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2013.01.15 EDA Work Session PacketAGENDA ECONOMIC DEVELOPMENT AUTHORITY OF THE CITY OF CRYSTAL • WORK SESSION • TUESDAY, JANUARY 15, 2013 IMMEDIATELY FOLLOWING THE REGULAR CITY COUNCIL MEETING CRYSTAL CITY HALL CONFERENCE ROOM A Call to order 2. Roll call Discuss 2012 Annual Report and 2013 Work Program " Adjournment Materials attached 01/09/13 GAEDA\Agendas\2013\01.15 ws.docx MEMORANDUM CfCITY�-RYSTAL FROM: John Sutter, City PlannerlAssistant Community Development Director DEPARTMENT HEAD REVIEW: Patrick Peters, Community Development Director DATE: January 10, 2013 TO: Anne Norris, Executive Director (for January 15, 2013 EDA work session) SUBJECT: Discuss draft 2012 Annual Report and 2013 Work Program Enclosed please find the staff drafts of the EDA's 2012 Annual Report and 2013 Work Program. EDA review and discussion is requested at the January 15, 2013 work session. This will give staff two weeks to include any additional information or make any adjustments/corrections desired by the EDA before it considers the 2012 Annual Report and 2013 Work Program on February 5, 2013. ECONOMIC DEVELOPMENT AUTHORITY OF THE CITY OF CRYSTAL 2012 Annual Report The Economic Development Authority of the City of Crystal ("the EDN') formulates and implements the city's redevelopment and housing improvement programs. It operates under the provisions of Minnesota Statutes Chapter 469, and has powers similar to a Housing & Redevelopment Authority. For residential property, EDA activities generally involve using voluntary ecc replace blighted, structurally substandard or functionally obsolete houses;; c assistance to homeowners to help them make improvements to their house family and commercial/industrial redevelopment are typically accomplished more complex projects made possible by a combination of different funding they also sometimes require participation by multiple government agencies, organizations and businesses. _ As in previous years, the EDA recommended and the Council approved an provide funding for redevelopment activities. The following are specific descriptions of 2012 EDA activities: 1. Single Family Residential - Scattered Site Redevelopment 37 lots weri lots were s and sold, tv 2013-2014. a) Acgt ■ 4326 Lane ■ 4330 Zane In 5527 Xenia luisitions to r:providing s. Multi - in larger, sources; non-profit EDA levy to 3w houses at various times in 2012 and 14 of these iber31, 2012, seven houses had been completed completion and five are scheduled for construction in - ovw — SOLD ■ 5626 Vera Cruz ■ 662046 th — SOLD ■ 5657 Adair ■ 3533 Lee ■ 4331 Vera Cruz ■ 4343 Xenia ■ 5824 Regent ■ 5700 Regent PAGE 1 OF 5 ■ 6529 50" ■ 4633 Douglas Dr ■ 5255 Edgewood ■ 5548 Yates ■ 5715 Regent ■ 4901 Vera Cruz ■ 4553 Yates ■ 5724 Perry — TO HABITAT FOR HUMANITY (NSP') ■ 7041 60t'— TO HABITAT FOR HUMANITY (NSP*) ■ 3528 Noble — TO HABITAT FOR HUMANITY (NSP*) ■ 5116 35th —TO HABITAT FOR HUMANITY (NSP*) ■ 4312 Brunswick—TO HABITAT FOR HUMANITY (NSP*) ■ 5417 35th (excess MnDOT property) ■ 3548 Welcome (excess MnDOT property) ■ 3556 Welcome (excess MnDOT property) ■ 5533 Xenia — SOLD ■ 4553 Hampshire — SOLD ■ 3548 Regent — SOLD ■ 3541 Regent —SOLD ■ 5918 Kentucky — SOLD *NSP refers to 100% federally funded acquisition and demolition of foreclosed, vacant and blighted houses. b)Acquired in 20: ■ 7024 6OF_ OLD ■ 4349 Xenia ■ 4720 Douglas Dr ■ 660162nd ■ 5924 Elmhurst ■ 6516 Brentwood Lot sales from 1998-2012 are summarized in the attached Exhibits A (chart) and B (map). Detailed information about 2010-2012 lot sales is attached as Exhibit C. 2. Single Family Residential - Scattered Site Acquisition and Rehabilitation The EDA does not acquire and renovate houses because city -managed rehab projects are not a very cost-effective way of advancing the city's housing goals when compared with other approaches. Instead, the city utilizes a combination of regulatory tools, rehab incentives, and other agencies' programs to encourage home renovations by homeowners, investors, contractors and others in the private sector. PAGE 2OF5 3. Single Family Residential - Home Improvement Incentive Rebates In 1998, Crystal and four other communities partnered with the Greater Metropolitan Housing Corporation (GMHC) to provide an incentive rebate for improvements to owner occupied homes. Households up to 120% of Twin Cities metropolitan area median income are eligible. Funding for this program initially came from the Minnesota Housing Finance Agency and the Metropolitan Council. After these outside agencies' funds were exhausted, the EDA approved the use of local funds including available increment from expiring TIF districts to maintain the program. 134 Crystal homeowners used the rebate program in 2012. The approximate locations are mapped in Exhibit D. The total and average 2012 rebates are as follows: TOTAL 2012 TOTAL FROM TOTAL COST OF ALL REBATES + HOMEOWNERS = 2012 PROJECTS $159,105 $926,024 $1,085,129 AVERAGE 2012 AVERAGE FROM AVERAGE COST OF REBATE + HOMEOWNER = 2012 PROJECTS $1,187 $6,911 $8,098 4. Single Family Residential — Deferred Home Improvement Loans Since 1982, Crystal has used part of its federal Community Development Block Grant (CDBG) allocation to provide interest-free home improvement loans to households up to 50% of regional median income. Repayment is deferred for 15 years and then forgiven if the recipient continues to own and occupy the property throughout that time. Households from 50% to 80% of regional median income are also eligible but those loans are interest-bearing. Hennepin County administers this program for Crystal as it does for nine other cities. By reducing and eventually eliminating the use of CDBG funds for scattered site redevelopment, the city increased funding for deferred loans in 2000-2002 and since then has maintained a relatively stable annual funding level of $80,000- $90,000. In addition to the annual allocation, the program also recaptures previously loaned funds in cases where the homeowner sells or moves out within the 15 year term. During the twelve months ending September 30, 2012, $68,000 was spent on rehab projects and $77,000 was committed for additional projects. Three projects were started, four projects were completed and two properties were on the waiting list. PAGE 3 OF 5 5. Single Family Residential — Tax Increment Districts for Housing Renewal In 2012 the EDA provided $3,808 in down payment assistance for a buyer of a vacant house using an FHA 203K purchase -rehab loan. The funds will be recaptured if the homeowner moves out or sells the property within five years. 6. Multi -Family Residential Redevelopment The Cavanagh (5401 51St Avenue North). In October 2012 the EDA acquired the 8.3 acre Cavanagh property from Robbinsdale Area Schools, which had determined that the property was no longer needed for school purposes. In December 2012 the EDA approved the transfer of the east 4 acres to the city for park purposes and the sale of the west 4.3 acres to a private developer (Dominium) for construction of affordable senior housing ("The Cavanagh"). The EDA will complete the demolition of the school in spring 2013. Funding is being provided by Metropolitan Council's Livable Communities Fund for asbestos abatement and Hennepin County for demolition. After the school is demolished, the EDA will sell the site to Dominium and they will begin construction of The Cavanagh. It will be a three story, 130 unit, age - restricted rental building addressed as 5401 51St Avenue North. Unit sizes will range from 1 BR -1 BA to 2BR-2BA and all units will be affordable to households at or below 60% of Twin Cities metropolitan area median income. Construction of The Cavanagh will begin in summer 2013 and be completed in 2014. The approved site plan for The Cavanagh is attached as Exhibit E 7. Commercial and Industrial Redevelopment New Medical Clinic (5700 Bottineau Boulevard). In May 2011 the EDA purchased two acres of vacant, excess highway property from Hennepin County and sold it to a private developer who had also purchased private property from willing sellers. The developer used the resulting four acre site to build a $12 million, 40,000 sq. ft. medical office building. 90% of the building has been leased as of December 31, 2012. 8. Site Investigations, Research and Planning No development activity in 2012. PAGE 4 OF 5 9. Land Bankina for Future Redevelopment In addition to the more immediate redevelopment activities discussed in Section 1, the EDA also takes advantage of opportunities to acquire and hold property for future development. These parcels will be sold depending on market conditions, site characteristics and the status of adjacent properties. As of December 31, 2012 the EDA is holding the following vacant parcels for future development (listed approximately from north to south): ■ 4824 56" ■ 590156th ■ 5565 Vera Cruz ■ 4741 Welcome ■ 3556 Major ■ 3409 June ■ 3401, 3415 and 3443 Douglas Dr ■ 3354 Douglas Dr and 6213 34th ■ 3240 Hampshire ■ 3122 Douglas Dr A map of city and EDA -owned property as of December 31, 2012 is attached as Exhibit F. PAGE 5 OF 5 U o Cry o a o M N G p H A j W O fjoa `m o ti j E N L a o U A c .•Fj H m z"1 vg �d h O � N t0 M 1n fp (O O f9 M f9 f9 f9 W W M W M (A f9 f9 o m a m o N ro r o N r v� O W O N A N R t0 N t0 O W f0 (O O r 0 0 ap T N W N f0 O t0 O r� Ny O nn V tN0 'W Oai N NN MN y r N� O T 'N n 'N O � � W f9 W f9 W f9 f9 O O O Me}� aNW 0 0 N y� O fOp O � CJ r a 0 h O 0 O O N M N O O S O eD r V m O� N l0 N M r H � O N N f9 N Yi M f9 f9 tU W tp t9 tp d) r H) m M ap w r en w h w w oo t L N Cl) ) W O� O N M O N t0 r W Ol O W N rn m o 0 0 0 � O 0 0 0 0 0 N 0 O J N N N N N N N I N I N N N N N N N U o Cry N G p H A j W O fjoa `m o ti j E N L a o U A c .•Fj H m z"1 vg �d y N V N O N O N O O N O O N W O O N y� N ) y oo t L N Cl) ) Y � O O J W J o Q v N N O O w J m C O O 7 i W N T N � 7 N i f0 � rc • � r a Q N O ( 1 R • � N o c c C N O O N O O N A A W m m 0 0 0 0 0 0 0 0 0 0 d o o d d o 0 0 0O M M N M O W yh d3 f9 f9 W N (9 f9 f9 f9 Sale Year: 01998-2011 • 2012 0 0.25 0.5 Miles N A z h m Z nAn crlA 1 rl 4:lk i FUNDING BLDG STREET BUILDER LOTAREA SO. FT. LOT PRICE LOT SALE DATE HOUSE STYLE FINI HE SQ.FT. HOUSE PRICE HOUSE SALE DATE ASSESSOR EMV TIF (2150) TIF (2150) 4813 4801 Idaho Idaho Novak -Fleck Novak -Fleck 8,023 8,648 $55,000 $55,000 Apr -10 Apr -10 split split 1,200 1,200 $177,310 $182,436 Jun -10 Jun -10 $155,000 $176,000 REDEVEL 5309 34th PI Novak -Fleck 10,026 $60,000 Apr -10 split 2,000 $203,255 Jun -10 $188,000 REDEVEL 5101 351h Novak -Fleck 11,707 $55,000 Apr -10 split 2,000 $186,000 Jun -10 $164,000 REDEVEL 5132 34th PI Novak -Fleck 9,929 $55,000 Apr -10 split 2,000 $222,365 Jun -10 $206,000 REDEVEL 3549 Regent Novak -Fleck 10,500 $50,000 May -10 split 1,300 $189,690 Aug -10 $176,000 REDEVEL 5918 Idaho Novak -Fleck 8.004 $45.000 Jun -10 split 1,200 $178,065 Aug -10 $160,000 TIF (2150) 3440 Regent Novak -Fleck 10.492 $55,000 Jun -10 split 1,300 $205,088 Sep -10 $190,000 REDEVEL 4612 Hampshire Novak -Fleck 8,610 $60,000 Jul -10 split 2,000 $231,268 Sep -10 $195,000 TIF (2150) 4807 Idaho Novak -Fleck 8,023 $55,000 Aug 10 split 1,300 $198,000 Feb -11 $155,000 REDEVEL 5225 35th Novak -Fleck 10.026 $55,000 Sep -10 split 1,300 $203,000 Nov -10 $187,000 TIF (2150) 6420 50th Novak -Fleck 13,479 $60,000 Sep -10 split 1,100 $211,992 Dec -10 $184,000 TIF (2150) 5708 Elmhurst Novak -Fleck 12,800 $45,000 Sep -10 split 1.300 $181,400 Nov -10 $134,000 lb LU15 SULU: AVERAGE AVERAGE AVERAGE LOT AREA LOT LOT PRICE SO FT PRICE PER SQ FT 10,021 $54,231 $5.41 AAAA LISA 1 ..L Cnlrr AVERAGE AVMI$133.85 BUILDER FINISHED H LOT SALE DATE SOFT P HOUSE PRICE 1,477 $1 NSP AVERAGE ASSESSOR EMV $174,615 FUNDING BLDG STREET BUILDER LOT AREA SQ. FT. LOT PRICE LOT SALE DATE HOUSE STYLE FINISHED SQ. FT. HOUSE PRICE HOUSE SALE DATE ASSES OR EMV NSP 5906 Elmhurst Habitat for Hum. 12,000 $1 Jan -11 rambler 1,588 $147225 Dec -11 $164,000 TIF (2150) 532535th Novak -Fleck 10,026 $30,000 Apr -11 split 1,200 $170,000 Oct -11 $167,000 REDEVEL 5401 35th Novak -Fleck 10,026 $25,000 Apr -11 split 1,200 $170,000 Aug -11 $167,000 NSP 4259 Vera Cmz Habitat for Hum. 12,552 $1 May -11 rambler 1,588 $162,150 Apr -12 $177,000 REDEVEL 5224 35th Novak -Fleck 10,086 $50,000 Nov -11 split 1,600 $193,000 May -12 $167,000 Lot orhouse price excluded from average: 9otpuce excluded from avg; discounted due M soil correction or compliance with federal affordability rules "house price excluded from avg; does not reflect work completed by homebuyer, or similar factors n 4 CMA 1 6 0 itr b LUIS SULU' AVERAGE "AVERAGE "AVGHSE M1, HOUSE PRICE PER SO FT PRICE FIN SQ FT 1,435 $177,687 $123.79 AVERAGE "AVERAGE "AVGHSE FINISHED HOUSE PRICE PER SO FT PRICE FIN SQ FT 1,435 $177,687 $123.79 M FUNDING BLDG STREET BUILDER LOT AREA SQ. FT, LOT PRICE LOT SALE DATE HOUSE STYLE FINISHED SQ. FT, HOUSE PRICE HOUSE SALE DATE ASSESSOR EMV REDEVEL 662046th Novak -Fleck 9,840 $60,000 Feb12split 1,600 $198,800 Jun -12 not yet avail REDEVEL3541 Regent Novak -Fleck 10.500 $50,000 Apr12split 1.200 $185,900 Jul -12 not yet avail REDEVEL 3548 Regent Novak -Fleck 10,500 $50,000 Apr -12 split 1,326 $188,800 Aug 12 not yet avail REDEVEL 4310 Zane MT Builders 9.851 $45,000 May -12 Iwo story 2.235 $235,300 Aug -12 not yet avail REDEVEL 4553 Hampshire Novak -Fleck 7,488 $60.000 Jun -12 split 2,076 $229,755 Sep -12 not yet avail REDEVEL 5918 Kentucky Novak -Fleck 7,500 $45,000 Jun -12 split 1,200 $192,000 Sep -12 not yet avail REDEVEL 702460th Novak -Fleck 14,000 $55,000 Aug -12 split 1,326 $197,900 Nov -12 not yet avail COBS 4306 Zane MT Builders 9,851 $45,000 Sep -12 two story 1,581 not yet avail REDEVEL 5533 Xenia Novak -Fleck 8,040 $50,000 Oct -12 split 1,200 not yet avail NSP 3528 Noble Habitat for Hum. 7,603 $1 Dec -12 rambler 1,442 not yet avail NSP 511635th Habitat for Hum. 12,258 $1 Dec -12 rambler 1,348 notyel avail NSP 4312 Brunswick Habitat for Hum. 7,686 $1 Dec -12 rambler 1,442 " not yet avail NSP 5724 Perry Habitat for Hum. 11.247 $1 Deo -12 rambler 1,404 not yet avail NSP 7041 60th Habitat for Hum- 18,030 $1 Dec -12 rambler 1,414 not yet avail Lot orhouse price excluded from average: -lot price excluded from avg; discounted due to soil correction or compliance with federal affordability rules "house price excluded from avg; does not reflect work completed by homebuyer, or similar factors AVERAGE -AVERAGE 'AVERAGE EAVERAGE LOTAREA LOT LOT PRICE SQ FT PRICE PER SQ FT 9,730 $51,111 $5.25 AVERAGE "AVERAGE "AVG HSE FINISHED I HOUSE PRICE PER I SQ FT PRICE FIN SQ FT 1,485 $2015 $13739 AVERAGE ASSESSOR EMV not yet avail h m W C cn ^ Cl) 4M 'c N O O Co O = O }' J N O E co CV O X O CD- C> O EQ N — CL Q Q N 0 1000 2000 Feet Q h m Z I.., do oaY , — Z W 7 IL O J W 1 W Z Z � �0 Q = L 0 O fN N Z� J LU J N LU = N Q Z Q Q U W N 0 IL 0 a- ECONOMIC DEVELOPMENT AUTHORITY OF THE CITY OF CRYSTAL 2. 3. 2013 Work Program Deferred Home Improvement Loans (administered by Hennepin County) $80,000 planned expenditures (all from Community Development Block Grant) This ongoing program is administered by Hennepin County and offers no -interest loans to Crystal homeowners below 50% of Twin Cities metropolitan area median income. The anticipated funding level would typically allow four projects in Crystal per year. The loans are 100% forgiven after 15 years provided the homeowner continues to own and occupy the property; if they sell or move, the loan is due and payable in full, and the recaptured funds would be used to assist another homeowner in a similar manner. Also available are deferred loan's with a modest interest charge for homeowners between 50% and 80% of AMI. The county's administrative costs are embedded within overall CDBG funding. Home Improvement Incentive Rebates (administered by GMHC) $267,000 planned expenditures $200,000 from TIF Housing Districts (#2152 & #2153) $67,000 from EDA Fund This ongoing iprogram offers a rebate for homeowners who complete home improvement projects. The program is administered by the non-profit Greater Metrppolitan,,Housing Corporation ("GMHC") at its Housing Resource Center located` 't 2148 44th Avenue North in Minneapolis. Homeowners with household income less than50%rof Twin Cities metro area median income ("AMI") qualify fora 20% rebate (TIF -funded); 50%-80% AMI qualify fora 15% rebate (TIF - funded); 80%-120% AMI qualify for a 10% rebate (EDA -funded). Households over 120% AMI are not eligible. To be for a rebate, the application must be made before beginning the he project must have a total cost of at least $2,000. No property 'ebates totaling more than $10,000 in one year. JP Fund Interest Rate Buy -Down (administered by GMHC) expenditures from TIF Housing Districts (#2152 & #2153) The EDA will provide funds to buy down the interest rate for Crystal homeowners using Community Fix -Up Fund loans from GMHC's Housing Resource Center. Maximum household income is 100% of the Twin Cities metro area median (if a household of 1-2 people) or 115% (if a household of 3+ people). Minimum loan is $2,000; maximum is $35,000. Maximum loan -to -value ratio is 110% of the after - PAGE 1 OF 3 rehab value. Maximum loan term is 10 years (for loans up to $10,000) or 20 years (for loans over $10,000). The interest rate, normally 5.75%, will be discounted to 3%. The Minnesota Housing Finance Agency has awarded $37,500 for this program over two years; these funds will be expended before the EDA's TIF funds are used. There are no administrative costs for the EDA. 4. Purchase -Rehabilitation Incentive (FHA 203K) (administered by GMHC) $11,000 planned expenditures from TIF Housing District #2 (#2153) 5. This program was set up in mid -2009 to create an incentive for buyers of foreclosed or vacant houses needing significant repairs, provided that the homebuyer is using the HUD/Federal Housing Administration's "203K" purchase - rehabilitation loan program. The EDA will provide downpayment and closing costs assistance for 3% of the purchase price up to a maximum of $5,000. The assistance will be in the form of an interest-free deferred loan which will be forgiven if the homebuyer owns & occupies the property for five years. The funding source will be available increment from TIF Housing Districts (#2152 & #2153). This incentive may be used for any vacant single family house in the city. To qualify, the buyer's household income could not exceed 110% AMI for a 1-2 person household or 115% AMI for a 3+ person household. The program will be administered by GMHC's Housing Resource Center; administrative costs will be $500 for each grant. $225,000 planned expenditures (all from EDA Fund) $325,000 planned revenues This would be a continuation of the city's longstanding acquisition, demolition and lot sale program. The adopted budgets are based on three properties being acquired/demolished and seven lots being sold for new house construction. As opportunities arise, additional property acquisitions may be authorized by the EDA using fund balances. The 2013 Notice of Lot Availability is attached. 6. Other Redevelopment The Cavanagh (5401 51st Avenue North). The EDA will demolish the existing school building in spring 2013 then sell the 4.3 acre school site to Dominium for construction of The Cavanagh. It will be a three story, 130 unit, age -restricted rental building addressed as 5401 51st Avenue North. Unit sizes will range from 1 BR -1 BA to 2BR-2BA and all units will be affordable to households at or below 60% of Twin Cities metropolitan area median income. Construction of The Cavanagh will begin in summer 2013 and be completed in 2014. PAGE 2OF3 Excess Hwy 100 Property from MnDOT. The EDA obligated available increment from expiring TIF District #1 (#2150) to acquire six parcels of excess MnDOT- owned highway right-of-way left over from the reconstruction of Trunk Highway 100. Three of the acquisitions have closed and the lots are available for construction of new single family homes: 5417 35th, 3548 Welcome and 3556 Welcome. The other three acquisitions will close as soon as specific issues related to each parcel are resolved: • 552034 th (single family lot): Prior to MnDOT acquisition, commercial uses including a dry cleaner were located on this site. Hennepin County paid for Phase 1 and Phase 2 environmental investigations which concluded that development may occur on the site. However, a response action plan and construction contingency plan must be prepared to satisfy MPCA. The $45,000 purchase price proposed by MnDOT will be renegotiated to reflect the results of the environmental investigations. • 3600 Welcome (1 acre zoned Neighborhood Commercial for office or similar use): Prior to MnDOT acquisition, commercial uses including a gas station were located on the east half of this site. Hennepin County paid for Phase 1 and Phase 2 environmental investigations which concluded that development may occur on the site. However, a response action plan and construction contingency plan must be prepared to satisfy MPCA. The $127,500 purchase price proposed by MnDOT will be renegotiated to reflect the results of the environmental investigations. • 5501 32nd (2.6 acres zoned low density residential for up to 14 units). Prior to MnDOT acquisition, a row of single family houses (30xx-31xx Vera Cruz) occupied this site. The $255,000 purchase will close as soon as Engineering staff and Three Rivers Park District finalize an easement for the Bassett Creek Regional Trail which will be located between this development site and the noise wall. 7. Redevelopment Fund Balance The EDA board may authorize expenditure of part of its fund balances during the year to respond to unforeseen opportunities. The amount available at any particular time cannot be predicted because the fund balance varies throughout the year depending on expenditures incurred and, especially, revenue from unanticipated property sales. The EDA board would consider the condition of a particular fund balance when considering expenditures from same. PAGE 3OF3 ECONOMIC DEVELOPMENT AUTHORITY OF THE CITY OF CRYSTAL 2013 NOTICE OF LOT AVAILABILITY - FEBRUARY 8, 2013 The Economic Development Authority of the City of Crystal is seeking proposals from builders to purchase the following lots for construction of new single family houses. Please see the Request for Proposal packet which may be downloaded from the Redevelopment page at www.crystalmn.gov. PROPERTY ADDRESS DIMENSIONS (approx.) width x depth area (sq. ft. LOT PRICE NOTES see p. 2 3533 Lee Ave N, Crystal MN 55422 40 x 128 5,120 $40,000 5 5417 35th Ave N, Crystal MN 55422 irregular 8,095 $40,000 6 4326 Zane Ave N, Crystal MN 55422 45 x 216 9,720 $45,000 3,5 4330 Zane Ave N, Crystal MN 55422 45 x 216 9,720 $45,000 3,5 4553 Yates Ave N, Crystal MN 55422 67 x 97 6,470 $45,000 5332 50th Ave N, Crystal MN 55429 irregular 10,000 $45,000 6 5335 Corvallis Ave N, Crystal MN 55429 irregular 12,058 $50,000 6 4331 Vera Cruz Ave N, Crystal MN 55422 45 x 209 9,405 $50,000 4349 Xenia Ave N, Crystal MN 55422 50 x 216 10,800 $50,000 3,5 4343 Xenia Ave N, Crystal MN 55422 50 x 216 10,800 $50,000 3,5 4720 Douglas Dr N, Crystal MN 55429 60 x 192 11,520 $50,000 4633 Douglas Dr N, Crystal MN 55422 75 x 132 9,963 $50,000 4901 Vera Cruz Ave N, Crystal MN 55429 irregular 13,469 $50,000 5255 Edgewood Ave N, Crystal MN 55428 60 x 133 7,989 $50,000 6516 Brentwood Ave N, Crystal MN 55428 75 x 135 10,125 $50,000 5924 Elmhurst Ave N, Crystal MN 55428 75 x 160 12,000 $50,000 5527 Xenia Ave N, Crystal MN 55429 60 x 134 8,040 $50,000 3 5548 Yates Ave N, Crystal MN 55429 79 x 134 10,575 $50,000 5626 Vera Cruz Ave N, Crystal MN 55429 66 x 135 8,910 $50,000 2 5657 Adair Ave N, Crystal MN 55429 74 x 134 9,916 $50,000 5700 Regent Ave N, Crystal MN 55429 75 x 135 10,125 $50,000 2 5715 Regent Ave N, Crystal MN 55429 75 x 135 10,125 $50,000 2 6601 62nd Ave N, Crystal MN 55429 62 x 169 10,498 $50,000 3548 Welcome Ave N, Crystal MN 55422 irregular 8,960 $55,000 4,6 3556 Welcome Ave N, Crystal MN 55422 irregular 17,521 $55,000 4,6 5824 Regent Ave N, Crystal MN 55429 75 x 135 10,125 $55,000 2 6529 50th Ave N, Crystal MN 55428 90 x 129 11,610 $60,000 PAGE 1 OF 2 nInTFS CPPr IF:I(; TO PARTICULAR LOTS: 1 The existing house may still be present but demolition is in the works. This lot is mapped by the Metropolitan Airports Commission (MAC) as being within the Crystal Airport's 60 DNL noise contour forecast for the year 2025. This is the lowest -level noise contour mapped by MAC in its plan for 2 this airport. Builders are encouraged but not required to construct the house in accordance with the Builders Guide available from Metropolitan Council. This lot is not located in a Runway Protection Zone or Safety Zone for the Crystal Airport. This lot is adjacent to another EDA lot but both lots shall remain separate lots for construction of a single family 3 house on each lot. The EDA will not consider proposals to combine the lots or build a duplex. These adjacent lots do not need to be purchased (or optioned) by the same builder. This lot is adjacent to another EDA lot but both lots shall remain separate lots for construction of a single family 4 house on each lot. The EDA will not consider proposals to combine the lots or build a duplex. These adjacent lots must be purchased (or optioned) simultaneously by the same builder. 5 Due to narrow lot width and the presence of an alley, the garage must be accessed from the alley not the street. This lot is excess MnDOT property from Hwy 100 or excess Henn Co property from CR81, and may not yet show 6 up as a distinct parcel. GENERAL NOTES: The EDA considers proposals on a "first-come, first-served" basis. This means that the first proposal offering to buy the lot and build a house meeting our guidelines will be presented to the EDA for their consideration. The EDA retains absolute discretion to decide whether to accept any particular proposal. Proposals must be submitted by state -licensed builders who have built at least three houses in Minnesota in the last five years, or have equivalent experience acceptable to the EDA. The house may be built speculatively or for a specific buyer. If you would be the house buyer, then your builder must submit the proposal; and if the proposal is accepted, then the EDA would sell the lot to your builder. The new house must be an owner -occupied, single family house. It must have at least three bedrooms, two bathrooms, and a two -car garage (attached or detached, depending on the site). On a case-by-case basis, the EDA may also consider the sale of a lot to provide a new location for an existing house currently located in Crystal. The moved house would have to meet the general requirements described above, be brought up to current codes, and have a final value and long-term viability comparable to a new house. Lot prices are firm and non-negotiable. Builders may purchase a 6 -month option on a lot for $500, renewable for an additional 6 months for an additional $500. The option provides the builder with exclusive rights to purchase the lot and build a house subject to the normal EDA requirements and guidelines. As a condition of the option, the builder must list the lot with a to -be -built house on the MLS for the duration of the option. The number of options is limited: No builder may have options on more than 10% of the EDA's lots, and no more than 50% of the EDA's lots may be under option at any time. PAGE 2OF2