environmental Services (MCES). Storm Drainage – This fund accounts for the operation, maintenance, and improvement of the City's storm drainage system. Street Lights – This fund accounts for the operation, maintenance, and improvement of the City's street lights. Recycling – This fund accounts for the provision of recycling services to residents and customers of the City. Recycling services are provided by Hennepin Recycling Group (HRG). Additionally, the government reports the following fund types: An Internal Service Fund is used to account, on a cost-reimbursement basis, for the financing of uninsured risks of loss (self-insurance). Charges are made to various funds of the City to recoup insurance premiums and claims paid. The Agency Fund accounts for the collection, recycling, and disposal of solid waste activities of Hennepin Recycling Group (HRG), a jointly-governed organization in which the City participates. D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity 1. Deposits and Investments The City's cash and cash equivalents are considered to be change funds, demand deposits, and short-term investments with original maturities of three months or less from the date of acquisition. 7.2 55 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 1. Deposits and Investments (Continued) Cash balances from all funds are combined and invested to the extent available in authorized investments (refer to note entitled Deposits and Investments). Earnings from such investments are allocated to respective funds on the basis of applicable cash balance participation by each fund. Certain investments for the City are reported at fair value as disclosed in Note 2. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The Hierarchy is based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; Level 3 inputs are significant unobservable inputs. In accordance with GASB Statement No. 79, the Minnesota Municipal Investment Pool securities are valued at amortized cost, which approximates fair value. There are no restrictions or limitations on withdrawals from the 4M Liquid Asset Fund. Investments in the 4M Plus must be deposited for a minimum of 14 calendar days. Withdrawals prior to the 14-day restriction period will be subject to a penalty equal to seven days interest on the amount withdrawn. Seven days' notice of redemption is required for withdrawals of investments in the 4M Term Series withdrawn prior to the maturity date of that series. A penalty could be assessed as necessary to recoup the Series for any charges, losses, and other costs attributable to the early redemption. 2. Temporarily Restricted Cash A portion of Cash is reported as temporarily restricted in an amount equal to the balance reported in Deposits Payable of the General Fund. The amount represents funds collected as surety on site improvements in progress within the City. Once site improvements have been satisfactorily completed in accordance with terms of individual agreements, individual amounts will be released. 3. Receivables All utility and miscellaneous accounts receivable are reported gross. Since most uncollectible accounts are able to be certified to Hennepin County for collection with property taxes, no allowance for uncollectible accounts has been provided. 4. Property Taxes Property tax levies are set by the City Council in December of each year and are certified to Hennepin County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The County spreads all levies over taxable property. Such taxes become a lien on January 1. Revenues are accrued and recognized in the year collectible, net of delinquencies. 7.2 56 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 4. Property Taxes (Continued) Real property taxes may be paid by taxpayers in two equal installments by May 15 and October 15 of each year. Personal property taxes may be paid by February 28 and June 30 of each year. The County provides tax settlements to cities and other taxing districts three times a year – in July, December, and January of the following year. In the fund financial statements, taxes that remain unpaid at December 31 are classified as delinquent taxes receivable. They are fully offset by a deferred inflow of resources because they are not known to be available to finance current expenditures. 5. Special Assessments In accordance with state statutes, special assessments are levied against benefited properties for the assessable costs of improvement projects. The City normally adopts an assessment roll at the time an individual project is started. Assessments are collectible over a term of years generally consistent with the term of years of the related bond issue. The County handles collection of annual installments, including interest, in the same manner as property taxes. Property owners are allowed to prepay total future installments without interest or prepayment penalties. In the fund financial statements, special assessments receivable include the following components, and are offset by a deferred inflow of resources:  Delinquent – amounts billed to property owners but not yet paid  Deferred – installments that will be billed to property owners in future years. 6. Inventories Fuel inventory recorded in the General Fund and parts inventories recorded in the enterprise funds are valued at cost using the first-in/first-out (FIFO) method. The cost of inventories is recorded using the consumption method, where costs are recorded as expenditures/expenses when consumed rather than when purchased. 7. Prepaid Items Prepaid items in the government-wide and fund financial statements reflect costs paid to vendors that are applicable to future accounting periods. The cost of prepaid items is recorded using the consumption method, where costs are recorded as expenditures when consumed rather than when purchased. 8. Land Held for Resale The Crystal EDA acquires properties for redevelopment purposes. Land held for resale is reported as an asset at its net realizable value in the EDA Special Revenue Fund. Any costs incurred that are above a property's net realizable value are reported as expenditures of the current period. 7.2 57 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 9. Interfund Receivables and Payables Activities between funds that are representative of lending and borrowing arrangements are referred to at year-end as advances to/from other funds. The current and noncurrent portions are reported on the Statement of Fund Net Position for the proprietary funds. All other outstanding balances between funds are reported as due to/from other funds. 10. Capital Assets Capital assets, both tangible and intangible, which include land, buildings, and structures, improvements other than buildings, machinery and equipment, office equipment and furnishings, software, vehicles and trailers, and infrastructure (utility systems, traffic and transportation systems, and park systems) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. With the initial capitalization of infrastructure assets of governmental activities, as required by the implementation of GASB Statement No. 34, the City chose to include all such items, regardless of acquisition date. Historical costs were available from an independent, city-wide asset valuation that had been completed in 1992, as well as from contractor invoices for street reconstruction projects completed subsequent to 1992. Tangible and intangible capital assets are defined by the City as assets with an initial, individual cost of more than $5,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of assets or materially extend asset lives are not capitalized. Interest is not being capitalized on construction projects. Tangible and intangible capital assets of the City are depreciated using the straight-line, mid-month convention. In instances in which estimated useful lives have been revised to more closely approximate historical experience, depreciation is calculated by taking the net remaining value over the remaining life (prospectively). Estimated useful lives are as follows: Years Buildings and structures 5-50 Improvements other than buildings 5-40 Machinery and equipment 5-30 Office equipment and furnishings 5-20 Software 5 Vehicles and trailers 3-12 Infrastructure Utility systems 25-75 Traffic and transportation systems 10-30 Park systems 15-20 Classification 7.2 58 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 11. Fund Balance Classifications In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. Classifications of fund balance that will be used are as follows:  Nonspendable – These are resources that cannot be spent because they are either not readily convertible to cash or are legally or contractually required to be maintained intact. Examples include money held in escrow, prepaid amounts, land held for resale, and long-term loans or notes receivable.  Restricted – These are resources whose spending is constrained externally by creditors or by laws and regulations of another government. Examples include grants, intergovernmental revenues, and resources in debt service funds that include a legally enforceable requirement that those resources be spent only for specific purposes.  Committed – These are resources that can only be used for specific purposes established by the City Council. Establishment of these specific purposes must be done by a resolution adopted by the City Council and may only be changed or removed by a resolution adopted by the City Council.  Assigned – These are resources that the City intends to be used for specific purposes but are neither restricted nor committed. Assigned fund balances are established by a motion of the City Council. The City Council may also delegate this authority to the City Manager, who may act upon recommendation of the Finance Director.  Unassigned – These are resources that are available for any purpose of the fund. Amounts identified as cash flow resources are classified as unassigned. Only the General Fund may have a positive unassigned fund balance. A deficit fund balance in any fund must be classified as an unassigned fund balance. When multiple classifications of resources are available for use, it is the City's policy to first use restricted resources if permitted, then committed, assigned, or unassigned resources. It is the City's policy to retain in fund balance resources that have the lowest level of constraints possible. The City Council has formally adopted a policy regarding the minimum unassigned fund balance for the General Fund. The most significant revenue source of the General Fund is property taxes. This revenue source is received in two installments during the year – July and December. As such, it is the City's goal to begin each fiscal year with sufficient cash flow reserves to fund operations between each semi-annual receipt of property taxes. 7.2 59 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liability, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 11. Fund Balance Classifications (Continued) The policy states that when fund balance at the end of a year exceeds non-spendable fund balance, restricted fund balance, liability for compensated absences of employees, assigned fund balance, and 45% of the subsequent year's budget, the City Council shall consider transferring at least 25% of the excess fund balance to one of the capital project funds. At any time during the year the City Council may consider transferring any or all of the excess fund balance to any other fund of the City, as needed. 12. Compensated Absences The City compensates all employees for unused vacation hours upon termination. Eligible employees are compensated for accrued compensatory hours upon termination. Employees terminating their employment with the City after ten or more continuous years of service are compensated for 40% of their accumulated sick leave hours at their current base hourly rate of pay. The maximum amount of accrued sick leave hours that may be converted is 960. Accumulated or vested vacation, compensatory, and sick time estimated to be payable as termination pay is accrued as incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. 13. Long-Term Obligations In the government-wide financial statements and in the proprietary fund types in fund financial statements, long-term debt, and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type Statement of Net Position. Bond premiums and discounts are deferred and amortized over the life of bonds using the straight-line method. Bonds payable are reported net of the applicable bond premium or discount. Debt issuance costs are recognized as expense in the period incurred. In the fund financial statements, governmental fund types recognize bond premiums, discounts, and issuance costs during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 7.2 60 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 14. Deferred Outflows of Resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until that time. The City has one item that qualifies for reporting in this category. The City presents deferred outflows of resources on the Statement of Net Position for deferred outflows of resources related to pensions and OPEB for various estimate differences that will be amortized and recognized over future years. 15. Deferred Inflows of Resources In addition to liabilities, the statement of financial position and fund financial statements will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The City has three items that qualify for reporting in this category: 1) The City presents deferred inflows of resources on the Governmental Fund Balance Sheet as unavailable revenue. The governmental funds report unavailable revenues from three sources, including property taxes, special assessments, and notes receivable. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. 2) The City presents deferred inflows of resources on the Statement(s) of Net Position for pension-related deferred inflows of resources. Pension-related deferred inflows of resources result from the net difference between projected and actual earnings on plan investments for the Public Employees Retirement Association of Minnesota (PERA). 3) At the fund level and government-wide level, grants received for subsequent years are presented as deferred inflows of resources. 16. Pensions For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association of Minnesota (PERA) and additions to/deductions from PERA's fiduciary net position have been determined on the same basis as they are reported by PERA, except that PERA's fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. 17. Statement of Cash Flows For purpose of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase by the City of three months or less to be cash equivalents. The proprietary fund's equity in the government-wide cash and investment management pool is considered to be cash equivalents. 7.2 61 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 18. Budgets and Budgetary Accounting The City follows these procedures in establishing the budgetary data reflected in the financial statements:  Prior to each September 15, the City Manager submits to the City Council proposed operating budgets for the fiscal year commencing the following January. The operating budgets include proposed expenditures and the means of financing them.  In November, the County mails individual property tax notices to residents showing the taxes that would result from the proposed budgets of all taxing units within the City.  Prior to proposed budgets being approved, public hearings are conducted to obtain taxpayer comments.  In December, final budgets are legally enacted by the City Council through passage of a resolution.  During the budget year, the City Council must authorize any transfer of budgeted amounts between departments within the General Fund. City management may authorize a transfer of budgeted amounts within individual departments without obtaining approval from the City Council.  Supplemental appropriations during the year may only be made by the City Council. These amounts must be financed by funds from the contingency reserve set up in the General Fund or by additional revenues.  All budget amounts lapse at the end of the year to the extent they have not been expended.  Budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America. The City budgets for its General Fund, EDA Special Revenue Fund, TIF Special Revenue Fund, and the following capital projects funds, Major Building, Police Revolving, and PIR. The budgets are adopted on a modified accrual basis.  Budgetary control is maintained at the department level for the General Fund and at the fund level for all other funds that adopt annual budgets. City management must request approval from the City Council before exceeding budget at the applicable level. 7.2 62 City of Crystal Notes to Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 19. Net Position Net position represents the difference between assets and deferred outflows of resources and liabilities and deferred inflows of resources in the government-wide financial statements. The net investment in capital assets portion of net position consists of capital assets, net of accumulated depreciation, reduced by the outstanding balance of any long-term debt used to build or acquire the capital assets. Net position are reported as restricted in the government-wide financial statements when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments. 20. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements. Estimates also affect the reported amounts of revenue and expenditures/expense during the reporting period. Actual results could differ from those estimates. NOTE 2 – DEPOSITS AND INVESTMENTS A. Deposits In accordance with Minnesota Statutes, the City maintains deposits at national or state banks within the state, as authorized by the City Council. The following is considered to be the most significant risk associated with deposits: Custodial Credit Risk: In the case of deposits, this is the risk that in the event of a bank failure, the deposits may be lost. Minnesota Statutes require that all City deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated "A" or better; revenue obligations rated "AA" or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. During the year, all deposits and investments were collateralized in accordance with these provisions. The City has no additional deposit policies addressing custodial credit risk for deposits. At year-end, the City's carrying amount of deposits was $659,850 and the bank balance was $827,743. All of the bank balance was covered by FDIC insurance or collateralized by pledged collateral held in the City's name at the Federal Reserve Bank. 7.2 63 City of Crystal Notes to Financial Statements NOTE 2 – DEPOSITS AND INVESTMENTS (CONTINUED) A. Deposits (Continued) The City's policy is to comply with Minnesota Statutes, which require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by federal deposit insurance or corporate surety bonds. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Treasurer or in a financial institution other than that furnishing the collateral. B. Investments The City has a formal investment policy to establish guidelines for the prudent investment of City funds. Funds of the City will be invested in compliance with the provisions of Minnesota Statutes Chapter 118A. Allowable investments include the following:  Bonds, notes, bills, mortgages, and other securities that are direct obligations or are guaranteed or insured issues of the United States, its agencies, instrumentalities, or organizations created by Congress.  State and local securities, including: o any security that is a general obligation of any state or local government with taxing powers and is rated "A" or better by a national bond rating agency o any security that is a revenue obligation of any state or local government with taxing powers and is rated "AA" or better by a national bond rating agency  Commercial paper issued by United States corporations or their Canadian subsidiaries that is rated in the highest quality category by at least two nationally recognized rating agencies and that matures in 270 days or less.  Time deposits that are fully insured by the Federal Depository Insurance Corporation.  Bankers' acceptances of United States banks.  Money market mutual funds.  Government investment pools, including the Minnesota Municipal Money Market Fund. As of December 31, 2018, the City had the following investments and maturities: Fair Less than Greater than Value One Year 1-5 Years 6-10 Years 10 Years Brokered certificates of deposit 7,949,342$ 1,953,092$ 5,996,250$ -$ -$ Government securities 16,418,266 2,007,410 14,410,856 - - State and local government bonds 2,093,042 - 2,093,042 - - Money market accounts 19,446,729 19,446,729 - - - Total 45,907,379$ 23,407,231$ 22,500,148$ -$ -$ Investment Maturities Investment Type 7.2 64 City of Crystal Notes to Financial Statements NOTE 2 – DEPOSITS AND INVESTMENTS (CONTINUED) B. Investments (Continued) Interest Rate Risk: This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). The City's investment policy states that "the City will minimize Interest Rate Risk by structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations." Credit Risk: This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. This risk is addressed by confining investments to those securities specifically authorized by state statute and the City's investment policy. As of December 31, 2018, the City's investments in U.S. Agencies were rated AA+ by Standard and Poor's. The City's investments in G.O. state and local government bonds were rated AAA by Standard and Poor's. The City's investments in certificates of deposit were covered by FDIC insurance. Custodial Credit Risk: For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments that are in the possession of an outside party. The City's investment policy states that the bank or broker is required to have insurance through FDIC and SIPC or transfer the security to a custodian bank. Concentration of Credit Risk: This is the risk associated with investing a significant portion of the City's investments (considered to be 5% or more) in the securities of a single issuer. The City's investment policy does not limit investments in any one issuer. At December 31, 2018, no investment exceeded 5% of the City's total investments. The City has the following recurring fair value measurements as of December 31, 2018:  $26,460,650 of investments are valued using a matrix pricing model (Level 2 inputs) 7.2 65 City of Crystal Notes to Financial Statements NOTE 2 – DEPOSITS AND INVESTMENTS (CONTINUED) B. Investments (Continued) The following summary reconciles cash and investments to the financial statements: Cash on hand 1,744$ Carrying amount of deposits 659,850 Carrying amount of investments 45,907,379 Total 46,568,973$ Total cash and investments Per Statement of Net Position Cash and investments 45,210,843$ Temporarily restricted cash 68,931 Per Statement of Changes in Assets and Liabilities Agency Fund: Hennepin Recycling Group Cash and investments 1,289,199 Total 46,568,973$ NOTE 3 – INTERFUND RECEIVABLES AND PAYABLES Advances to/from Other Funds Balances as of December 31, 2018, are as follows: Original Amount Due Within Receivable Fund Payable Fund Amount Outstanding One Year Sanitary Sewer Water 300,000$ 180,000$ 30,000$ Street Lights Water 300,000 180,000 30,000 Total 600,000$ 360,000$ 60,000$ Amounts payable to the Sanitary Sewer and Street Lights funds relate to loans made to help pay for the City's share of three new emergency water supply wells. The wells will be owned by the Joint Water Commission (refer to Note 15). The City's share of the total cost will be approximately $1,200,000. The Water Fund has sufficient resources to pay for half of the project and the interfund loans will provide cash for the balance. Interest at the rate of 2% will be paid on the loans over a ten-year period, from 2015-2024. To provide the Water Fund with revenue to replenish its cash reserves and repay the loans, a charge for service of $0.21/thousand gallons of water used has been approved and implemented. 7.2 66 City of Crystal Notes to Financial Statements NOTE 4 – INTERFUND TRANSFERS Interfund transfers for the year ended December 31, 2018, are as follows: Non-major Street Governmental Transfers Out General Reconstruction Funds Total Non-major governmental funds -$ 1,696,974$ 8,381,455$ 10,078,429$ Water 181,604 - - 181,604 Sanitary Sewer 181,604 - - 181,604 Storm Drainage 48,868 - 68,000 116,868 Street Lights 13,805 - - 13,805 Recycling 8,168 - - 8,168 Total 434,049$ 1,696,974 8,449,455$ 10,580,478$ Transfers In Transfers are used to 1) move revenues from the fund that statute or budget requires to collect them to the fund that statute or budget requires to expend them, 2) assist with capital needs and 3) create and close funds. 7.2 67 City of Crystal Notes to Financial Statements NOTE 5 – CAPITAL ASSETS Capital asset activity for the year ended December 31, 2018, was as follows: Beginning Ending Balance Increases Decreases Balance Governmental activities Capital assets not being depreciated Land 6,860,536$ -$ -$ 6,860,536$ Construction in progress 4,482,182 2,347,168 - 6,829,350 Total capital assets not being depreciated 11,342,718 2,347,168 - 13,689,886 Capital assets being depreciated Buildings and structures 17,446,812 - (516,082) 16,930,730 Improvements other than buildings 5,956,479 64,260 (18,356) 6,002,383 Machinery and equipment 3,915,140 693,166 (425,775) 4,182,531 Office equipment and furnishings 844,019 59,858 - 903,877 Software 199,039 9,428 - 208,467 Vehicles and trailers 2,763,470 193,369 (53,728) 2,903,111 Traffic and transportation systems 63,368,091 - - 63,368,091 Park systems 200,367 - - 200,367 Total capital assets being depreciated 94,693,417 1,020,081 (1,013,941) 94,699,557 Less accumulated depreciation for Buildings and structures (7,676,450) (534,984) 516,082 (7,695,352) Improvements other than buildings (3,332,370) (199,673) 18,356 (3,513,687) Machinery and equipment (2,346,125) (251,968) 411,851 (2,186,242) Office equipment and furnishings (427,405) (74,486) - (501,891) Software (141,884) (39,808) - (181,692) Vehicles and trailers (1,626,416) (282,068) 46,336 (1,862,148) Traffic and transportation systems (30,754,205) (2,660,002) - (33,414,207) Park systems (128,215) (10,303) - (138,518) Total accumulated depreciation (46,433,070) (4,053,292) 992,625 (49,493,737) Total capital assets being depreciated, net 48,260,347 (3,033,211) (21,316) 45,205,820 Governmental activities capital position, net 59,603,065$ (686,043)$ (21,316)$ 58,895,706$ 7.2 68 City of Crystal Notes to Financial Statements NOTE 5 – CAPITAL ASSETS (CONTINUED) Capital asset activity for the year ended December 31, 2018, was as follows: Beginning Ending Balance Increases Decreases Balance Business-type activities Capital assets not being depreciated Land 759,062$ -$ -$ 759,062$ Improvements other than buildings 187,246 - - 187,246 Construction in progress 2,444,227 72,871 - 2,517,098 Total capital assets not being depreciated 3,390,535 72,871 - 3,463,406 Capital assets being depreciated Buildings and structures 2,696,505 - - 2,696,505 Improvements other than buildings 16,861 - - 16,861 Machinery and equipment 3,981,146 153,747 - 4,134,893 Software 104,470 - - 104,470 Vehicles and trailers 680,199 - - 680,199 Utility systems 23,910,474 - - 23,910,474 Traffic and transportation systems 1,363,501 - - 1,363,501 Total capital assets being depreciated 32,753,156 153,747 - 32,906,903 Less accumulated depreciation for Buildings and structures (305,926) (52,793) - (358,719) Improvements other than buildings (9,765) (843) - (10,608) Machinery and equipment (1,612,899) (231,195) - (1,844,094) Software (40,276) (20,892) - (61,168) Vehicles and trailers (356,696) (45,640) - (402,336) Utility systems (11,279,749) (434,267) - (11,714,016) Traffic and transportation systems (254,925) (31,374) - (286,299) Total accumulated depreciation (13,860,236) (817,004) - (14,677,240) Total capital assets being depreciated, net 18,892,920 (663,257) - 18,229,663 Business-type activities capital assets, net 22,283,455$ (590,386)$ -$ 21,693,069$ 7.2 69 City of Crystal Notes to Financial Statements NOTE 5 – CAPITAL ASSETS (CONTINUED) Depreciation expense was charged to the various functions of the City as follows: Governmental activities General government 203,019$ Public safety 241,304 Public works 3,162,575 Parks and recreation 443,771 Community development 2,623 Total depreciation expense - governmental activities 4,053,292$ Business-type activities Water 230,091$ Sanitary sewer 186,566 Storm drainage 368,130 Street light 32,217 Total depreciation expense - business-type activities 817,004$ NOTE 6 – LONG-TERM DEBT A. General Obligation Bonds The government issues general obligation (G.O.) bonds (including certificates of indebtedness), tax increment bonds, and special assessment bonds to provide funding for the acquisition of capital assets, tax increment projects, and street improvements, respectively. G.O. bonds are direct obligations and pledge the full faith and credit of the government. B. Components of Long-Term Liabilities Issue Interest Original Final Balance Date Rates Issue Maturity End of Year Governmental activities Special Assessment Bonds G.O. Improvement Bonds, Series 2008A 08/01/08 3.50%-4.35% 2,190,000$ 02/01/24 760,000$ G.O. Improvement Bonds, Series 2009A 08/01/09 2.00%-4.50% 3,360,000 02/01/25 1,845,000 G.O. Improvement Bonds, Series 2011A 08/01/11 0.50%-3.55% 1,705,000 02/01/27 910,000 G.O. Improvement Bonds, Series 2012A 08/01/12 1.50%-2.13% 2,635,000 02/01/28 1,615,000 G.O. Improvement Bonds, Series 2013A 08/01/13 2.00%-3.50% 3,235,000 02/01/29 2,285,000 G.O. Improvement Bonds, Series 2015A 08/01/15 2.50%-3.00% 2,550,000 02/01/31 2,130,000 G.O. Improvement Bonds, Series 2016A 08/25/16 2.00%-2.50% 3,330,000 02/01/32 3,050,000 G.O. Improvement Bonds, Series 2017A 09/14/17 2.00%-3.00% 4,665,000 02/01/33 4,665,000 Total governmental activities 17,260,000$ 7.2 70 City of Crystal Notes to Financial Statements NOTE 6 – LONG-TERM DEBT (CONTINUED) C. Changes in Long-Term Liabilities Interest paid on most of the debt issued by the City is exempt from federal income tax. As a result, purchasers of this debt are willing to accept lower interest rates than they would on taxable debt. The City pools the proceeds of bond issues held in construction funds and the accumulated cash in debt service funds with all other available cash and invests it according to the City's cash management policies and practices. This sometimes produces a higher yield on the investments than is being paid on the related debt. The federal tax code refers to this higher yield as arbitrage. Under certain circumstances the earnings from these higher yields must be rebated to the federal government. Federal law requires that arbitrage be calculated and rebated at the end of each five-year period that tax exempt debt is outstanding, as well as at maturity. The City does not report arbitrage until the liability is due and payable. Long-term liability activity for the year ended December 31, 2018 was as follows: Retirements Beginning and Other Ending Due Within Balance Additions Reductions Balance One Year Governmental activities Bonds payable G.O. Special Assessment Bonds with Government Commitment Improvement Bonds - 2008A 900,000$ -$ (140,000)$ 760,000$ 135,000$ Improvement Bonds - 2009A 2,020,000 - (175,000) 1,845,000 170,000 Improvement Bonds - 2011A 1,030,000 - (120,000) 910,000 115,000 Improvement Bonds - 2012A 1,805,000 - (190,000) 1,615,000 185,000 Improvement Bonds - 2013A 2,525,000 - (240,000) 2,285,000 235,000 Improvement Bonds - 2015A 2,325,000 - (195,000) 2,130,000 190,000 Improvement Bonds - 2016A 3,330,000 - (280,000) 3,050,000 255,000 Improvement Bonds - 2017A 4,665,000 - - 4,665,000 415,000 18,600,000 - (1,340,000) 17,260,000 1,700,000 Bond premiums 512,673 - (39,070) 473,603 - Bond discounts (44,159) - 10,895 (33,264) - Subtotal 19,068,514 - (1,368,175) 17,700,339 1,700,000 Total bonds payable 19,068,514 - (1,368,175) 17,700,339 1,700,000 Compensated absences payable 753,962 916,850 (895,898) 774,914 377,145 Governmental activity long-term liabilities 19,822,476$ 916,850$ (2,264,073)$ 18,475,253$ 2,077,145$ Business-type activities Compensated absences payable 135,955$ 91,005$ (86,415)$ 140,545$ 72,825$ 7.2 71 City of Crystal Notes to Financial Statements NOTE 6 – LONG-TERM DEBT (CONTINUED) D. Minimum Debt Payments Minimum annual principal and interest payments required to retire long-term liabilities: Year Ending December 31, Principal Interest 2019 1,700,000$ 462,490$ 2020 1,575,000 422,078 2021 1,540,000 382,211 2022 1,495,000 341,240 2023 1,470,000 298,924 2024-2028 6,375,000 905,506 2029-2033 3,105,000 178,181 Total 17,260,000$ 2,990,630$ G.O. Improvement Bonds Governmental Activities Total delinquent special assessments receivable for all funds for the years ending December 31, 2018 and 2017, were $266,203 and $225,791, respectively. Compensated absences are liquidated by the General, EDA, Water, Sanitary Sewer, or Storm Drainage funds, depending upon where employees' time is assigned. NOTE 7 – TAX INCREMENT FINANCING REVENUE NOTES The City has entered into a private redevelopment agreement regarding certain tax increment properties. Reimbursements for this agreement is in the form of tax increment revenue notes. This note provides for the payment of principal, equal to the project redevelopment costs, plus interest at various rates. Payments on the note will be made at the lesser of the note payment or the actual net tax increment received (or a reduced percentage received in certain cases), as stated in the agreement. Payments are first applied to accrued interest and then to principal balances. The note is cancelled at the end of the agreement term whether or not they have been repaid in full. The outstanding principal balances as of December 31, 2018, are as follows: Maturity Amount Dates Outstanding Tax Incrememnt Revenue Note 2014 2016-2026 709,040$ Rates Interest 5.00 Due to the nature of this note (in that repayment is required only if sufficient tax increments are received), the outstanding amount is not reported in the accompanying financial statements. The City's position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in substance. Payments of principal and interest on tax increment revenue notes are paid out of the TIF Districts special revenue fund. 7.2 72 City of Crystal Notes to Financial Statements NOTE 8 – CONDUIT DEBT OBLIGATIONS From time to time the City has issued revenue bonds to provide financial assistance to private-sector entities for the acquisition and construction of facilities deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments received on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private-sector entity served by the bond issue. Neither the City or the State, nor any political subdivision thereof, is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. As of December 31, 2018, there were four debt issues outstanding. The aggregate original issue amounts and principal balances outstanding as of December 31, 2018, are as follows: Original Principal Name of Issue Year Issue Balance LOGIS Government Facilities Revenue Bonds 2006 $ 6,000,000 $ 3,289,071 Crystal Leased Housing Multi Family Housing Bonds 2014 14,300,000 13,915,000 $ 20,300,000 $ 17,204,071 NOTE 9 – PENSION PLANS The City participates in various pension plans, total pension expense for the year ended December 31, 2018 was $614,867. The components of pension expense are noted in the following plan summaries. The General Fund, Water Fund, Sewer Fund, and Storm Drainage Fund typically liquidate the liability related to pensions. Public Employees' Retirement Association A. Plan Description The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by PERA. PERA's defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA's defined benefit pension plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. General Employees Retirement Plan (General Employees Plan, accounted for in the General Employees Fund) All full-time and certain part-time employees of the City are covered by the General Employees Plan. General Employees Plan members belong to the Coordinated Plan. Coordinated Plan members are covered by Social Security. 7.2 73 City of Crystal Notes to Financial Statements NOTE 9 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) A. Plan Description (Continued) Public Employees Police and Fire Plan (Police and Fire Plan, accounted for in the Police and Fire Fund) The Police and Fire Plan, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the Police and Fire Plan also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. B. Benefits Provided PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. General Employees Plan Benefits General Employees Plan benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated Plan members. Members hired prior to July, 1 1989, receive the higher of Method 1 or Method 2 formulas. Only Method 2 is used for members hired after June 30, 1989. Under Method 1, the accrual rate for a Coordinated members is 1.2% for each of the first ten years of service and 1.7% for each additional year. Under Method 2, the accrual rate for Coordinated members is 1.7% for all years of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. If the General Employees Plan is at least 90% funded for two consecutive years, benefit recipients are given a 2.5% increase. If the plan has not exceeded 90% funded, or have fallen below 80%, benefit recipients are given a 1% increase. A benefit recipient who has been receiving a benefit for at least 12 full months as of June 30, will receive a full increase. Members receiving benefits for at least one month but less than 12 full months as of June 30, will receive a pro rata increase. 7.2 74 City of Crystal Notes to Financial Statements NOTE 9 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) B. Benefits Provided (Continued) Police and Fire Plan Benefits Benefits for the Police and Fire Plan members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for Police and Fire Plan members first hired after June 30, 2014, vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. For Police and Fire Plan who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. Benefit increases are provided to benefit recipients each January. Police and Fire Plan benefit recipients receive a future annual 1.0% increase. An annual adjustment will equal 2.5% any time the plan exceeds a 90% funded ratio for two consecutive years. If the adjustment is increased to 2.5% and the funded ratio falls below 80% for one year or 85% for two consecutive years, the post-retirement benefit increase will be lowered to 1%. A benefit recipient who has been receiving a benefit for at least 12 full months as of June 30 will receive a full increase. Members receiving benefits for at least one month but less than 12 full months as of June 30 will receive a pro rata increase. For retirements after May 31, 2014, the first increase will be delayed two years. C. Contributions Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. General Employees Fund Contributions Coordinated Plan members were required to contribute 6.5%, of their annual covered salary in calendar year 2018. The City was required to contribute 7.5% for Coordinated Plan members in calendar year 2018. The City's contributions to the General Employees Fund for the year ended December 31, 2018, were $330,498. The City's contributions were equal to the required contributions as set by state statute. Police and Fire Fund Contributions Plan members were required to contribute 10.8% of their annual covered salary and the City was required to contribute 16.20% of pay for members in fiscal year 2018. The City's contributions to the Police and Fire Fund for the year ended December 31, 2018, were $465,078. The City's contributions were equal to the required contributions as set by state statute. 7.2 75 City of Crystal Notes to Financial Statements NOTE 9 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) D. Pension Costs General Employees Fund Pension Costs At December 31, 2018, the City reported a liability of $3,567,100 for its proportionate share of the General Employees Fund's net pension liability. The City's net pension liability reflected a reduction due to the State of Minnesota's contribution of $16 million to the fund in 2018. The State of Minnesota is considered a non-employer contributing entity and the State's contribution meets the definition of a special funding situation. The State of Minnesota's proportionate share of the net pension liability associated with the City totaled $116,991. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2017, through June 30, 2018, relative to the total employer contributions received from all of PERA's participating employers. At June 30, 2018, the City's proportion share was 0.0643%, which was a decrease of 0.0054% from its proportion measured as of June 30, 2017. City's proportionate share of the net pension liability 3,567,100$ State of Minnesota's proportionate share of the net pension liability associated with the City 116,991 Total 3,684,091$ For the year ended December 31, 2018, the City recognized pension expense of $256,789 for its proportionate share of General Employees Plan's pension expense. Included in the amount, the City recognized $27,282 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota's contribution of $16 million to the General Employees Fund. 7.2 76 City of Crystal Notes to Financial Statements NOTE 9 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) D. Pension Costs (Continued) At December 31, 2018, the City reported its proportionate share of the General Employees Plan's deferred outflows of resources and deferred inflows of resources, related to pensions from the following sources: Differences between expected and actual economic experience 101,989$ 111,156$ Changes in actuarial assumptions 364,064 423,841 Difference between projected and actual investment earnings - 376,337 Changes in proportion 40,598 267,618 Contributions paid to PERA subsequent to the measurement date 165,249 - Total 671,900$ 1,178,952$ Deferred Outflows of Resources Deferred Inflows of Resources $165,249 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Ending Pension Expense December 31,Amount 2019 60,683$ 2020 (268,277) 2021 (390,256) 2022 (74,451) Total (672,301)$ 7.2 77 City of Crystal Notes to Financial Statements NOTE 9 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) D. Pension Costs (Continued) Police and Fire Fund Pension Costs At December 31, 2018, the City reported a liability of $2,861,020 for its proportionate share of the Police and Fire Fund's net pension liability. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2017, through June 30, 2018, relative to the total employer contributions received from all of PERA's participating employers. At June 30, 2018, the City's proportion was 0.2707 %, which was an increase of 0.0107% from its proportion measured as of June 30, 2017. The City also recognized $24,363 for the year ended December 31, 2018, as revenue and an offsetting reduction of the net pension liability for its proportionate share of the State of Minnesota's on-behalf contributions to the Police and Fire Fund. Legislation passed in 2013 required the State of Minnesota to begin contributing $9 million to the Police and Fire Fund each year, starting in fiscal year 2014. For the year ended December 31, 2018, the City recognized pension expense of $355,913 for its proportionate share of the Police and Fire Fund pension expense. At December 31, 2018, the City reported its proportionate share of the Police and Fire Plan's deferred outflows of resources and deferred inflows of resources related to pensions from the sources below. Differences between expected and actual economic experience 113,636$ 633,212$ Changes in actuarial assumptions 3,220,176 4,083,579 Difference between projected and actual investment earnings - 649,418 Changes in proportion 592,256 32,402 Contributions paid to PERA subsequent to the measurement date 232,539 - Total 4,158,607$ 5,398,611$ Deferred Outflows of Resources Deferred Inflows of Resources 7.2 78 City of Crystal Notes to Financial Statements NOTE 9 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) D. Pension Costs (Continued) Police and Fire Fund Pension Costs (Continued) $232,539 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Ending Pension Expense December 31,Amount 2019 (31,965)$ 2020 (150,747) 2021 (327,951) 2021 (976,444) 2022 14,564 Total (1,472,543)$ E. Actuarial Assumptions The total pension liability in the June 30, 2018, actuarial valuation was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Inflation 2.50 % Per year Active member payroll growth 3.25 Per year Investment rate of return 7.50 Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants for all plans were based on RP 2014 tables for males or females, as appropriate, with slight adjustments to fit PERA's experience. Cost of living benefit increases after retirement for retirees are assumed to be 1.25% per year for the General Employees Plan, 1.0% per year for the Police and Fire Plan, and 2.0% per year for the Correctional Plan. 7.2 79 City of Crystal Notes to Financial Statements NOTE 9 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) E. Actuarial Assumptions (Continued) Actuarial assumptions used in the June 30, 2018, valuation were based on the results of actuarial experience studies. The most recent six-year experience study in the General Employees Plan was completed in 2015. The most recent four-year experience study for Police and Fire Plan was completed in 2016. The five-year experience study for the Correctional Plan, prepared by a former actuary, was completed in 2012. The mortality assumption for the Correctional Plan is based on the Police and Fire Plan experience study completed in 2016. Economic assumptions were updated in 2017 based on a review of inflation and investment return assumptions. The following changes in actuarial assumptions occurred in 2018: General Employees Fund  The mortality projection scale was changed from MP-2015 to MP-2017.  The assumed benefit increase was changed from 1.0% per year through 2044 and 2.5% per year thereafter to 1.25% per year. Police and Fire Fund  The mortality projection scale was changed from MP-2016 to MP-2017.  As set by statute, the assumed post-retirement benefit increase was changed from 1.0% per year through 2064 and 2.5% per year, thereafter, to 1.0% for all years, with no trigger. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the table on the following page: Domestic stocks 36 %5.10 % International stocks 17 5.30 Bonds 20 0.75 Alternative assets 25 5.90 Cash 2 0.00 Total 100 % Asset Class Long-Term Expected Real Rate of ReturnTarget Allocation 7.2 80 City of Crystal Notes to Financial Statements NOTE 9 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) E. Discount Rate The discount rate used to measure the total pension liability in 2018 was 7.5%. The projection of cash flows used to determine the discount rate assumed that contributions from Plan members and employers will be made at rates set in Minnesota Statutes. Based on those assumptions, the fiduciary net position of the General Employees Fund and the Police and Fire Fund was projected to be available to make all projected future benefit payments of current Plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. F. Pension Liability Sensitivity The table on the following page presents the City's proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in 1% Increase in City's proportionate share of the General Employees Fund net pension liability 5,796,995$ 3,567,100$ 1,726,386$ 1% Decrease in 1% Increase in City's proportionate share of the Police and Fire Fund net pension liability 6,162,079$ 2,861,020$ 131,181$ Discount Rate (6.5%) Discount Rate (7.5%) Discount Rate (8.5%) Discount Rate (6.5%) Discount Rate (7.5%) Discount Rate (8.5%) G. Pension Plan Fiduciary Net Position Detailed information about each pension plan's fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org. Public Employees Defined Contribution Plan (Defined Contribution Plan) Certain employee types of the of the City of Crystal, which include council members, are covered by the Defined Contribution Plan, a multiple-employer deferred compensation plan administered by PERA. The Defined Contribution Plan is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. 7.2 81 City of Crystal Notes to Financial Statements NOTE 9 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) G. Pension Plan Fiduciary Net Position (Continued) Public Employees Defined Contribution Plan (Defined Contribution Plan) (Continued) The defined contribution plan consists of individual accounts paying a lump-sum benefit. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses; therefore, there is not future liability to the employer. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5% of salary which is matched by the elected official's employer. For ambulance service personnel, employer contributions are determined by the employer, and for salaried employees must be a fixed percentage of salary. Employer contributions for volunteer personnel may be a unit value for each call or period of alert duty. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2% of employer contributions and twenty-five hundredths of 1% (.0025) of the assets in each member's account annually. Pension expense for the year is equal to contributions made. Total contributions made by the City during fiscal year 2018 were: 2,165$ 2,165$ 5% 5% 5% Contribution Amount Percentage of Covered Payroll Employee Employer Employee Employer Required Rate NOTE 10 – POST EMPLOYMENT HEALTH CARE PLAN A. Plan Description The City provides a single-employer defined benefit health care plan to eligible retirees and their spouses. The plan offers medical coverage. Medical coverage is administered by BlueCross BlueShield. It is the City's policy to periodically review its medical coverage and to obtain requests for proposals in order to provide the most favorable benefits and premiums for City employees and retirees. B. Benefits Provided Employees who apply for early retirement shall remain eligible to receive certain health insurance benefits until the end of the year in which the employee becomes Medicare eligible. The City will pay the single person premium for qualifying employees up until they reach age 65 or become eligible for Medicare coverage. 7.2 82 City of Crystal Notes to Financial Statements NOTE 10 – POST EMPLOYMENT HEALTH CARE PLAN (CONTINUED) C. Contributions Retirees contribute to the health care plan at the same rate as City employees. This results in the retirees receiving an implicit rate subsidy. Contribution requirements are established by the City, based on the contract terms with BlueCross BlueShield. The required contributions are based on projected pay-as- you-go financing requirements. For the year 2018, the City contributed $79,989 to the plan. D. Members As of December 31, 2018, the following were covered by the benefit terms: Total employees without coverage 12 Employees with coverage 96 Total 108 E. Actuarial Assumptions The total OPEB liability was determined by an actuarial valuation as of December 31, 2017, using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Discount Rate 4.09% Salary increases including inflation Based on the PERA Plan in which the employee is a participant. Healthcare cost trend increases 10.0% for FY2018, gradually decreasing over ten years to an ultimate rate of 5.0% in FY2028 and later years. Mortality assumption Mortality rates were based on RP-2014 mortality tables with projected mortality improvements based on scale MP-2015, and other adjustments Key Methods and Assumptions Used in Valuation of Total OPEB Liability 7.2 83 City of Crystal Notes to Financial Statements NOTE 10 – POST EMPLOYMENT HEALTH CARE PLAN (CONTINUED) E. Actuarial Assumptions (Continued) The actuarial assumptions used in the December 31, 2017 valuation were based on the results of an actuarial experience study for the period January 1, 2017 – December 31, 2017. F. Total OPEB Liability The City's total OPEB liability of $104,285 was measured as of December 31, 2017, and was determined by an actuarial valuation as of that date. Changes in the total OPEB liability are as follows: Total OPEB Liability Balances at January 1, 2017 2,309,534$ Changes for the year Service cost 105,872 Interest 89,846 Changes of assumptions 84,810 Benefit payments (77,076) Net changes 203,452 Balances at December 31, 2017 2,512,986$ Changes of assumptions and other inputs reflect a change in the discount rate from 3.44% in 2016 to 4.09% in 2017. G. OPEB Liability Sensitivity The following presents the City's total OPEB liability calculated using the discount rate of 3.31% as well as the liability measured using 1% lower and 1% higher than the current discount rate. 1% decrease Current 1% increase (3.09%)(4.09%)(5.09%) 2,273,588$ 2,512,986$ 2,784,681$ Total OPEB Liability/(Asset) 7.2 84 City of Crystal Notes to Financial Statements NOTE 10 – POST EMPLOYMENT HEALTH CARE PLAN (CONTINUED) G. OPEB Liability Sensitivity (Continued) The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1% lower and 1% higher than the current healthcare cost trend rates. 1% decrease Current 1% increase 2,852,941$ 2,512,986$ 2,225,876$ Total OPEB Liability/(Asset) (9.0% decreasing to 4.0%) (10.0% decreasing to 5.0%) (11.0% decreasing to 6.0%) H. OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB For the year ended December 31, 2018, the City recognized OPEB expense of $48,446. At December 31, 2018, the City reported deferred outflows of resources of $155,006 as shown below. Deferred Deferred Outflows of Inflows of Resources Resources Changes in Actuarial Assumptions 75,017$ -$ Contributions made subsequent to the measurement date 79,989 - Total 155,006$ -$ $79,989 reported as deferred outflows of resources resulting from contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows of resources will be recognized in OPEB expense as follows: 2019 9,793$ 2020 9,793 2021 9,793 2022 9,793 2023 9,793 Thereafter 26,052 Total 75,017$ 7.2 85 City of Crystal Notes to Financial Statements NOTE 11 – FUND BALANCES A. Classifications A summary of governmental fund balance classifications at December 31, 2018, is as follows: Special Revenue Fund Street Police General Debt Recon- Equipment Other Fund EDA Service struction Revolving Funds Total Fund balances Nonspendable Inventory 23,941$ -$ -$ -$ -$ -$ 23,941$ Restricted Housing and Redevelopment Assistance - - - - - 1,327,159 1,327,159 Debt service - - 6,079,365 - - - 6,079,365 Dwi-related enforcement, Training, and education - - - - - 58,991 58,991 Total restricted - - 6,079,365 - - 1,386,150 7,465,515 Committed Compensated absences 774,914 - - - - - 774,914 Housing and redevelopment Assistance - 3,931,334 - - - - 3,931,334 Cap. outlay - city wide - - - - - 399,581 399,581 Cap. outlay - replace and renovation of city bldgs. - - - - - 3,338,128 3,338,128 Cap. outlay - street reconstruction - - - 5,672,092 - - 5,672,092 Cap. outlay - police equip. - - - - 2,812,125 - 2,812,125 Cap. outlay - cable TV equip.- - - - - 152,917 152,917 Cap. outlay - park improvement - - - - - 1,932,904 1,932,904 Cap. outlay - fleet - - - - - 2,790,279 2,790,279 Cap. outlay - information technology - - - - - 466,596 466,596 Total committed 774,914 3,931,334 - 5,672,092 2,812,125 9,080,405 22,270,870 Assigned Police Dept. purposes - - - - - 73,924 73,924 Unassigned 6,181,591 - - - - - 6,181,591 Total fund balances 6,980,446$ 3,931,334$ 6,079,365$ 5,672,092$ 2,812,125$ 10,540,479$ 36,015,841$ Major Funds Capital Project Funds 7.2 86 City of Crystal Notes to Financial Statements NOTE 12 – RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. As such, the City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool currently operating as a common risk management and insurance program for cities that are parties to a joint powers agreement. The LMCIT is self-sustaining through member premiums and reinsures through commercial companies for claims in excess of pre-determined amounts. The LMCIT provides coverage for liability, errors and omissions, worker's compensation, auto, and other miscellaneous types of coverage. The City's Self-Insurance Fund (an internal service fund) is used to account for and finance its uninsured risks of loss. The Self-Insurance Fund provides coverage for up to a maximum of $25,000 for each general liability or property damage claim, up to $75,000 per year. The City purchases commercial insurance for claims in excess of coverage provided by this fund, as well as for all other risks of loss. Settled claims exceeded commercial coverage in 2018. There were no significant reductions in insurance coverage during 2018. All funds of the City contribute to the Self-Insurance Fund based on estimates of the amounts needed to pay prior and current year claims. The claims liability of $15,000 is included in accounts payable of the Self-Insurance Fund at December 31, 2018. The liability amount is based on the requirements of GASB Statement No. 10, which requires that a liability for claims be reported when information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred as of the date of the financial statements and the amount of the loss can be reasonably estimated. The estimate of the liability also includes amounts for incremental claim adjustment expenses related to specific claims and other claim adjustment expenses, regardless of whether allocated to specific claims. Estimated recoveries, for example from salvage or subrogation, are another component of the claims liability estimate. The maximum liability for any one year is $75,000. The total liability may exceed $75,000 if claims are open from more than one year. Changes in claims liability for 2018 and 2017 are as follows: Year Claims Liability Beginning of Year Current Year Claims and Changes in Estimates Payments on Claims Claims Liability End of Year 2017 151,175$ (47,832)$ 88,343$ 15,000$ 2018 15,000 15,365 6,865 23,500 7.2 87 City of Crystal Notes to Financial Statements NOTE 13 – JOINT VENTURES AND JOINTLY GOVERNED ORGANIZATIONS A. Joint Ventures 1. Golden Valley, Crystal, and New Hope Joint Water Commission The City is a member of a joint powers agreement, together with the cities of Golden Valley and New Hope, which established a Joint Water Commission (JWC). The JWC was created in 1963 to provide for the creation and maintenance of a joint water supply, storage, and distribution system through which water purchased from the City of Minneapolis can be supplied to the population of the member cities. The city council of each member city is entitled to appoint one member to the JWC. Original construction costs were allocated to the member cities based on percentages agreed upon in the joint powers agreement. All property acquired under this agreement is owned by the members in proportion to the amount of construction costs paid by each member city. All subsequent operating and maintenance costs are apportioned to, and paid by, each member city on the basis of water usage. The City's equity interest and its share of the net income (loss) of the JWC are reported in the City's Water Fund (an Enterprise Fund). The City's equity interest in the JWC at December 31, 2018, is $4,451,407. Due to concurrent timing of the City's fiscal year end and audit of the JWC, the City reports its equity interest in the JWC with a one-year lag. The following financial information is from the JWC's audited financial statements for the year ended December 31, 2017: Total assets 16,667,382$ Total liabilities 572,124 Net position Net investment in capital assets 10,664,216 Restricted for capital improvements 2,762,426 Restricted for emergency water supply 1,700,000 Unrestricted 968,616 Total net position 16,095,258$ Total program expenses 7,417,031$ Total program revenues 7,749,748 Net program revenue 332,717 Total general revenues 143,787 Change in net position 476,504 Net position Beginning of year 15,618,754 End of year 16,095,258$ JWC audited financial statements are available from the City of Golden Valley, Finance Department, 7800 Golden Valley Road, Golden Valley, MN 55427. 7.2 88 City of Crystal Notes to Financial Statements NOTE 13 – JOINT VENTURES AND JOINTLY GOVERNED ORGANIZATIONS (CONTINUED) A. Joint Ventures (Continued) 2. West Metro Fire-Rescue District Effective January 2, 1998, the City entered into a joint powers agreement with the City of New Hope for the purpose of consolidating fire departments of the two cities. Operations commenced in July 1998 under the name of West Metro Fire-Rescue District (the District). The District is governed by a seven-member board of directors that includes one Crystal City Council member who is appointed by resolution, one public member appointed by the City Council, and the City Manager, who serves ex officio. As required by the agreement, the City transferred fire department equipment to the District, retaining its rights to these assets in the event of the District's dissolution. The equipment transferred had a cost value of $1,923,820. The District recorded only the rolling stock received and recorded it at its estimated fair value. Other equipment items were not capitalized. The City's equity interest and its share of the net income (loss) of the District are reported only in the government-wide financial statements. It is not reported in the General Fund because the equity interest represents equity primarily in capital assets vs. financial resources. The City's equity interest in the District at December 31, 2017, is $1,381,904. Due to concurrent timing of the City's fiscal year end and audit of the District, the City reports its equity interest in the District with a one-year lag. The following financial information is from the District's audited financial statements for the year ended December 31, 2017: Total assets and deferred outflows of resources 6,050,162$ Total liabilities and deferred inflows of resources 3,916,908 Net position Net investment in capital assets 2,097,561 Restricted for donor-approved purposes 50,449 Unrestricted (14,756) Total net position 2,133,254$ Total program expenses 2,916,030$ Total program revenues 2,287,237 Net program expense (628,793) Total general revenues 11,455 Change in net position (617,338) Net position Beginning of year 2,750,592 End of year 2,133,254$ 7.2 89 City of Crystal Notes to Financial Statements NOTE 13 – JOINT VENTURES AND JOINTLY GOVERNED ORGANIZATIONS (CONTINUED) A. Joint Ventures (Continued) 2. West Metro Fire-Rescue District (Continued) The activities of the District will continue to be funded entirely by the cities of Crystal and New Hope, with each city contributing its proportionate share of the annual operating budget in monthly installments. According to a formula in the agreement, the City's share of the District's operating budget is 49.92%. Audited financial statements are available from West Metro Fire-Rescue District, 4251 Xylon Avenue N., New Hope, MN 55428. B. Jointly Governed Organizations 1. Local Government Information Systems Association (LOGIS) The City is a member of LOGIS, a consortium of Minnesota government entities that provides computerized data processing and support services to its members. LOGIS is legally separate from the City, the City does not appoint a voting majority of the Board, and it is fiscally independent of the City. The amount paid to LOGIS for services received in 2018 was $381,759 which was allocated to various funds based on application usage. 2. LOGIS Insurance Group This group provides cooperative purchasing of health and life insurance benefits for over 40 government entities. The amount paid for 2018 health and life insurance benefits was $441,158. 3. Pets Under Police Security (PUPS) The City is party to a joint powers agreement, together with five other cities, which created an organization to provide for the efficient and economical impoundment of animals in a jointly owned and operated facility. The amount paid to PUPS for services received in 2018 was $19,107. 4. Bassett Creek Watershed Management Commission (BCWMC) The City is party to a joint powers agreement, together with eight other cities, the purpose of which is to provide for cooperative planning, usage, and improvement of the Bassett Creek watershed. The amount paid to BCWMC in 2018 was $26,904. 5. Shingle Creek Watershed Management Commission (SCWMC) The City is party to a joint powers agreement, together with eight other cities, which was created to protect and manage the water resources of the Shingle Creek watershed. The amount paid to SCWMC in 2018 was $27,741. 7.2 90 City of Crystal Notes to Financial Statements NOTE 13 – JOINT VENTURES AND JOINTLY GOVERNED ORGANIZATIONS (CONTINUED) B. Jointly Governed Organizations (Continued) 6. Hennepin Recycling Group (HRG) The City is party to a joint powers agreement, together with the cities of Brooklyn Center and New Hope, which established HRG. HRG was created to provide for the efficient and economical collection, recycling, and disposal of solid waste within the cities. HRG contracts for collection and recycling activities and the participating cities are billed for services provided to its residents. The amount paid to HRG for services received in 2018 was $1,417. Accounting services for HRG were provided by the City, which has reported the financial accounts of HRG in an Agency Fund in these financial statements. NOTE 14 – COMMITMENTS The City has in process various multi-year construction projects which were not completed in the current fiscal year. As of December 31, 2018, outstanding commitments for these multi-year projects total approximately $903,184. NOTE 15 – FACILITY USE AGREEMENT On August 24, 2004, the City entered into a licensor-licensee relationship with ISD 281. Per terms of the agreement, the City contributed $900,000 towards the cost of constructing and equipping a gymnasium. In return, the City is entitled to use the space for public recreation as well as for programs and services for its residents. The agreement is for a term of 40 years, running from September 1, 2005 through August 31, 2045. ISD 281 has title to the property and is responsible for all subsequent operations and maintenance costs. NOTE 16 – CONTINGENT LIABILITIES During the course of normal operations, the City may be subject to claims or other litigation. It is the opinion of the City's attorney that resolution of these matters, if any at December 31, 2018, will not have a material adverse effect on the financial condition of the City. NOTE 17 – CHANGE IN ACCOUNTING PRINCIPLE/PRIOR PERIOD ADJUSTMENT For the year ended December 31, 2018, the City implemented GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other than Pensions. This resulted in an adjustment to the beginning net position on the Statement of Activities of $1,618,825 to add the beginning total OPEB liability. 7.2 91 City of Crystal Notes to Financial Statements NOTE 18 – NEW STANDARDS ISSUED BUT NOT YET IMPLEMENTED GASB Statement No. 84, Fiduciary Activities establishes criteria for identifying fiduciary activities of all state and local governments. The focus of the criteria generally is on (1) whether a government is controlling the assets of the fiduciary activity and (2) the beneficiaries with whom a fiduciary relationship exists. Separate criteria are included to identify fiduciary component units and postemployment benefit arrangements that are fiduciary activities. This statement will be effective for the year ending December 31, 2019. GASB Statement No. 87, Leases establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. Under this statement, a lessee is required to recognize a lease liability and an intangible right-to-use lease asset, and a lessor is required to recognize a lease receivable and a deferred inflow of resources, thereby enhancing the relevance and consistency of information about governments' leasing activities. This statement will be effective for the year ending December 31, 2020. 7.2 92 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 93 REQUIRED SUPPLEMENTARY INFORMATION 7.2 December 31, 2018 Total OPEB Liability Service cost 105,872$ Interest 89,846 Changes of assumptions 84,810 Benefit payments (77,076) Net change in total OPEB liability 203,452 Beginning of year 2,309,534 End of year 2,512,986$ 6,600,000$ 38.1% Note: Schedule is intended to show ten year trend. Additional years will be reported as they become available. 94 City of Crystal Schedule of Changes in Total OPEB Liability and Related Ratios Covered payroll Total OPEB liability as a percentage of covered-employee payroll 7.2 June 30, 2018 Actuarially determined contribution 77,076$ Contributions in relation to the actuarially determined contribution 77,076 Contribution deficiency (excess) -$ 6,600,000$ 1.17% Note: Schedule is intended to show ten year trend. Additional years will be reported as they become available. 95 Schedule of Employer Contributions - OPEB Covered-employee payroll Contributions as a percentage of covered-employee payroll City of Crystal 7.2 City's Covered Payroll 2018 0.0643% 3,567,100$ 116,991$ 3,684,091$ 4,321,093$ 82.55%79.53% 2017 0.0697% 4,449,602 55,982 4,505,584 4,492,840 89.04%75.90% 2016 0.0687% 5,578,099 72,855 5,650,954 4,260,733 130.92%68.91% 2015 0.0694% 3,396,668 - 3,396,668 4,010,187 84.70%78.19% Note: Schedule is intended to show ten year trend. Additional years will be reported as they become available. For Fiscal Year Ended June 30, City's Proportion of the Net Pension Liability (Asset) City's Proportionate Share of the Net Pension Liability (Asset) City's Covered Payroll City's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered Payroll Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 2018 0.2707% 2,861,020$ 2,852,679$ 100.29% 88.84% 2017 0.2600% 3,486,909 2,664,136 130.88% 85.43% 2016 0.2430% 9,730,143 2,343,136 415.26% 63.88% 2015 0.2400% 2,726,962 2,136,679 127.63% 86.61% Note: Schedule is intended to show ten year trend. Additional years will be reported as they become available. 96 City of Crystal Schedule of City's Proportionate Share of Net Pension Liability General Employees Retirement Fund Last Ten Years Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Last Ten Years For Fiscal Year Ended June 30, State's Proportionate Share (Amount) of the Net Pension Liability Associated with the City City's Proportionate Share of the Net Pension Liability and the State's Proportionate Share of the Net Pension Liability Associated with the City Public Employees Police and Fire Retirement Fund Schedule of City's Proportionate Share of Net Pension Liability City's Proportionate Share (Percentage) of the Net Pension Liability (Asset) City's Proportionate Share (Amount) of the Net Pension Liability (Asset) City's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered Payroll 7.2 2018 330,498$ 330,498$ -$ 4,406,640$ 7.50% 2017 318,656 318,656 - 4,248,747 7.50% 2016 323,436 323,436 - 4,312,480 7.50% 2015 315,859 315,859 - 4,211,453 7.50% 2018 465,078$ 465,078$ -$ 2,870,852$ 16.20% 2017 447,205 447,205 - 2,760,525 16.20% 2016 398,040 398,040 - 2,457,037 16.20% 2015 367,112 367,112 - 2,266,123 16.20% 97 Contributions in Relation to the Statutorily Required Contributions Contribution Deficiency (Excess) City's Covered Payroll Fiscal Year Ending December 31, Contributions as a Percentage of Covered Payroll Contribution Deficiency (Excess) Contributions in Relation to the Statutorily Required Contributions City's Covered Payroll Statutorily Required Contribution Last Ten Years Note: Schedule is intended to show ten year trend. Additional years will be reported as they become available. Schedule of City Contributions - Public Employees Police and Fire Retirement Fund Fiscal Year Ending December 31, Statutorily Required Contribution City of Crystal Schedule of City Contributions - General Employees Retirement Fund Last Ten Years Note: Schedule is intended to show ten year trend. Additional years will be reported as they become available. Contributions as a Percentage of Covered Payroll 7.2 98 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 City of Crystal Notes to Required Supplementary Information 99 GENERAL EMPLOYEES FUND 2018 Changes Changes in Actuarial Assumptions  The mortality projection scale was changed from MP-2015 to MP-2017.  The assumed benefit increase was changed from 1.0% per year through 2044 and 2.5% per year thereafter to 1.25% per year. 2017 Changes Changes in Actuarial Assumptions  The CSA loads were changed from 0.8% for active members and 60% for vested and non-vested deferred members. The revised CSA loads are now 0.0% for active member liability, 15% for vested deferred member liability and 3% for non-vested deferred member liability.  The assumed post-retirement benefit increase rate was changed from 1.0% per year for all years to 1.0% per year through 2044 and 2.5% per year thereafter. 2016 Changes Changes in Actuarial Assumptions  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2035 and 2.5% per year thereafter to 1.0% per year for all future years.  The assumed investment return was changed from 7.9% to 7.5%. The single discount rate was changed from 7.9% to 7.5%.  Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, the inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. 2015 Changes Changes in Plan Provisions  On January 1, 2015, the Minneapolis Employees Retirement Fund was merged into the General Employees Fund, which increased the total pension liability by $1.1 billion and increased the fiduciary plan net position by $892 million. Upon consolidation, state and employer contributions were revised. Changes in Actuarial Assumptions  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2030 and 2.5% per year thereafter to 1.0% per year through 2035 and 2.5% per year thereafter. 7.2 City of Crystal Notes to Required Supplementary Information 100 POLICE AND FIRE FUND 2018 Changes Changes in Actuarial Assumptions  The mortality projection scale was changed from MP-2016 to MP-2017.  As set by statute, the assumed post-retirement benefit increase was changed from 1.0% per year through 2064 and 2.5% per year, thereafter, to 1.0% for all years, with no trigger. 2017 Changes Changes in Actuarial Assumptions  Assumed salary increases were changed as recommended in the June 30, 2016, experience study. The net effect is proposed rates that average 0.34% lower than the previous rates.  Assumed rates of retirement were changed, resulting in fewer retirements.  The CSA load was 30% for vested and non-vested deferred members. The CSA has been changed to 33% for vested members and 2% for non-vested members.  The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP- 2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees.  Assumed termination rates were decreased to 3% for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall.  Assumed percentage of married female members was decreased from 65% to 60%.  Assumed age difference was changed from separate assumptions for male members (wives assumed to be 3 years younger) and female members (husbands assumed to be 4 years older) to the assumption that males are 2 years older than females.  The assumed percentage of female members electing Joint and Survivor annuities was increased.  The assumed post-retirement benefit increase rate was changed from 1% for all years to 1% per year through 2064 and 2.5% thereafter. 2016 Changes Changes in Actuarial Assumptions  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2037 and 2.5% thereafter to 1.0% per year for all future years.  The assumed investment return was changed from 7.9% to 7.5%. The single discount rate changed from 7.9% to 5.6%.  The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. 7.2 City of Crystal Notes to Required Supplementary Information 101 POLICE AND FIRE FUND (CONTINUED) 2015 Changes Changes in Plan Provisions  The post-retirement benefit increase to be paid after attainment of the 90% funding threshold was changed, from inflation up to 2.5%, to a fixed rate of 2.5%. Changes in Actuarial Assumptions  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2030 and 2.5% per year thereafter to 1.0% per year through 2037 and 2.5% per year thereafter. 7.2 102 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 103 SUPPLEMENTARY INFORMATION 7.2 104 City of Crystal Nonmajor Governmental Funds SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for specific revenues that are restricted to expenditures for particular purposes. TIF Districts This fund accounts for activities of the City's tax increment financing (TIF) districts. The main financing sources include tax increment revenue, interest, and transfers from other funds. Special Projects This fund is used to account for miscellaneous grants as well as revenues and expenditures relating to DWI-forfeited vehicles. In addition, this fund is used to account for revenues and expenditures of funds donated for ongoing, city-specified projects that may otherwise not be accomplished due to lack of funding. CAPITAL PROJECTS FUNDS Capital Projects Funds are used to account for the acquisition and construction of major capital facilities of the City, with the exception of those financed by Proprietary Funds. Permanent Improvement Revolving This fund is used to account for the majority of the City's capital acquisitions and improvements, as they relate to operations of the City. Street Maintenance This fund was created to account for the cost of sealcoat and mill and overlay projects in areas of the City where streets had previously been reconstructed. From 2016 onward, sealcoating has been discontinued. Mill and overlay projects will be done based on street condition, rather than based on street reconstruction phases. In addition, this fund will account for ongoing maintenance of sidewalks and retaining walls. Financing sources may include property taxes, special assessments, interest, and reimbursements. Major Building Replacement Fund This fund is used to account for major renovation and/or construction of City buildings. Park Improvement This fund is used to accumulate funds to pay for park improvements. The main financing sources include property taxes and interest. Cable TV Equipment This fund is used to accumulate funds to pay for equipment and expenses related to TV broadcast of city council meetings. The main financing sources include grants and interest. 7.2 105 City of Crystal Nonmajor Governmental Funds CAPITAL PROJECTS FUNDS (CONTINUED) Fleet Fund This fund is used to procure, maintain, and repair City vehicles and equipment. Information Technology Fund This fund is used to account for information technology equipment and related expenses of the City. City Buildings Fund This fund is used to account for major renovation and/or construction of City buildings. 7.2 Capital Projects TIF Districts Special Rev Special Projects Total Permanent Improvement Revolving Assets Cash and investments 1,154,369$ 144,473$ 1,298,842$ 399,581$ Accounts receivable - 3,151 3,151 - Taxes receivable - - - - Due from other governments 200,000 2,204 202,204 - Land held for resale - - - - Notes receivable - - - - Total assets 1,354,369$ 149,828$ 1,504,197$ 399,581$ Liabilities Accounts payable -$ 16,913$ 16,913$ -$ Contracts payable 27,210 - 27,210 - Total liabilities 27,210 16,913 44,123 - Deferred Inflows of Resources Unavailable revenue - property taxes - - - - Unavailable revenue - notes receivable - - - - Total deferred inflows of resources - - - - Fund Balances Restricted 1,327,159 58,991 1,386,150 - Committed - - - 399,581 Assigned - 73,924 73,924 - Total fund balances 1,327,159 132,915 1,460,074 399,581 Total liabilities, deferred inflow of resouces, and fund balances 1,354,369$ 149,828$ 1,504,197$ 399,581$ 106 December 31, 2018 Special Revenue City of Crystal Combining Balance Sheet - Nonmajor Governmental Funds 7.2 Park Improvement Cable TV Equipment Fleet Information Technology City Buildings Total Total Governmental Funds 1,935,048$ 149,793$ 2,790,279$ 483,992$ 3,339,340$ 9,098,033$ 10,396,875$ - - - - - - 3,151 2,588 - - - - 2,588 2,588 - 3,124 - - - 3,124 205,328 29,711 - - - - 29,711 29,711 32,690 - - - - 32,690 32,690 2,000,037$ 152,917$ 2,790,279$ 483,992$ 3,339,340$ 9,166,146$ 10,670,343$ 20,188$ -$ -$ 17,396$ 1,212$ 38,796$ 55,709$ 11,730 - - - - 11,730 38,940 31,918 - - 17,396 1,212 50,526 94,649 2,525 - - - - 2,525 2,525 32,690 - - - - 32,690 32,690 35,215 - - - - 35,215 35,215 - - - - - - 1,386,150 1,932,904 152,917 2,790,279 466,596 3,338,128 9,080,405 9,080,405 - - - - - - 73,924 1,932,904 152,917 2,790,279 466,596 3,338,128 9,080,405 10,540,479 2,000,037$ 152,917$ 2,790,279$ 483,992$ 3,339,340$ 9,166,146$ 10,670,343$ 107 Capital Projects 7.2 Capital Projects TIF Districts Special Rev Special Projects Total Permanent Improvement Revolving Revenues Property taxes 262,431$ -$ 262,431$ -$ Intergovernmental 215,305 19,289 234,594 - Charges for services - - - - Fine and forfeitures - 18,389 18,389 - Miscellaneous Interest 20,464 - 20,464 7,333 Other - 76,863 76,863 - Total revenues 498,200 114,541 612,741 7,333 Expenditures Current General government - 9,572 9,572 - Public safety - 45,133 45,133 - Culture and recreation - 17,802 17,802 - Economic development 647,702 - 647,702 - Debt service Principal 247,269 - 247,269 - Interest and other charges 44,765 - 44,765 - Capital outlay - 10,867 10,867 82,861 Total expenditures 939,736 83,374 1,023,110 82,861 Excess of revenues over (under) expenditures (441,536) 31,167 (410,369) (75,528) Other Financing Sources (Uses) Proceeds from sale of capital asset - - - - Transfers in - - - - Transfers out - - - (7,736,840) Total other financing sources (uses) - - - (7,736,840) Net change in fund balances (441,536) 31,167 (410,369) (7,812,368) Fund Balances Beginning of year 1,768,695 101,748 1,870,443 8,211,949 End of year 1,327,159$ 132,915$ 1,460,074$ 399,581$ 108 Special Revenue City of Crystal Combining Statement of Revenues, Expenditures, and Changes in Fund Balances - Nonmajor Governmental Funds Year Ended December 31, 2018 7.2 Street Maintenance Major Building Replacement Park Improvement Cable TV Equipment Fleet Information Technology City Buildings -$ -$ 1,946$ -$ 150,000$ 151,210$ 574,400$ - - 300,956 39,214 - - - - - 1,000 - - - - - - - - - - - - - 27,516 2,253 - - 6,634 - - 481,967 - - - - - - 813,385 41,467 150,000 151,210 581,034 - - - - - 915 104,645 - - - - - - - - - 71,430 - - - - - - - - - - - - - - - - - - - - - - - - - - - 1,168,851 - 361,214 75,688 139,617 - - 1,240,281 - 361,214 76,603 244,262 - - (426,896) 41,467 (211,214) 74,607 336,772 - - 2,000 - 90,500 - - - - 2,145,117 - 2,910,993 391,989 3,001,356 (1,696,974) (644,615) - - - - - (1,696,974) (644,615) 2,147,117 - 3,001,493 391,989 3,001,356 (1,696,974) (644,615) 1,720,221 41,467 2,790,279 466,596 3,338,128 1,696,974 644,615 212,683 111,450 - - - -$ -$ 1,932,904$ 152,917$ 2,790,279$ 466,596$ 3,338,128$ Capital Projects 109 7.2 110 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 Capital Projects Total Total Other Governmental Funds Revenues Property taxes 877,556$ 1,139,987$ Intergovernmental 340,170 574,764 Charges for services 1,000 1,000 Fine and forfeitures - 18,389 Miscellaneous - Interest 43,736 64,200 Other 481,967 558,830 Total revenues 1,744,429 2,357,170 Expenditures Current General government 105,560 115,132 Public safety - 45,133 Culture and recreation 71,430 89,232 Economic development - 647,702 Debt service - Principal - 247,269 Interest and other charges - 44,765 Capital outlay 1,828,231 1,839,098 Total expenditures 2,005,221 3,028,331 Excess of revenues over (under) expenditures (260,792) (671,161) Other Financing Sources (Uses) Proceeds from sale of capital asset 92,500 92,500 Transfers in 8,449,455 8,449,455 Transfers out (10,078,429) (10,078,429) Total other financing sources (uses)(1,536,474) (1,536,474) Net change in fund balances (1,797,266) (2,207,635) Fund Balances Beginning of year 10,877,671 12,748,114 End of year 9,080,405$ 10,540,479$ 111 City of Crystal Combining Statement of Revenues, Expenditures, and Changes in Fund Balances - Nonmajor Governmental Funds Year Ended December 31, 2018 7.2 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual TIF Districts - Special Revenue Year Ended December 31, 2018 Original Final Actual Amounts Revenues Property taxes 180,000$ 180,000$ 262,431$ 82,431$ Intergovernmental - - 215,305 215,305 Interest 15,000 15,000 20,464 5,464 Total revenues 195,000 195,000 498,200 303,200 Expenditures Current Community development 194,800 194,800 647,702 452,902 Debt service Principal 92,813 92,813 247,269 154,456 Interest and other charges 46,755 46,755 44,765 (1,990) Total expenditures 334,368 334,368 939,736 605,368 Excess of revenues under expenditures (139,368)$ (139,368)$ (441,536) (302,168)$ Fund Balance Beginning of year 1,768,695 End of year 1,327,159$ 112 Budgeted Amounts Variance with Final Budget 7.2 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Permanent Improvement Revolving - Capital Projects Year Ended December 31, 2018 Original Final Actual Amounts Revenues Property taxes 314,000$ 314,000$ -$ (314,000)$ Special assessments 20,000 20,000 - (20,000) Intergovernmental 645,421 645,421 - (645,421) Interest 70,200 70,200 7,333 (62,867) Total revenues 1,049,621 1,049,621 7,333 (1,042,288) Expenditures Capital outlay 1,926,500 1,926,500 82,861 (1,843,639) Total expenditures 1,926,500 1,926,500 82,861 (1,843,639) Excess of revenues over (under) expenditures (876,879) (876,879) (75,528) 801,351 Other Financing Sources (Uses) Proceeds from sale of capital asset 24,000 24,000 - (24,000) Transfers out - - (7,736,840) (7,736,840) Total other financing sources (uses) 24,000 24,000 (7,736,840) (7,760,840) Net change in fund balances (852,879)$ (852,879)$ (7,812,368) (6,959,489)$ Fund Balance Beginning of year 8,211,949 End of year 399,581$ 113 Budgeted Amounts Variance with Final Budget 7.2 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Street Maintenance - Capital Projects Year Ended December 31, 2018 Original Final Actual Amounts Revenues Property taxes 163,600$ 163,600$ -$ (163,600)$ Special assessments 73,000 73,000 - (73,000) Interest 14,000 14,000 - (14,000) Total revenues 250,600 250,600 - (250,600) Expenditures Current Public works 750,000 750,000 - (750,000) Excess of revenues over (under) expenditures (499,400) (499,400) - 499,400 Other financing uses Transfers out - - (1,696,974) (1,696,974) Net change in fund balances (499,400)$ (499,400)$ (1,696,974) (1,197,574)$ Fund Balance Beginning of year 1,696,974 End of year -$ 114 Budgeted Amounts Variance with Final Budget 7.2 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Major Building Replacement - Capital Projects Year Ended December 31, 2018 Original Final Actual Amounts Revenues Property taxes 574,400$ 574,400$ -$ (574,400)$ Investment income 300 300 - (300) Total revenues 574,700 574,700 - (574,700) Other Financing Uses Transfers out - - (644,615) (644,615) Net change in fund balances 574,700$ 574,700$ (644,615) (1,219,315)$ Fund Balance Beginning of year 644,615 End of year -$ 115 Budgeted Amounts Variance with Final Budget 7.2 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Street Reconstruction - Capital Projects Year Ended December 31, 2018 Original Final Actual Amounts Revenues Property Taxes -$ -$ 163,600$ 163,600$ Special assessments 345,000 345,000 880,173 535,173 Intergovernmental 200,000 200,000 1,205,684 1,005,684 Investment income 22,000 22,000 123,750 101,750 Miscellaneous revenues - - 13,388 13,388 Total revenues 567,000 567,000 2,386,595 1,819,595 Expenditures Public works - capital outlay - - 1,130,469 1,130,469 Excess of revenues over (under) expenditures 567,000 567,000 1,256,126 689,126 Other Financing Sources Transfers in - - 1,696,974 1,696,974 Net change in fund balances 567,000$ 567,000$ 2,953,100 2,386,100$ Fund Balance Beginning of year 2,718,992 End of year 5,672,092$ 116 Budgeted Amounts Variance with Final Budget 7.2 City of Crystal Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Police Equipment Revolving - Capital Projects Year Ended December 31, 2018 Original Final Actual Amounts Revenues Property taxes 151,900$ 151,900$ 151,900$ -$ Intergovernmental 3,000 3,000 - (3,000) Interest 36,000 36,000 42,693 6,693 Miscellaneous revenues 15,000 15,000 13,214 (1,786) Total revenues 205,900 205,900 207,807 1,907 Expenditures Current Public safety - - 12,053 12,053 Capital outlay 332,000 332,000 265,107 (66,893) Total expenditures 332,000 332,000 277,160 (54,840) Excess of revenues over (under) expenditures (126,100) (126,100) (69,353) 56,747 Other Financing Sources Proceeds from sale of capital asset 15,000 15,000 10,787 (4,213) Net change in fund balances (111,100)$ (111,100)$ (58,566) 52,534$ Fund Balance Beginning of year 2,870,691 End of year 2,812,125$ 117 Budgeted Amounts Variance with Final Budget 7.2 118 City of Crystal Fiduciary Funds Agency funds are used to account for resources held by the City in a purely custodial capacity (assets equal liabilities). Hennepin Recycling Group This fund is used to account for the collection, recycling, and disposal of solid waste activities of the Hennepin Recycling Group. 7.2 01/01/18 Additions Deductions 12/31/18 Assets Cash and investments 1,399,536$ 1,317,019$ 1,427,356$ 1,289,199$ Accrued interest - 16,763 16,763 - Due from other governments 92,909 98,521 92,909 98,521 Total assets 1,492,445$ 1,432,303$ 1,537,028$ 1,387,720$ Liabilities Accounts payable $ 49,991 110,578$ 49,991$ $ 110,578 Due to Hennepin Recycling Group 1,442,454 1,321,725 1,487,037 1,277,142 Total liabilities 1,492,445$ 1,432,303$ 1,537,028$ 1,387,720$ 119 City of Crystal Statement of Changes in Agency Fund Assets and Liabilities Year Ended December 31, 2018 Hennepin Recycling Group 7.2 120 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 121 STATISTICAL SECTION 7.2 2009 2010 2011 2012 Governmental Activities Net investment in capital assets 26,770,714$ 26,510,303$ 25,896,999$ 26,574,766$ Restricted 13,971,055 13,110,714 13,618,934 14,772,670 Unrestricted 39,960,809 39,847,074 43,259,125 43,950,199 Total governmental activities net position 80,702,578$ 79,468,091$ 82,775,058$ 85,297,635$ Business-Type Activities Net investment in capital assets 11,482,129$ 11,450,442$ 12,763,559$ 13,921,133$ Restricted - - - - Unrestricted 10,912,321 11,563,188 11,319,800 10,416,828 Total business-type activities net position 22,394,450$ 23,013,630$ 24,083,359$ 24,337,961$ Primary Government Net investment in capital assets 38,252,843$ 37,960,745$ 38,660,558$ 40,495,899$ Restricted 13,971,055 13,110,714 13,618,934 14,772,670 Unrestricted 50,873,130 51,410,262 54,578,925 54,367,027 Total primary government net position 103,097,028$ 102,481,721$ 106,858,417$ 109,635,596$ 122 City of Crystal Net Position By Component (Accrual Basis of Accounting) Last Ten Fiscal Years (unaudited) 7.2 Table 1 2013 2014 2015 2016 2017 2018 28,944,085$ 34,052,606$ 39,903,269$ 40,421,924$ 40,534,551$ 41,195,367$ 17,707,336 16,360,362 18,102,105 18,580,900 20,099,040 18,671,275 43,687,744 39,694,502 25,901,804 25,370,751 24,388,020 23,516,447 90,339,165$ 90,107,470$ 83,907,178$ 84,373,575$ 85,021,611$ 83,383,089$ 15,655,823$ 15,448,191$ 19,057,632$ 19,889,415$ 22,283,455$ 21,693,069$ - - - - - - 10,114,825 9,397,654 7,484,722 8,575,762 9,572,606 10,836,119 25,770,648$ 24,845,845$ 26,542,354$ 28,465,177$ 31,856,061$ 32,529,188$ 44,599,908$ 49,500,797$ 58,960,901$ 60,311,339$ 62,818,006$ 62,888,436$ 17,707,336 16,360,362 18,102,105 18,580,900 20,099,040 18,671,275 53,802,569 49,092,156 33,386,526 33,946,513 33,960,626 34,352,566 116,109,813$ 114,953,315$ 110,449,532$ 112,838,752$ 116,877,672$ 115,912,277$ 123 7.2 2009 2010 2011 2012 Expenses Governmental activities General government 2,057,275$ 2,115,117$ 2,084,038$ 1,992,060$ Public safety 5,317,912 5,979,472 6,247,082 5,605,172 Public works 5,646,176 6,075,243 3,997,978 4,345,225 Parks and recreation 2,467,528 2,494,542 2,475,881 2,110,078 Community development 2,839,775 1,656,365 2,168,725 2,180,213 Interest on long-term debt 501,300 531,689 503,301 498,884 Total governmental activities expenses 18,829,966 18,852,428 17,477,005 16,731,632 Business-type activities Water 2,679,141$ 2,482,146$ 2,930,591$ 3,094,744$ Sanitary sewer 2,073,968 1,934,868 1,928,975 1,874,699 Storm drainage 1,019,228 501,194 600,371 782,897 Street lights 170,521 148,627 186,991 173,308 Recycling 318,487 322,072 331,918 329,106 Total business-type activities expenses 6,261,345 5,388,907 5,978,846 6,254,754 Total primary government expenses 25,091,311$ 24,241,335$ 23,455,851$ 22,986,386$ Program Revenues Governmental activities Charges for services General government 232,748$ 205,696$ 278,336$ 240,501$ Public safety 324,387 305,692 357,536 389,769 Public works 14,504 13,832 - - Parks and recreation 433,300 447,166 437,259 463,259 Community development 1,066,609 848,120 668,666 665,503 Operating grants and contributions 554,288 854,645 1,140,876 1,164,000 Capital grants and contributions 6,550,860 2,977,318 5,750,178 6,008,708 Total governmental activities program revenues 9,176,696 5,652,469 8,632,851 8,931,740 Business-type activities Charges for services Water 2,872,639 2,607,834 2,549,324 2,790,363 Sanitary sewer 1,887,052 1,856,830 1,913,165 1,919,725 Storm drainage 641,031 648,338 653,009 676,265 Street lights 154,708 161,702 162,722 162,119 Recycling 330,626 324,935 334,654 335,214 Operating grants and contributions 153,868 171,337 375,631 336,103 Capital grants and contributions - 71,385 938,060 1,695 Total business-type activities program revenues 6,039,924 5,842,361 6,926,565 6,221,484 Total primary government program revenues 15,216,620$ 11,494,830$ 15,559,416$ 15,153,224$ 124 City of Crystal Changes in Net Position (Accrual Basis of Accounting) Last Ten Fiscal Years (unaudited) 7.2 Table 2 2013 2014 2015 2016 2017 2018 2,091,395$ 2,767,171$ 2,646,651$ 3,226,278$ 2,964,731$ 3,435,708$ 5,900,593 6,085,801 6,438,462 7,685,700 7,546,777 7,250,306 2,655,529 5,034,894 5,132,260 6,511,486 4,224,253 4,285,522 2,548,785 2,622,407 2,816,220 2,759,211 3,128,275 3,299,792 1,570,132 1,358,486 1,287,427 1,174,426 1,616,752 1,159,700 586,388 529,448 555,121 563,308 541,919 518,975 15,352,822 18,398,207 18,876,141 21,920,409 20,022,707 19,950,003 3,092,654$ 3,928,301$ 4,131,931$ 3,047,910$ 2,970,228$ 3,105,611$ 1,927,664 1,931,725 1,995,561 2,169,072 2,144,581 2,486,143 760,372 662,419 883,284 903,884 809,169 759,180 309,396 169,664 151,305 155,056 174,479 152,301 329,131 324,105 324,393 324,496 324,853 335,310 6,419,217 7,016,214 7,486,474 6,600,418 6,423,310 6,838,545 21,772,039$ 25,414,421$ 26,362,615$ 28,520,827$ 26,446,017$ 26,788,548$ 256,133$ 354,802$ 228,357$ 320,899$ 279,603$ 243,710$ 429,740 438,328 412,016 411,592 380,498 346,501 9 303 - - - - 500,561 465,769 483,741 515,056 513,457 541,486 902,000 1,739,829 761,469 767,755 796,152 1,255,396 667,622 595,463 634,881 728,449 659,450 699,638 6,877,723 2,613,480 5,533,872 7,393,250 7,473,350 2,337,789 9,633,788 6,207,974 8,054,336 10,137,001 10,102,510 5,424,520 2,637,830 2,601,186 2,962,818 3,076,263 3,138,317 3,265,849 1,939,539 2,020,522 2,079,431 2,193,599 2,300,866 2,578,065 717,005 760,884 809,067 867,598 1,058,549 1,174,131 169,015 181,720 186,125 191,261 195,122 195,324 334,162 334,101 334,493 334,926 340,250 340,410 414,534 388,648 1,669,332 1,859,532 680,740 547,760 1,319,522 11,612 - - - - 7,531,607 6,298,673 8,041,266 8,523,179 7,713,844 8,101,539 17,165,395$ 12,506,647$ 16,095,602$ 18,660,180$ 17,816,354$ 13,526,059$ 125 7.2 2009 2010 2011 2012 Net (Expense) Revenue Governmental activities (9,653,270)$ (13,199,959)$ (8,844,154)$ (7,799,892)$ Business-type activities (221,421) 453,454 947,719 (33,270) Total primary government net expense (9,874,691)$ (12,746,505)$ (7,896,435)$ (7,833,162)$ General Revenues and Other Changes in Net Position Governmental activities Property taxes 9,854,813$ 9,231,751$ 9,318,013$ 9,710,807$ Grants and contributions not restricted to specific programs 2,074,108 1,616,214 1,618,291 1,478,220 Unrestricted investment earnings 991,016 1,025,552 1,036,201 540,883 Gain on disposition of capital assets 28,242 21,072 38,413 45,139 Transfers (184,508) 70,883 140,203 (177,580) Total governmental activities 12,763,671 11,965,472 12,151,121 11,597,469 Business-type activities Unrestricted investment earnings 283,159 236,609 240,213 108,888 Gain on disposition of capital assets 5,031 - 22,000 1,404 Transfers 184,508 (70,883) (140,203) 177,580 Total business-type activities 472,698 165,726 122,010 287,872 Total primary government 13,236,369$ 12,131,198$ 12,273,131$ 11,885,341$ Change in Net Position Governmental activities 3,110,401$ (1,234,487)$ 3,306,967$ 3,797,577$ Business-type activities 251,277 619,180 1,069,729 254,602 Total primary government 3,361,678$ (615,307)$ 4,376,696$ 4,052,179$ 126 City of Crystal Changes in Net Position (Accrual Basis of Accounting) Last Ten Fiscal Years (unaudited) 7.2 Table 2 2013 2014 2015 2016 2017 2018 (5,719,034)$ (12,190,233)$ (10,821,805)$ (11,783,408)$ (9,920,197)$ (14,525,483)$ 1,112,390 (717,541) 554,792 1,922,761 1,290,534 1,262,994 (4,606,644)$ (12,907,774)$ (10,267,013)$ (9,860,647)$ (8,629,663)$ (13,262,489)$ 9,561,519$ 9,621,212$ 9,670,252$ 9,955,391$ 10,469,019$ 11,193,252 1,472,223 1,664,043 1,701,220 1,712,591 1,753,898 1,850,588 96,678 350,648 303,263 445,296 302,344 542,106 47,080 48,900 27,706 82,795 91,114 231,971 (252,756) 273,735 (1,577,880) 53,732 (2,048,142) 502,049 10,924,744 11,958,538 10,124,561 12,249,805 10,568,233 14,319,966 16,241 66,473 53,517 47,353 42,244 98,002 51,300 - 12,500 6,441 9,964 - 252,756 (273,735) 1,577,880 (53,732) 2,048,142 (502,049) 320,297 (207,262) 1,643,897 62 2,100,350 (404,047) 11,245,041$ 11,751,276$ 11,768,458$ 12,249,867$ 12,668,583$ 13,915,919 5,205,710$ (231,695)$ (697,244)$ 466,397$ 648,036$ (205,517)$ 1,432,687 (924,803) 2,198,689 1,922,823 3,390,884 858,947 6,638,397$ (1,156,498)$ 1,501,445$ 2,389,220$ 4,038,920$ 653,430$ 127 7.2 2009 2010 2011 2012 General Fund Nonspendable Inventory -$ -$ -$ -$ Committed Compensated absences - - 869,801 882,942 Unreserved 7,405,422 7,613,583 - - Unassigned - - 6,645,169 6,514,525 Total general fund 7,405,422$ 7,613,583$ 7,514,970$ 7,397,467$ All Other Governmental Funds Reserved 5,252,033$ 5,383,786$ -$ -$ Nonspendable Prepaid items - - - - Restricted Housing and redevelopment assistance - - 2,468,311 1,595,856 Murl revolving fund - - 29,775 32,852 Debt service - - 3,831,273 4,405,942 10% lawful gambling contribution - - 6,323 3,795 DWI-related enforcement, training and education - - 38,188 41,723 Committed Housing and redevelopment assistance - - 3,541,003 3,754,395 Capital outlay - city wide - - 8,607,284 8,848,629 Capital outlay - replace and renovation of city bldgs.- - 9,645,755 10,308,963 Capital outlay - street reconstruction - - 4,028,317 2,463,377 Capital outlay - police equipment - - 3,184,679 3,191,297 Capital outlay - cable TV equipment - - - - Capital outlay - fire equipment - - 629,063 636,661 Capital outlay - street maintenance - - 1,908,638 1,872,925 Capital outlay - fleet - - - - Capital outlay - information technology - - - - Assigned Police department purposes - - 7,138 32,058 Park and recreation department purposes - - 33,275 25,805 Other purposes - - 12,275 12,371 Unassigned - - - - Unreserved, reported in Special revenue funds 4,702,340 5,158,888 - - Capital projects funds 26,544,020 25,553,862 - - Total all other governmental funds 36,498,393$ 36,096,536$ 37,971,297$ 37,226,649$ Note: The City implemented GASB Statement No. 54 in 2011. Years prior to 2011 have not been restated. 128 City of Crystal Fund Balances of Governmental Funds (Modified Accrual Basis of Accounting) Last Ten Fiscal Years (unaudited) 7.2 Table 3 2013 2014 2015 2016 2017 2018 -$ -$ 27,488$ 15,519$ 19,169$ 23,941$ 840,514 801,697 782,627 817,760 753,962 774,914 - - - 6,862,599 6,594,097 6,382,810 6,220,496 6,119,325 6,181,591 7,703,113$ 7,395,794$ 7,192,925$ 7,053,775$ 6,892,456$ 6,980,446$ -$ -$ -$ -$ -$ -$ 78,455 - 8,450 - - - 1,593,243 1,655,414 1,703,927 1,783,870 1,768,695 1,327,159 35,651 39,519 - - - - 5,440,681 5,528,971 6,437,512 5,750,342 5,312,296 6,079,365 1,945 445 - - - - 59,357 55,399 40,626 32,375 27,824 58,991 3,914,649 3,974,329 4,247,836 4,215,316 3,846,024 3,931,334 8,647,926 8,632,632 8,498,360 8,357,889 8,211,949 399,581 10,286,268 6,964,198 - 105,509 644,615 3,338,128 2,261,153 2,347,934 2,074,645 2,132,454 2,718,992 5,672,092 3,138,748 3,122,050 3,126,443 3,108,331 2,870,691 2,812,125 - - 35,487 72,531 111,450 152,917 637,970 643,352 648,635 585,905 212,683 1,932,904 1,854,710 1,251,683 1,420,778 1,590,262 1,696,974 - - - - - - 2,790,279 - - - - - 466,596 18,531 14,873 22,453 40,631 40,631 40,631 26,718 24,686 23,684 20,729 20,729 20,729 11,855 8,060 9,042 7,755 12,564 12,564 - - (626,968) - - - - - - - - - - - - - - - 38,007,860$ 34,263,545$ 27,670,910$ 27,803,899$ 27,496,117$ 29,035,395$ 129 7.2 2009 2010 2011 2012 Revenues Property taxes 9,844,690$ 9,200,159$ 9,323,325$ 9,714,591$ Special assessments 3,034,025 2,102,306 2,718,038 3,540,032 Licenses, permits and inspections 616,527 666,542 674,693 670,162 Intergovernmental 2,553,124 3,043,371 3,944,380 2,508,451 Charges for sales and/or services 1,085,841 769,153 759,262 826,023 Administrative services provided to other funds 303,159 273,653 294,594 278,835 Fines and forfeitures 404,871 426,922 353,125 316,496 Interest 1,165,835 913,481 801,534 669,524 Net increase (decrease) in fair value of investments (202,228) 84,828 206,953 (142,882) Miscellaneous 1,036,102 484,731 379,636 450,274 Total revenues 19,841,946 17,965,146 19,455,540 18,831,506 Expenditures General government 2,062,105 2,019,487 1,898,990 2,030,717 Public safety 5,068,676 5,722,179 5,992,955 5,429,833 Public works 1,169,753 1,912,121 1,450,552 1,315,019 Parks and recreation 1,919,783 1,948,935 1,955,070 1,978,397 Community development 1,451,652 1,425,627 1,382,770 1,408,056 Capital outlay 9,247,869 4,112,480 4,528,799 7,052,365 Debt service - Principal 1,118,889 1,599,619 1,810,083 1,500,682 Interest and other fees 507,246 549,775 529,299 538,947 Total expenditures 22,545,973 19,290,223 19,548,518 21,254,016 Excess (Deficiency) of Revenues Over (Under) Expenditures (2,704,027) (1,325,077) (92,978) (2,422,510) Other Financing Sources (Uses) Issuance of bonds 4,564,778 1,000,222 1,705,000 2,635,000 Issuance of refunding bonds - 1,204,778 - - Issuance of notes payable - 58,501 - - Refunded bonds redeemed - (1,204,778)- - Premium on bonds issued - - - 70,531 Proceeds from sale of property and equipment 28,592 32,158 41,314 56,169 Discount on bonds issued (43,680)- (17,391)- Transfers in 987,463 1,135,907 1,646,572 2,865,486 Transfers out (953,500) (1,095,407) (1,506,369) (2,791,827) Total other financing sources (uses)4,583,653 1,131,381 1,869,126 2,835,359 Net Change in Fund Balances 1,879,626$ (193,696)$ 1,776,148$ 412,849$ Debt service as a percentage of noncapital expenditures 12%14%16%14% 130 City of Crystal Changes in Fund Balances of Governmental Funds (Modified Accrual Basis of Accounting) Last Ten Fiscal Years (unaudited) 7.2 Table 4 2013 2014 2015 2016 2017 2018 9,641,513$ 9,621,688$ 9,664,690$ 9,966,978$ 10,569,176$ 11,231,206$ 3,467,243 2,873,099 3,328,989 3,950,081 4,468,266 3,452,454 843,741 924,967 808,695 773,479 785,451 740,192 3,046,762 2,930,382 3,175,821 3,062,273 3,133,642 3,641,377 899,525 1,718,581 932,081 913,329 859,087 935,558 291,368 - - - - - 397,759 405,546 355,566 322,009 359,917 251,732 473,660 331,758 291,400 245,865 259,657 511,542 (379,426) 9,442 4,825 59,015 - - 502,878 111,496 409,295 1,046,909 354,302 595,766 19,185,023 18,926,959 18,971,362 20,339,938 20,789,498 21,359,827 2,158,164 2,198,872 2,289,245 2,517,924 2,639,028 2,580,042 5,679,203 5,692,868 5,841,029 6,143,480 6,589,235 7,028,892 1,311,719 2,246,292 1,327,418 2,077,476 1,455,074 1,391,736 2,029,179 2,081,162 2,229,890 2,240,202 2,379,532 2,546,771 1,464,562 1,252,952 1,197,652 1,108,920 1,279,318 1,548,967 7,327,877 7,209,039 14,022,519 7,124,563 9,829,622 3,255,645 1,358,811 2,275,042 1,379,264 2,481,027 1,968,341 1,587,269 564,181 554,063 536,202 591,516 551,467 548,573 21,893,696 23,510,290 28,823,219 24,285,108 26,691,617 20,487,895 (2,708,673) (4,583,331) (9,851,857) (3,945,170) (5,902,119) 871,932 3,630,000 - 2,550,000 3,330,000 4,665,000 - - - - - - - - - - - - - - - - - - - 58,626 - 92,777 99,664 273,843 - 57,310 82,547 33,224 122,359 91,114 253,287 - - - - - - 895,350 2,347,933 931,436 673,132 1,944,997 10,580,478 (845,756) (1,898,783) (551,084) (286,146) (1,541,936) (10,078,429) 3,795,530 531,697 3,056,353 3,939,009 5,433,018 755,336 1,086,857$ (4,051,634)$ (6,795,504)$ (6,161)$ (469,101)$ 1,627,268$ 13%17%13%18%15%12% 131 7.2 132 (THIS PAGE LEFT BLANK INTENTIONALLY) 7.2 City of CrystalTaxable and Estimated Market Values of Taxable PropertyLast Ten Fiscal Years(unaudited)Table 5Real PropertyTotalEstimatedFiscalCommercial PersonalTaxableActualYearResidential Apartments IndustrialPropertyMarket ValueMarket Value2009 1,480,780,567$ 111,623,000$ 190,548,200$ 11,717,000$ 1,794,668,767$ 39.789 % 1,799,864,267$ 99.71 %2010 1,359,108,500 109,744,000 177,950,600 11,371,300 1,658,174,400 44.2701,663,404,700 99.692011 1,214,915,800 101,790,000 162,932,900 11,554,800 1,491,193,500 48.7641,496,063,900 99.672012 1,019,240,647 100,691,000 161,022,000 11,783,600 1,292,737,247 52.9291,457,765,100 88.682013864,841,494 100,076,440 159,257,200 12,586,700 1,136,761,834 57.6301,311,691,400 86.662014864,287,852 101,813,000 156,849,300 12,661,700 1,135,611,852 56.0151,440,635,800 78.832015 1,020,212,713 104,420,800 155,744,300 13,315,900 1,293,693,713 50.4981,484,886,100 87.122016 1,153,327,871 154,241,560 159,609,700 13,517,900 1,480,697,031 53.2071,620,984,300 91.352017 1,280,234,014 167,116,280 174,031,700 13,922,200 1,635,304,194 50.3601,767,035,000 92.552018 1,405,036,164 178,406,933 180,514,900 15,766,500 1,779,724,497 50.4161,782,801,500 99.83Source: Hennepin County133 RateTaxDirectTotalTotal TaxableMarket ValueActualof Estimatedas a PercentMarket Value7.2 Fiscal Year 2009 38.288 % 1.501 % 0.000 % 39.789 % 27.214 % 40.413 % 7.154 % 2010 40.285 1.400 2.585 44.270 28.621 42.640 8.138 2011 44.529 1.418 2.817 48.764 34.387 45.840 9.172 2012 48.219 1.588 3.122 52.929 32.810 48.231 9.523 2013 52.520 1.480 3.630 57.630 32.347 49.461 10.089 2014 51.268 1.241 3.506 56.015 34.777 49.959 10.561 2015 49.100 1.398 0.000 50.498 33.226 46.398 9.785 2016 51.831 1.376 0.000 53.207 33.833 45.356 9.530 2017 48.949 1.411 0.000 50.360 31.612 44.087 9.319 2018 49.168 1.248 0.000 50.416 31.957 42.808 8.973 Note: Information reflects total tax rates levied by each entity. Tax rates are expressed in terms of "net tax capacity." A property's tax capacity is determined by multiplying its taxable market value by a state-determined class rate. Class rates vary by property type and change periodically based on state legislation. * Includes Metropolitan Council, Metropolitan Transit, Metropolitan Mosquito Control, Hennepin Parks, Park Museum, and the Hennepin County Regional Railroad Authority. Source: Hennepin County 134 City of Crystal Property Tax Rates - Direct and Overlapping Governments Last Ten Fiscal Years (unaudited) City Direct Tax Rates Basic Rate HRA G.O. Debt Service Hennepin County Special Districts * Total City Direct Tax Rate Robbinsdale ISD #281 7.2 Table 6 114.570 % 0.012 % 0.237 % 114.819 % 123.669 0.013 0.229 123.911 138.163 0.014 0.231 138.408 143.493 0.015 0.276 143.784 149.527 0.016 0.297 149.840 151.312 0.016 0.303 151.631 139.907 0.015 0.285 140.207 141.926 0.014 0.282 142.222 135.378 0.013 0.250 135.641 134.154 0.000 0.234 134.388 135 Robbinsdale ISD #281 Market Value Rate Total Overlapping Tax Rate Total Tax Capacity Tax Rate Crystal Debt Service Market Value Rate 7.2 Table 7 Tax Tax Taxpayer Type of Property Capacity * Rank Capacity * Rank Crystal Shopping Center Assoc. Shopping center 460,950$ 1 2.68 % 419,250$ 1 2.00 % Crystal Village Apartments, LLC Apartments 234,263 2 1.36 189,538 4 0.90 Crystal Gallery Developers Shopping center 220,310 3 1.28 159,250 6 0.76 Cedarwood Investors LLC Apartments 193,963 4 1.13 Smith-Sturm Investment Co. Apartments 189,213 5 1.10 140,013 7 0.67 Crystal Medical Building, LLC Office/clinic 180,850 6 1.05 Target Corporation Department store 159,250 7 0.93 205,250 3 0.97 Minnesota Senior Living LLC Apartments 151,275 8 0.88 SuperValu, Inc. Grocery store 145,330 9 0.85 169,250 5 0.81 Crystal Leased HSG Assoc. Housing 143,343 10 0.83 Lanel Financial Group Apartments 404,664 2 1.93 Winpark One Two, LLC Industrial 133,250 8 0.64 Industrial Equities Group, LLC Office/warehouse 114,250 9 0.54 Core Mpls. Portfolio LLC Industrial 69,250 10 0.33 2,078,747$ 12.09 % 2,003,965$ 9.56 % Total City of Crystal tax capacity 17,168,288$ 20,966,573$ * Tax Capacity is computed by applying class rate percentages, specific to each type of property classification, against Taxable Market Value. Class rate percentages vary depending upon the type of property. The formulas and class rates for converting Taxable Market Value into Tax Capacity represent a basic element of the Minnesota property tax system and are subject to annual revisions by the State. Source: Hennepin County 136 City of Crystal Principal Property Taxpayers Current Year and Nine Years Ago (unaudited) Percentage of Total Tax Capacity Percentage of Total Tax Capacity 2018 2009 7.2 CurrentDelinquentTotalOutstandingFiscalTaxTaxTaxTaxDelinquentYearLevyCollectionsCollections CollectionsTaxes20097,937,517$ 7,787,343$ 98.11 %150,174$ 7,937,517$ 100.00 %-$ 0.00 %20108,849,440 8,675,169 98.03174,271 8,849,440 100.00- 0.0020118,900,044 8,780,526 98.66119,518 8,900,044 100.00- 0.0020129,258,402 9,139,252 98.71119,150 9,258,402 100.00- 0.0020139,159,895 9,090,927 99.2586,755 9,177,682 100.19(17,787) -0.1920149,217,153 9,144,399 99.2166,791 9,211,190 99.945,963 0.0620159,288,837 9,217,089 99.2361,506 9,278,595 99.8910,242 0.1120169,954,054 9,871,608 99.1773,467 9,945,075 99.918,979 0.09201710,606,338 10,538,868 99.3649,666 10,588,534 99.8317,804 0.17201811,172,069 11,093,852 99.3011,093,852 99.3060,167 0.54Source: City of Crystal Finance Department recordsCity of CrystalProperty Tax Levies and CollectionsLast Ten Fiscal Years(unaudited)137 Table 8DelinquentTaxes as aPercentage ofTax LevyTotalCollections asa Percentageof Tax LevyPercentageof LevyCollected7.2 2009 2010 2011 2012 2013 Taxable market value - amounts 1,794,668$ 1,658,174$ 1,491,193$ 1,292,737$ 1,136,761$ expressed in thousands Debt limit (3% of taxable market value) 53,840,000$ 49,745,000$ 44,736,000$ 38,782,000$ 34,103,000$ Less debt applicable to debt limit: Total bonded debt 12,824,778 12,310,891 12,282,995 13,518,886 15,926,532 Deductions - Tax increment bonds 260,000 - - - - Special assessment bonds 9,525,000 8,915,000 9,880,000 11,770,000 14,191,612 9,785,000 8,915,000 9,880,000 11,770,000 14,191,612 Total debt applicable to debt limit 3,039,778 3,395,891 2,402,995 1,748,886 1,734,920 Legal debt margin 50,800,222$ 46,349,109$ 42,333,005$ 37,033,114$ 32,368,080$ Total debt applicable to the debt limit as a percentage of the debt limit 5.6%6.8%5.4%4.5%5.1% Source: City of Crystal Finance Department records 138 City of Crystal Legal Debt Margin Information Last Ten Fiscal Years (unaudited) 7.2 Table 9 2014 2015 2016 2017 2018 1,135,611$ 1,293,694$ 1,339,237$ 1,482,067$ 1,637,892$ 34,068,000$ 38,811,000$ 40,177,000$ 44,462,000$ 49,137,000$ 13,740,062 15,099,795 15,900,940 19,068,514 17,695,020 - - - - - 12,559,803 14,083,544 15,050,000 19,068,514 17,695,020 12,559,803 14,083,544 15,050,000 19,068,514 17,695,020 1,180,259 1,016,251 850,940 - - 32,887,741$ 37,794,749$ 39,326,060$ 44,462,000$ 49,137,000$ 3.5% 2.6% 2.1% 0.0% 0.0% 139 7.2 Table 10BusinessTypeActivitiesG.O. G.O.TaxSpecialG.O.TotalFiscalG.O. IncrementAssessmentNotesPrimaryPerYearBondsBondsBondsPayableGovernmentCapita2009 3,039,778$ 260,000$ 9,525,000$ -$ -$ 12,824,778$ 0.71 % 1.10 % 583$ 2010 3,395,891 - 8,915,000 46,100 - 12,356,991 0.75 1.02 558 2011 2,402,995 - 9,880,000 46,100 - 12,329,095 0.83 0.97 556 2012 1,741,221 - 11,768,751 35,081 - 13,545,053 1.05 1.03 604 2013 1,734,920 - 14,191,612 - - 15,926,532 1.40 1.16 703 2014 1,180,259 - 12,559,803 - - 13,740,062 1.21 0.96 612 2015 1,016,251 - 14,083,544 - - 15,099,795 1.17 1.01 661 2016 850,940 - 15,281,867 - - 16,132,807 1.09 1.05 706 2017 - - 19,068,514 - - 19,068,514 1.17 1.17 832 2018 - - 17,695,020 - - 17,695,020 0.99 1.07 760 Sources: Outstanding Debt - City of Crystal Finance Department RecordsTaxable Market Value - Hennepin County Assessor DepartmentPersonal income - U.S. Department of Commerce, Bureau of Economic AnalysisPopulation - U.S. Census Bureau for census years and estimates by Metropolitan Council for non-census yearsCity of CrystalLast Ten Fiscal Years(unaudited)Percentageof TaxablePercentageof Ratios of Outstanding Debt by TypeGovernmentalActivitiesMarketValuePersonalIncome140 7.2 Table 11 Less Amount Restricted Fiscal G.O.for Debt Year Bonds Service Total 2009 3,039,778$ 272,006$ 2,767,772$ 0.15 %125.73 % 2010 3,395,891 272,312 3,123,579 0.19 141.01 2011 2,402,995 282,456 2,120,539 0.14 95.66 2012 1,741,221 291,284 1,449,937 0.11 64.68 2013 1,734,920 294,217 1,440,703 0.13 63.62 2014 1,180,259 455,740 724,519 0.06 32.29 2015 1,016,251 456,775 559,476 0.04 24.48 2016 850,940 298,069 552,871 0.04 24.19 2017 - - - 0.00 0.00 2018 - - - 0.00 0.00 Note: Details regarding the city's outstanding debt can be found in the notes to the financial statements. Sources: The amount of G.O. bonds is from Table 9 - Legal Debt Margin Information The amount restricted for Debt Service is the sum of fund balances for applicable issues Property value data is from Table 5 - Taxable and Estimated Market Values of Taxable Property Population data is from Table 13 - Demographic and Economic Statistics 141 City of Crystal Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years (unaudited) Per Capita Percentage of Taxable Market Value of Property 7.2 City of Crystal Direct and Overlapping Governmental Activities Debt As of December 31, 2018 (unaudited) Net General Obligation Amount Bonded Debt Applicable to Jurisdiction Outstanding Government Direct - City of Crystal 17,695,020$ 100.00 % 17,695,020$ Overlapping - Robbinsdale ISD #281 189,776,056 18.97 36,000,518 Hennepin County 1,056,890,798 1.10 11,625,799 Hennepin Suburban Park District 43,575,708 1.53 666,708 Hennepin Regional RR Authority 24,600,380 1.53 376,386 Metropolitan Council / Transit 75,902,689 0.52 394,694 1,390,745,631 49,064,105 Total 1,408,440,651$ 66,759,125$ * Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City of Crystal. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City of Crystal. This process recognizes that, when considering the City of Crystal's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. The percentage of overlapping debt is estimated using tax capacity. Applicable percentages were estimated by determining the portion of each overlapping government's tax capacity within the City of Crystal's boundaries and dividing it by that government's total tax capacity. Source: City of Crystal Finance Department records and Hennepin County 142 Table 12 Percentage Applicable to Government * 7.2 Table 13 Per Capita Total City District-Wide Fiscal Personal Personal School Year Population Income Income Enrollment 2009 22,014 52,999$ 1,166,719,986$ 11,644 10.4 % 2010 22,151 54,949 1,217,175,299 11,662 9.3 2011 22,168 57,476 1,274,127,968 11,734 8.2 2012 22,417 58,898 1,320,316,466 11,720 5.9 2013 22,645 60,601 1,372,309,645 11,827 5.2 2014 22,436 63,901 1,433,682,836 11,821 4.3 2015 22,852 65,231 1,490,658,812 12,690 3.7 2016 22,855 67,427 1,541,044,085 12,630 3.7 2017 22,929 71,067 1,629,495,243 12,011 3.4 2018 23,287 71,067 1,654,937,229 11,957 2.8 Sources: - Population - U.S. Census Bureau for census years and estimates by Metropolitan Council for non-census years. - Per capita personal income - U.S. Department of Commerce, Bureau of Economic Analysis. The per capita personal income used is that for Hennepin County, MN, in which the City resides. It is the smallest region applicable to the City that this information is available for. The current year is reported same as the prior year due to data not yet being available at the time this report was prepared. - Total City personal income - These estimated amounts are derived by multiplying the per capita personal income amount by the City's population for each applicable year. - District-wide school enrollment - Counts are provided by Robbinsdale ISD #281 as of December 31 of each year. ISD #281 serves households in all or parts of Crystal, Brooklyn Center, Brooklyn Park, Golden Valley, New Hope, Plymouth and Robbinsdale. - Unemployment rate - Minnesota Department of Employment and Economic Development. Rates are an adjusted yearly average. 143 Unemployment Rate City of Crystal Demographic and Economic Statistics Last Ten Fiscal Years (unaudited) 7.2 Number of Number of Employer Employees Rank Employees Rank Volunteers of America - Crystal Care Center 200 1 5.10 %183 2 4.65 % Target 185 2 4.72 200 1 5.09 Cub Foods 156 3 3.98 150 3 3.81 City of Crystal 101 4 2.58 102 4 2.59 Kilmer Electric Co., Inc.96 5 2.45 Buffalo Wild Wings 65 6 1.66 Almsted's Crystal Super Value 60 7 1.53 McDonald's 44 8 1.12 Minnesota Grinding 40 9 1.02 Perkins 37 10 0.94 Crystal Super Value 60 5 1.53 Thrift-Way Supermarket 45 6 1.14 Featherlite Exhibits 25 7 0.64 Qwest (now CenturyLink)*8 0.00 Wells Fargo Bank, N.A.*9 0.00 Unknown **10 0.00 984 25.10 %765 19.45 % Estimated total employment 3,922 3,932 * Qwest and Wells Fargo Bank are large employers within the City of Crystal but no longer give out local employment numbers. ** Data is NOT available from the Minnesota Department of Employment and Economic Development, as such data is classified as private. No source of data for this table was available that included rankings down to 10. Sources: - Principal employers are a result of telephone surveys of employers by Springsted, Inc., in conjunction with city bond sales. - Estimated Total Employment is per the Minnesota Department of Employment and Economic Development web site.144 City of Crystal Prinicpal Employers Current Year and Nine Years Ago (unaudited) 2018 2009 Table 14 Percentage of Total City Employment Percentage of Total City Employment 7.2 Function2009 2010 2011 2012 2013 2014 2015 2016 2017 2018General Government12 11 11 11 11 11 11 11 99Public Safety Police Officers29 28 30 30 28 27 30 30 33 33Civilians7686654455Public Works Engineering3333333333Maintenance9878888888Parks and Recreation Park maintenance6666666666Recreation5555555655Community Development7776677677Utilities Water / sanitary sewer / storm drainage899899910101086 83 86 83 82 81 83 84 86 86Source: City of Crystal Finance Department recordsTable 15City of CrystalFull-Time City Government Employees By Function Last Ten Fiscal Years(unaudited)145 7.2 Function 2009 2010 2011 2012 2013 General Government Administration Employee recruitments 15 11 16 19 19 Licenses issued 976 1,069 1,057 1,159 1,262 Public Safety Police Calls for service 30,007 30,681 32,464 31,878 31,624 Citations issued 5,548 5,369 6,199 6,133 6,622 Criminal cases investigated 1,490 1,426 1,261 1,771 1,123 Total arrests 1,265 1,081 1,184 1,226 925 Animal control incidents 709 334 501 471 469 Dog licenses issued 350 344 315 287 219 Fire (West Metro Fire-Rescue District) Calls for service 1,346 1,451 1,641 1,349 1,448 Inspections, plan reviews and consultations 768 796 899 734 747 Public Works Miles of streets sealcoated 4 5 12 6 5 Miles of streets reconstructed 7 - 4 6 6 Phase of 16-phase street project Phase 10 Phase 11 Phase 12 Phase 13 Parks and Recreation Recreation program participants 8,375 8,459 9,301 9,132 10,600 No. of teams in team sports 155 172 195 221 212 No. of participants in special events 3,822 4,040 4,647 4,142 3,897 No. of rental groups 162 228 208 185 229 No. of facility rentals ********** Community Center permits 672 659 600 657 684 Pool attendance 33,413 35,681 33,220 31,127 30,009 Community Development Permit inspections 3,065 2,664 2,331 2,350 2,868 Code enforcement incidents 1,604 1,434 1,378 1,319 1,332 Rental housing - number of licensed units 2,343 2,431 2,457 2,575 2,788 Point of sale inspections/re-inspections 726 416 424 385 468 Planning Commission applications 19 8 18 8 16 Utilities Water system Average residential consumption (million gallons / day)1.53 Mg/d 1.45 Mg/d 1.33 Mg/d 1.46 Mg/d 1.34 Mg/d * The sealcoat program was phased out after 2013. Mill and overlay will be used going forward. ** Effective 2016, it was determined that number of facility rentals was a better measure of reporting than number of rental groups. Only that indicator will be presented on a prospective basis. *** The point of sale program was phased out in 2015-2016. Source: Various city departments 146 City of Crystal Operating Indicators By Function Last Ten Fiscal Years (unaudited) 7.2 Table 16 2014 2015 2016 2017 2018 22 26 17 20 15 1,333 1,294 1,323 954 840 34,362 31,077 30,860 27,296 32,863 6,230 5,798 5,771 4,710 4,465 1,172 1,208 1,372 1,362 1,525 767 859 926 826 906 447 457 509 391 303 258 298 278 223 195 1,663 1,514 1,573 1,922 1,856 808 824 746 880 691 ***- - - 5 5 5 - Phase 14 Phase 15 Phase 16 13,847 12,149 11,082 11,623 13,615 212 216 249 228 246 5,425 4,542 5,382 4,690 6,292 218 201 ****** **** 711 1,022 970 680 671 862 957 776 28,042 28,092 26,769 27,098 30,350 2,779 2,771 2,430 2,835 2,704 1,482 1,539 1,514 1,405 1,317 2,859 2,548 2,915 2,831 2,715 442 404 13 13 *** 12 6121113 1.26 Mg/d 1.22 Mg/d 1.20 Mg/d 1.60 Mg/d 1.40 Mg/d 147 7.2 Function 2009 2010 2011 2012 2013 2014 Public Safety Police Number of stations 111111 Public Works Street maintenance Miles of city street 92 92 92 91 91 91 Parks and Recreation Recreation Number of park acres 243 243 244 253 253 253 Number of parks 282828282828 Number of parks with playground apparatus 19 19 20 20 20 20 Number of tennis courts 13 13 13 12 12 12 Number of supervised ice skating rinks Hockey 444444 General use 333333 Number of baseball fields General use 222222 Grogan Park (Little League) Fields 333333 Number of softball fields Reservable 777777 Non-reservable (neighborhood park backstop)16 16 16 16 15 15 Number of full-size soccer fields 112222 Number of skateboard parks 111111 Community Center Number of centers 111111 Waterslide / swimming pool Number of facilities 111111 Utilities Water system Miles of water main (owned by city)909090909090 Number of service connections 7,864 7,885 7,888 7,803 7,812 7,817 Number of fire hydrants 808 809 819 820 821 821 Sewer system Miles of sanitary sewer 87 87 87 87 87 87 Number of service connections 7,912 7,910 7,911 7,821 7,827 7,837 Number of lift stations 777777 Storm drainage system Miles of storm sewer 60 64 64 66 74 76 Number of lift stations 111111 Note: No capital asset indicators are available for the general government and community development functions. Source: Various city departments 148 City of Crystal Capital Asset Statistics By Function Last Ten Fiscal Years (unaudited) 7.2 Table 17 2015 2016 2017 2018 1111 91 90 90 90 253 263 263 261 28 27 27 26 20 19 19 19 12777 4433 3322 2222 3333 7775 10777 2222 1111 1111 1111 90 90 93 93 7,830 7,841 7,841 7,849 823 823 797 797 87 87 87 87 7,845 7,855 7,855 7,863 7777 76 77 65 65 1111 149 7.2 City of Crystal Hennepin County, Minnesota Minnesota Legal Compliance December 31, 2018 7.2 City of Crystal Table of Contents Minnesota Legal Compliance 1 7.2 1 Minnesota Legal Compliance Independent Auditor's Report Honorable Mayor and Members of the City Council City of Crystal Crystal, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America, the financial statements of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of City of Crystal, Minnesota, as of and for the year ended December 31, 2018, and the related notes to financial statements, and have issued our report thereon dated June 25, 2019. The Minnesota Legal Compliance Audit Guide for Cities, promulgated by the State Auditor pursuant to Minn. Sat. § 6.65, contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing. Our audit considered all of the listed categories. In connection with our audit, nothing came to our attention that caused us to believe that the City of Crystal, Minnesota failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Cities. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed the additional procedures, other matters may have come to our attention regarding the City's noncompliance with the above referenced provisions. This report is intended solely for the information and use of those charged with governance and management of the City and the State Auditor and is not intended to be, and should not be, used by anyone other than these specified parties. Minneapolis, Minnesota June 25, 2019 7.2 City of Crystal Matt Mayer, CPA Audit Presentation July 16, 2019 7.2 Independent Auditor’s Report ●Management is responsible for the financial statements ●Auditor is responsible to express an opinion on the financial statements ●Unmodified Opinion –best opinion an auditor is able to offer ●Provides assurance that the financial statements are fairly presented in all material respects 2 7.2 Independent Auditor’s Report ●Minnesota Legal Compliance Audit No findings ●Internal Control Findings Lack of Segregation of Accounting Duties 3 7.2 General Fund 4 General Fund Budget Actual Variance Percentage Revenue Taxes and assessments 9,603,779$ 9,538,650$ (65,129)$ -0.7% Intergovernmental 1,868,789 1,860,929 (7,860) -0.4% Licenses, permits, fines, and charges for services 1,978,979 1,792,534 (186,445) -9.4% Other 141,080 162,889 21,809 15.5% Total revenues 13,592,627 13,355,002 (237,625) -1.7% Expenditures General government 2,479,741 2,464,910 (14,831) -0.6% Public safety 6,989,682 6,971,706 (17,976) -0.3% Public works 1,371,333 1,391,736 20,403 1.5% Parks and recreation 2,625,129 2,457,539 (167,590) -6.4% Community development 571,191 565,170 (6,021) -1.1% Total expenditures 14,037,076 13,851,061 (186,015) -1.3% Excess of revenues over (under) expenditures (444,449) (496,059) (51,610) 11.6% Net other financing sources (uses) 444,449 584,049 139,600 31.4% Change in fund balance - 87,990 87,990 N/A Beginning fund balance 6,892,456 6,892,456 - 0.0% Ending fund balance 6,892,456$ 6,980,446$ 87,990$ 1.3% 7.2 General Fund 5 7.2 General Fund 6 7.2 General Fund Revenues 7 7.2 General Fund Expenditures -2018 8 General Government 18% Public Safety 50% Public Works 10% Parks and Recreation 18% Community Development 4% 7.2 General Fund Expenditures -2017 (Continued) 9 General Government 20% Public Safety 49% Public Works 9% Parks and Recreation 18% Community Development 4% 7.2 General Fund Expenditures 10 7.2 Water Enterprise Fund Operations 11 7.2 Sanitary Sewer Enterprise Fund Operations 12 7.2 Storm Drainage Enterprise Fund Operations 13 7.2 Street Lights Enterprise Fund Operations 14 7.2 Per Capita Trends 15 2017** 2018*** Intergovernmental revenues per capita 149$ 137$ 159$ Property taxes per capita ****475 452 478 Total revenue per capita 968 910 932 Expenditures per capita (less debt service and capital)665 628 658 Total expenditures per capita 1,082 1,168 894 Population 22,855 22,929 * Statewide data obtained from the office of the State Auditor's 2017 Minnesota City Finances Report ** 2017 per capita data uses 2016 population forecast from Metropolitan Council *** 2018 per capital data uses 2017 population forecast from the Metropolitan Council **** Property taxes exclude tax increments Population City of Crystal Between 2017 Statewide * Average-Cities 20,000 and 100,001 7.2 Tax Capacity, Certified Levy, and City Tax Rate 16 7.2 17 17 Questions? Matthew Mayer 952-563-6873 Matt.Mayer@berganKDV.com 7.2 THANK YOULET’S DO MORE, TOGETHER. 18 7.2 19 bergankdv.com | #starthere BerganKDV is a leading professional services firm with a contagious culture; where growth is fostered and making a difference means something. Our values drive our decisions, and our passion is empowering people and creating a wow experience for our clients. We are powered by people who do business the Midwest way delivering comprehensive business, financial and technology solutions including business planning and consulting, tax, assurance and accounting, technology, wealth management and turnaround management services. From tax reform to technology, we go beyond so you can… DO MORE. 19 7.2 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4